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Kogan Insurance Car Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
$80 off new online Comprehensive Car Insurance policies.
Choice of repairer
Yes, optional extra
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Mozo editorial review Kogan Insurance Car Insurance - last updated: 1 July 2024

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What's hot
  • ‘No excess’ windscreen repair costs
  • Up to $1,000 for personal items and accommodation in case of an incident
  • $500 cover for essential repairs
  • $10 monthly Kogan.com credit
  • Hire car after not-at-fault
What's not
  • No cover for accidents within 100kms of your home
  • No cover for misplaced or lost keys
Mozo snapshot

Are you looking for a car insurance policy that covers your car at different levels? Kogan Comprehensive Car Insurance might be the one for you! It offers good cover for your car with $80 off on new online Comprehensive Car Insurance policies. It includes everything from damages caused because of an accident to weather events. In fact, Kogan will replace your car with a new one if it has been written off within the first three years and has been driven less than 60,000 km.

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Key features

Kogan comprehensive car insurance is the ultimate cover for your vehicle in case of any damage caused because of an accident or extreme weather conditions. It also covers your car if it damages somebody else’s property. This policy cover replaces any damaged or stolen baby capsules inside your car and even pays up to $1,000 in total for any damaged/ stolen items in an incident. 

In case of an emergency,  the driver of the car will be able to reimburse travel costs up to $100 to reach their destination. There’s also up to $1,000 for emergency accommodation and transport costs of the driver and any passengers to get home. It also covers reasonable towing and storage costs. But the same does not apply if the incident has occurred within 100 kms from home.

Kogan will replace your car with a new one if it is written-off within the first three years and has a distance travelled of less than 60,000 km.  

If you buy Kogan’s Comprehensive Car Insurance by completing your quote online, you could get $80 off your first year's premium, along with a $5 Kogan credit for completing a quote (minimum spend $100, 1 per customer). Plus, a $10 monthly Kogan.com credit for every month for policy is active. T&Cs apply.

Who is it good for

Kogan comprehensive car insurance is good for people over the age of 25 who are looking for the highest level of cover while also having multiple levels of excesses to choose from.

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Any catches

Be aware if you have someone in your family under the age of 25 driving your car because in case of an incident, the driver under the age of 25, if listed, has to pay an excess of $600 and unlisted, has to pay $1,600.


Cover information and limits in the table below correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$500 - $2,300

$600 for listed drivers under 25, $1,600 for unlisted drivers under 25

Not Published


$80 off new online Comprehensive Car Insurance policies.



$10 monthly Kogan.com credit for every month for policy is active.

Service features


Yes, optional extra


$5 Kogan.com credit when a quote is completed. T&CS apply.

Legal liability is an Optional Extra and not included in standard policy.


Coverage summary

Agreed or Market

Yes - within 3 years of original registration and driven less than 60,00km.

Up to $1,000 per incident.

Yes - repairs to windscreen, sunroof or window glass without excess but excess applies if replacement is needed. . Option to waive excess for windscreen claims for an additional premium.

Up to $500

Reasonable towing cost. Up to $1,000 for the reasonable cost of essential accommodation and transport, if the incident occurs more than 100km from home

Yes - Up to 14 days, reasonable daily cost.

Not at fault - Yes, reasonable costs. At fault - Optional Extra, reasonable costs.


Up to $1,000

Yes if stolen

Replaced if damaged in an accident, inside your car when car is stolen

Covered only if agreed in writing.


Optional Extra

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are Kogan Insurance car insurance rated by the Mozo community?

Value for money
Policy coverage
Customer service
Claims handling
Based on 2 Kogan Insurance car insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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