Guild Insurance Comprehensive Car Insurance

Discounts and excesses

• Monthly premiums available

• Choice of excess

  $500 - $5,000

• Young driver excess imposed

  $1,500 for drivers under 21, $1,000 for drivers under 24, $750 for inexperienced drivers over 24.

• Maximum no claim discount table

  Not Published

• Maximum no claim discount term

  6 years

• Online discount

  n/a

• Multi policy discount

  none

• No claim discount

  None

• Discounts available

  No Claims Discount

Service features

• Roadside assistance

• Choice of repairer

• Claims service 24 7

• Other benefits

  none

• Other restrictions

  none

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  - within 2 years of original registration

• Personal property cover

  Up to $1,000 if damaged or stolen.

• Windscreen cover

  Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $750 travel and accommodation costs if greater than 150 km from home, or $500 if less than 150 km.

• Rental car after theft

  - Up to 14 days, max $75 per day.

• Rental car after accident

  Optional Extra - Up to 14 days, max $75 per day.

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle.

• Trailer or caravan cover

  Up to $2,500 for trailer only.

• Replacement keys

  Up to $1,000 if stolen or lost.

• Baby capsule or seats

  Covered with personal property

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver

  Up to $5,000 within 12 months of accident.