Details Rates and fees information correct as at 7 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing. Discounts and excesses
Monthly premiums available
Choice of excess
Young driver excess imposed
$550 for listed drivers under 25, $1,500 for unlisted drivers under 25, $500 for inexperienced drivers over 25.
Maximum no claim discount table
(NSW) 70% (TAS) 70% (SA) 70% (ACT) 70% (QLD) 70% (NT) 70% (WA) 70% (VIC)
Maximum no claim discount term
Multi policy discount
No claim discount
Maximum no claim discount eligible after 6 years. NCD can be optionally protected if at Rating 1 or 1A.
Discounts available Service features
Choice of repairer
Claims service 24 7
Other restrictions Coverage summary
Agreed or market value
New car if written off
- within 2 years of original registration
Personal property cover
Up to $500 if damaged or stolen. Up to $1,000 for mobility devices and disability aids.
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
Emergency repairs without assessment
Reasonable towing costs. Up to $600 travel costs if greater than 200 km from home. Up to $500 accommodation costs.
Rental car after theft
- Up to 14 days, max $75 per day.
Rental car after accident
Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days, max $75 per day.
Rental car liability
Yes - legal liability cover when using a substitute vehicle.
Trailer or caravan cover
Baby capsule or seats
Covered only if agreed in writing.
Accidental death cover for driver
$10,000 within 12 months of accident.
*as voted by the Mozo community