RACT - Comprehensive Motor Vehicle Insurance

Discounts and excesses

  • costs extra

  • $500 - $5,000

  • $750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24.

  • - (WA)
    - (VIC)
    60% (TAS)
    - (NSW)
    - (SA)
    - (QLD)
    - (NT)
    - (ACT)

  • 5 years

  • n/a

  • 10% for 3 or more policies for over 50s working less than 20 hours pw

  • Maximum no claims discount is protected for life when insured reaches the maximum no claims discount level.

  • none

Service features

  • Optional Extra

  • none

  • none

Coverage summary

  • Agreed

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.

  • - Up to 14 days.

  • Optional Extra - Up to 14 days.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000.

  • Up to $1,000 if stolen or lost.

  • Up to $500

  • Covered only if agreed in writing.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is RACT car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
8.4

Based on 75
RACT car insurance reviews

7.6 8.0 8.7 8.7 8.5

Read RACT car insurance reviews by the Mozo community

Latest reviews of RACT Comprehensive Motor Vehicle Insurance

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   8 / 10

Totally satisfied with staffs service

Policy has everything required for my purpose

Full review

Policy has everything required for my purpose

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   7 / 10

    Trust   8 / 10

Less

Laurence (TAS), reviewed 5 months ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   10 / 10

I'll stay with them

Been great over the past years. I'll stay with them.

Full review

Been great over the past years. I'll stay with them.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   9 / 10

    Trust   9 / 10

Less

Kate (TAS), reviewed 7 months ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   9 / 10

Fantastic customer service. Well worth it!

I had an accident in my car and RACT was just fantastic. It went smoothly and quickly. The other party was still waiting for their insurer while my car was back on the road.

Full review

I had an accident in my car and RACT was just fantastic. It went smoothly and quickly. The other party was still waiting for their insurer while my car was back on the road.

    Value for money   9 / 10

    Policy coverage   9 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   9 / 10

Less

Ginger (TAS), reviewed about 2 years ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   7 / 10

Needs better service

Typical Tasmanian business with its service. People are uninterested and rude, especially if after an accident you need some help and guidance.

Full review

Typical Tasmanian business with its service. People are uninterested and rude, especially if after an accident you need some help and guidance.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   4 / 10

    Claims handling   6 / 10

    Trust   6 / 10

Less

Zoe (TAS), reviewed over 2 years ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   8 / 10

Good for road service

They are very quick with service .

Full review

They are very quick with service .

    Value for money   7 / 10

    Policy coverage   7 / 10

    Customer service   9 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Susanne (TAS), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

(*as voted by the Mozo community)

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