For many of us our car is one of our most valuable possessions, so if you’re looking to give it the protection it deserves, why not consider Ozicare Comprehensive Car Insurance? Not only will this policy cover your car in a range of circumstances, there’s also the flexibility to pay your premiums monthly and have your choice of excess.
The Ozicare Comprehensive Car Insurance delivers flexibility and great value cover when you need it most. With this insurance policy, your car will be covered for emergency repairs, key replacement (up to $1,000) and personal effects that are damaged in an accident (up tp $250). Plus you can choose to add rental car cover following an accident and your choice of repairer as an optional extra, in case you do find yourself involved in an incident.
Adding to that flexibility, the Ozicare Comprehensive Car Insurance policy allows you to pay your premiums monthly at an extra cost, as well as choosing your excess, giving you more control over your premium (the higher your excess, the lower your premium, and vice versa). And thanks to the 24/7 claims service, you can rest easy knowing your claim will be handled no matter the time of day.
One thing to keep in mind is that while you’ll benefit from some flexible features, there are no set discounts for things like bundling or limiting drivers available with this insurance policy.
The Ozicare Comprehensive Car Insurance policy could be a great choice for Aussie drivers who want a comprehensive policy and the flexibility to add some extras on top.
There are limited discounts available compared to some other policies out there, and there will be an additional excess applied to young, inexperienced and unlisted drivers.
|
Yes costs extra |
|
|
$550 - $1,900 (varies by state) |
|
|
$600 for drivers under 21, $500 for drivers under 25, $600 for unlisted drivers, $500 for inexperienced drivers. |
|
|
Not Published |
|
|
5 years |
|
|
n/a |
|
|
n/a |
|
|
Yes |
|
|
n/a |
|
Optional Extra |
|
|
Optional Extra |
|
|
Yes |
|
|
n/a |
|
|
n/a |
|
|
SA VIC NT TAS NSW ACT QLD WA |
|
Agreed or Market |
|
|
Yes - within 1 year or 20,000 kilometres of original registration, whichever comes first |
|
|
Personal Effects cover in the event of a collision (up to $250) |
|
|
Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium. |
|
|
Up to $500 |
|
|
Automatic inclusion of up to $600 for emergency transport and accommodation (max $150 per day). |
|
|
Yes - Up to 14 days, max $1,000 total. |
|
|
Not at fault - Yes. At fault - Optional Extra. Up to 14 days. |
|
|
Yes - legal liability cover when using a substitute vehicle. |
|
|
Up to $500 for trailer only. |
|
|
Up to $1,000 if stolen. |
|
|
Covered under Personal Effects |
|
|
Covered only if agreed in writing. |
|
|
No |
|
|
No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I would thoroughly recommend Ozicare, from the moment I was involved in a car accident through to the claims process, they have been nothing short but wonderful and, in my opinion, provided gold standard customer service, each step of the way. The claims team realise that you do feel slightly frazzled just after an accident when you contact them, and slowly and patiently walked me through the process, they were so understanding and comforting, it felt like I was speaking to a supportive friend on the other end of the line. The process was also quick and efficient, and they kept me abreast of each step along the way. I give Ozicare a A+++ - thankyou again for all your support and I highly recommend them as the north star for car insurance.
Read full reviewI would thoroughly recommend Ozicare, from the moment I was involved in a car accident through to the claims process, they have been nothing short but wonderful and, in my opinion, provided gold standard customer service, each step of the way. The claims team realise that you do feel slightly frazzled just after an accident when you contact them, and slowly and patiently walked me through the process, they were so understanding and comforting, it felt like I was speaking to a supportive friend on the other end of the line. The process was also quick and efficient, and they kept me abreast of each step along the way. I give Ozicare a A+++ - thankyou again for all your support and I highly recommend them as the north star for car insurance.
Their claims team is not responding to emergency repairs and they don’t have any SLA for any emergency claim. I am chasing them for an emergency claim to fix my car and they are not replying. They don’t understand the critical situation where we are expecting a baby any day we need our car fixed. I have taken all quotes and everything but they don’t have to review. I will go to fix but I was just requesting to review and approve but everyday I call them and they just say we are looking on priority but we don’t have any SLA. Then why do you guys call it an emergency fix?
Read full reviewTheir claims team is not responding to emergency repairs and they don’t have any SLA for any emergency claim. I am chasing them for an emergency claim to fix my car and they are not replying. They don’t understand the critical situation where we are expecting a baby any day we need our car fixed. I have taken all quotes and everything but they don’t have to review. I will go to fix but I was just requesting to review and approve but everyday I call them and they just say we are looking on priority but we don’t have any SLA. Then why do you guys call it an emergency fix?