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Comprehensive Car Insurance
Comprehensive Plus Car Insurance
If you’re a South Australian resident looking for one of the more far-reaching policies on the car insurance market, you should definitely consider SGIC’s Comprehensive Plus Car Insurance. A 2020 Mozo Experts Choice Award winner for Exceptional Quality Car Insurance, this policy has you covered for a range of events and gives you the opportunity to drive down your premium through generous no claim and loyalty discounts. It will even put $100 straight back into your pocket for signing up online.
SGIC Comprehensive Plus Car Insurance comes stacked with features to cover you in a wide range of driving mishaps. For example, if your windscreen is chipped by a rogue rock on the road, you’ll be able to get that fixed without having to fork out any of your own money on an excess. SGIC also covers you for any work-related equipment in your vehicle up to the value of $1,500 and provides $500 worth of cover for any other personal property that might be stolen or damaged.
If you’d like some flexibility around who is responsible for repairing your pride and joy, this policy gives you the choice of repairer or if your brand new car is written or stolen within two years of you purchasing it, SGIC will replace it with another fresh set of wheels. Just bear in mind that roadside assistance doesn’t come as standard for this policy but you can opt for it as an additional extra.
SGIC rewards its customers for their loyalty, so depending on the number of years you’ve had a relationship with the company and the number of policies you hold, you could save up to 25% on your premium through a loyalty discount. On top of that, this policy also comes with one of the more indulgent no claims bonus schemes. So if you’ve got a proven track record of being a safe driver, you will be eligible for a discount ranging from 25% to 65%. The best part is, even without a no claims bonus, SGIC will slash $100 off your premium when you sign up online.
This policy is a great option if you have splashed any extra cash on your car after purchasing it. SGIC Comprehensive Plus Car Insurance automatically covers any modifications made to your vehicle and will talk with you about agreeing a value for the car so that you can adequately replace it if something were to go wrong.
As SGIC is NRMA’s South Australian arm, this policy is only available for residents of that state. Also keep in mind that if you’ve got any kids that are likely to drive you car, it is a good idea to name them on your policy and avoid the unnamed driver excess of $1,200 for drivers under the age of 25.
Few issues but overall goodRead full review
Few issues but overall good
wonderfulRead full review
My husband had an accident interstate and they were prompt, helpful and paid out within a short time, no hassles.Read full review
My husband had an accident interstate and they were prompt, helpful and paid out within a short time, no hassles.
Good product, reasonable price, always helpful and efficient service.Read full review
Good product, reasonable price, always helpful and efficient service.
Pros: great customer service and support Cons: N/ARead full review
Pros: great customer service and support Cons: N/A