UbiCar offers usage based car insurance where the safer the driver the less you pay! Based off a tag that you put in your car and an app you can access on your smartphone, UbiCar tracks drivers’ driving habits and determines premiums from how well or poorly a driver drives. Basically, once your set up, data is collected from the tracker tag every time you drive.
But don’t worry, you won’t just be randomly slapped with a different premium every month without notification. UbiCar constantly keeps its drivers in the know, by updating them through the app about the cost of their monthly premiums, why they were either lower or higher than the previous month and what driving habits you need to improve on (if any).
To keep things simple, there is only one option of cover when you take out UbiCar Insurance, comprehensive. Under your policy you’ll be covered for events like theft, towing costs and any damage caused by collisions, weather etc. There are also some optional extras you can add which include windscreen and window removal and cover for a hire car after an accident. Just be mindful to select these options if you think you’ll need them when you first take out cover, as they aren’t automatically covered under a regular policy.
UbiCar offers options for drivers that are under 25 and, in the same way they do for experienced drivers, they reward them for safe driving. Keep in mind though, you could pay up to $650 excess on a claim for a young driver.