eric car insurance

With headquarters in Victoria, eric proudly states that it is ‘not a corporate giant’ and as such has not lost sight of the need to deliver ‘quality products, customer service and long term relationships.’ 

It has over 20 years of experience in the insurance industry and conducts its business around four main pillars. These are: Empowerment, Real people, Innovation and Customer Centric. These make up the ‘eric DNA.’ Eric offers a range of insurance including comprehensive car insurance, motorcycle insurance, off road bike insurance and motor vehicle warranty insurance. Read more about eric’s car insurance below.

eric offers the following car insurance policies

Rates and fees verified as correct at 23 May 2022. Other information correct at the time of writing.
Advertiser disclosure.

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Who is eric underwritten by?

An APRA (Australian Prudential Regulation Authority) and ASIC (Australian Securities Investment Commission) regulated licensee, Eric Insurance Limited underwrites its own insurance policies. 

What types of car insurance does eric offer?

Eric offers comprehensive car insurance, it does not offer third party or compulsory third party car insurance. 

What does eric’s comprehensive car insurance cover?

In short, eric’s comprehensive car insurance provides legal liability cover and cover for loss or damage to your vehicle. In a little more detail its cover includes:

Eric also offers optional windscreen cover up to $600. This will provide cover if your front or back windscreen is damaged and needs either repairing or replacing. With this benefit, eric will pay for one front or back windscreen claim, excess-free, per insurance period. 

What does eric insurance not cover?

Of course, there are also some things that eric won’t cover you for. These include:

Read eric’s product disclosure statement for more information on what is and what is not included in its comprehensive car insurance policy.

More FAQs on eric car insurance

Who is eligible for eric car insurance?

To be eligible for a comprehensive car insurance quote with eric, you must:

How does eric calculate car insurance premiums?

To calculate your insurance premium, eric will look at a number of factors including:

Does eric car insurance allow installment payments?

Yes, with eric you can pay your premium in installments. However, it should be noted that eric will charge interest for this method of payment. So, you will wind up paying more overall, if you choose to pay in installments. 

Plus, if you are more than 14 days late with your installments, eric can refuse to pay a claim. If your installment payment is more than a month overdue, eric can cancel your insurance policy altogether.

What types of excess does eric car insurance have?

How much you wind up paying will depend on what excess applies. Eric has five types of excess, these are:

Does eric offer a no claims bonus discount?

Unfortunately, eric does not advertise a no claims bonus discount.

How can I make a claim with eric?

There are three ways to lodge a claim with eric. These are:

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