Yes costs extra
$500 - $5,000
$750 for male drivers under 22, $650 for female drivers under 22, $400 for male drivers under 24, $300 for female drivers under 24. $1,500 unlisted drivers under 25
- (WA)
- (VIC)
60% (TAS)
- (NSW)
- (SA)
- (QLD)
- (NT)
- (ACT)
5 years
n/a
10% for 3 or more policies for over 50s working less than 20 hours pw
Maximum no claims discount is protected for life when insured reaches the maximum no claims discount level.
n/a
Optional Extra
No
Yes
n/a
n/a
Agreed
Yes - within 2 years of original registration
Up to $500 if damaged or stolen.
Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
Up to $500
Reasonable towing costs. Up to $1,000 travel and accommodation costs if greater than 100 km from home.
Yes - Up to 14 days.
Not at fault - Optional Extra. At fault - Optional Extra. Up to 14 days.
Yes - legal liability cover when using a substitute vehicle.
Up to $1,000 for trailers only
Up to $1,000 if stolen or lost.
Up to $500
Covered only if agreed in writing.
No
Optional Extra
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
The RACT have wonderful informative staff, are trustworthy and quickly pay out any claim. I would thoroughly recommend them to anyone looking for insurance.
Read full reviewThe RACT have wonderful informative staff, are trustworthy and quickly pay out any claim. I would thoroughly recommend them to anyone looking for insurance.
Have had all insurances with RACT for over 50 years. Happy so will not change.
Read full reviewHave had all insurances with RACT for over 50 years. Happy so will not change.
Policy has everything required for my purpose
Read full reviewPolicy has everything required for my purpose
Been great over the past years. I'll stay with them.
Read full reviewBeen great over the past years. I'll stay with them.
Very friendly easy to talk to very helpful
Read full reviewVery friendly easy to talk to very helpful