RACT - Comprehensive Motor Vehicle Insurance

Discounts and excesses

  • costs extra

  • $500 - $5,000

  • $750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24.

  • - (WA)
    - (VIC)
    60% (TAS)
    - (NSW)
    - (SA)
    - (QLD)
    - (NT)
    - (ACT)

  • 5 years

  • n/a

  • 10% for 3 or more policies for over 50s working less than 20 hours pw

  • Maximum no claims discount is protected for life when insured reaches the maximum no claims discount level.

  • none

Service features

  • Optional Extra

  • none

  • none

Coverage summary

  • Agreed

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.

  • - Up to 14 days.

  • Optional Extra - Up to 14 days.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000.

  • Up to $1,000 if stolen or lost.

  • Up to $500

  • Covered only if agreed in writing.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is RACT car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
8.5

Based on 203
RACT car insurance reviews

7.6 8.1 8.6 8.6 8.5

Read RACT car insurance reviews by the Mozo community

Latest reviews of RACT Comprehensive Motor Vehicle Insurance

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   10 / 10

Excellent device on all types of insurances

Have had all insurances with RACT for over 50 years. Happy so will not change.

Full review

Have had all insurances with RACT for over 50 years. Happy so will not change.

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Annette, Tasmania, reviewed about 2 months ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   8 / 10

Totally satisfied with staffs service

Policy has everything required for my purpose

Full review

Policy has everything required for my purpose

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   7 / 10

    Trust   8 / 10

Less

Laurence, Tasmania, reviewed 10 months ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   10 / 10

I'll stay with them

Been great over the past years. I'll stay with them.

Full review

Been great over the past years. I'll stay with them.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   9 / 10

    Trust   9 / 10

Less

Kate, Tasmania, reviewed 12 months ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   10 / 10

Very friendly, easy to talk to, very helpful

Very friendly easy to talk to very helpful

Full review

Very friendly easy to talk to very helpful

    Value for money   8 / 10

Less

Janet, Tasmania, reviewed over 1 year ago

RACT

RACT Comprehensive Motor Vehicle Insurance car insurance review

Overall rating   10 / 10

RACT is helpful and is a convenient local provider

RACT is reliable and staff are helpful

Full review

RACT is reliable and staff are helpful

    Value for money   10 / 10

Less

Jenny, Tasmania, reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

(*as voted by the Mozo community)

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