Thumbnail icon for RACT

RACT Comprehensive Motor Vehicle Insurance

Monthly premiums available
Yes costs extra
Maximum no claim discount
up to 60%
Online discount
n/a
Choice of repairer
No

Details

Rates and fees information correct as at 1 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $500 - $5,000

  • $750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24. $1,500 unlisted drivers under 25

  • - (WA)
    - (VIC)
    60% (TAS)
    - (NSW)
    - (SA)
    - (QLD)
    - (NT)
    - (ACT)

  • 5 years

  • n/a

  • 10% for 3 or more policies for over 50s working less than 20 hours pw

  • Maximum no claims discount is protected for life when insured reaches the maximum no claims discount level.

  • n/a

Service features
  • Optional Extra

  • No

  • Yes

  • n/a

  • n/a

Coverage summary
  • Agreed

  • Yes - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.

  • Yes - Up to 14 days.

  • Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000 for trailers only

  • Up to $1,000 if stolen or lost.

  • Up to $500

  • Covered only if agreed in writing.

  • No

  • Optional Extra

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are RACT car insurance rated by the Mozo community?

Overall
8.4/10
Value for money
7.5/10
Policy coverage
8.0/10
Customer service
8.6/10
Claims handling
8.6/10
Trust
8.4/10

Latest reviews of RACT Comprehensive Motor Vehicle Insurance

  • Overall 10/10
    Quick payment claims, fantastic value and service.

    The RACT have wonderful informative staff, are trustworthy and quickly pay out any claim. I would thoroughly recommend them to anyone looking for insurance.

    Read full review

    The RACT have wonderful informative staff, are trustworthy and quickly pay out any claim. I would thoroughly recommend them to anyone looking for insurance.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Adrian, Tasmania reviewed 4 months ago
  • Overall 10/10
    Excellent device on all types of insurances

    Have had all insurances with RACT for over 50 years. Happy so will not change.

    Read full review

    Have had all insurances with RACT for over 50 years. Happy so will not change.

    Value for money
    -1/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Annette, Tasmania reviewed almost 2 years ago
  • Overall 8/10
    Totally satisfied with staffs service

    Policy has everything required for my purpose

    Read full review

    Policy has everything required for my purpose

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    7/10
    Trust
    8/10
    Less
    Laurence, Tasmania reviewed over 2 years ago
  • Overall 10/10
    I'll stay with them

    Been great over the past years. I'll stay with them.

    Read full review

    Been great over the past years. I'll stay with them.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    9/10
    Trust
    9/10
    Less
    Kate, Tasmania reviewed almost 3 years ago
  • Overall 10/10
    Very friendly, easy to talk to, very helpful

    Very friendly easy to talk to very helpful

    Read full review

    Very friendly easy to talk to very helpful

    Value for money
    8/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Janet, Tasmania reviewed about 3 years ago
RACT

About RACT

See RACT car insurance