Important information on terms, conditions and sub-limits
Monthly premiums available
Maximum no claim discount
Not Published
Online discount
Choice of repairer

Mozo editorial review eric Car Insurance - last updated: 1 February 2021

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What's hot
  • New for old car replacement (under 2 years and 70,000km)
  • Emergency accommodation and travel cover
  • Trailer cover
What's not
  • Cars over 20 years old not eligible
  • No option for hire car after an accident
Mozo snapshot

This comprehensive policy has a great range of features to cover you and your vehicle if there’s an emergency, accident or natural disaster. New for old cover means your ride will be insured if the worst happens and the car is written off, while cover for travel, accommodation and towing costs will make life easier immediately after an incident.

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Key features

If your car comes into the line of a fire, theft, storm, flood or road accident, eric car insurance will be there to help you pick up the pieces. And if the car is a total write-off, it’ll be replaced for a brand new one of comparable value (so long as it’s driven less than 70,000km and is under 2 years old).

Great post-incident features are included in the policy, like reasonable towing costs plus travel and accommodation costs (up to $500) if you run into trouble more than 100km from home. And if you need a hire car after a theft, that’ll also be covered for up to $500 (remember this isn’t an option after an accident).

There’s $300 in emergency repairs covered, $500 in personal property and $750 to replace car locks and keys. Plus if you’ve got a trailer attached to the car, there’s $1,000 cover for that, too.

And along with the $20 million in legal liability cover, there’s an additional $2,000 for funeral costs should a disaster occur on the road.

Who is it good for

Anyone looking for a full-coverage car insurance policy with plenty of post-accident support.

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Any catches

eric car insurance doesn’t offer quotes for cars over the age of 20, so if your wheels are more mature you won’t be able to take out this policy. 


Rates and fees information correct as at 7 July 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses


$650 - $1,550

$750 for inexperienced drivers, $750 for unlisted drivers under 25.

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Service features






Coverage summary


Yes - within 2 years and 70,000 km of original registration

Up to $500

Optional extra, up to $600

Up to $300

Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 100 km from home.

Yes - Up to $500



Up to $1,000

Up to $750

Reasonable cost

Covered only if agreed in writing.



Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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About eric