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RACT Comprehensive Motor Vehicle Insurance

Advertiser disclosure
Monthly premiums available
Yes costs extra
Maximum no claim discount
up to 60%
Online discount
n/a
Choice of repairer
No

Details

Rates and fees information correct as at 6 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $500 - $5,000

  • $750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24. $1,500 unlisted drivers under 25

  • - (WA)
    - (VIC)
    60% (TAS)
    - (NSW)
    - (SA)
    - (QLD)
    - (NT)
    - (ACT)

  • 5 years

  • n/a

  • 10% for 3 or more policies for over 50s working less than 20 hours pw

  • Maximum no claims discount is protected for life when insured reaches the maximum no claims discount level.

  • n/a

Service features
  • Optional Extra

  • No

  • Yes

  • n/a

  • n/a

Coverage summary
  • Agreed

  • Yes - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.

  • Yes - Up to 14 days.

  • Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000 for trailers only

  • Up to $1,000 if stolen or lost.

  • Up to $500

  • Covered only if agreed in writing.

  • No

  • Optional Extra

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are RACT car insurance rated by the Mozo community?

Overall
8.4/10
Value for money
7.5/10
Policy coverage
8.0/10
Customer service
8.6/10
Claims handling
8.6/10
Trust
8.4/10

Latest reviews of RACT Comprehensive Motor Vehicle Insurance

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About RACT

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