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Woolworths Comprehensive Car Insurance

Monthly premiums available
costs extra
Maximum no claim discount
Not Published
Online discount
10%
Choice of repairer
Go to site

Mozo editorial review Woolworths Comprehensive Car Insurance

Last updated: 16 April 2020.

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What's hot
  • Up to 15% first year discount when you apply online
  • Drive Less, Pay Less option
What's not
  • No ‘no claims discount’ available
Mozo snapshot

The Woolworths Comprehensive Car Insurance policy offers up cover when you need it at a price tag you’ll love. Not only does Woolworths give you a number of ways to save on your premium, including up to a 15% discount on your first premium when you apply online and via the Woolies Drive Less Pay Less option, it also provides an extensive range of cover for your car. 

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Key features

Woolworths Comprehensive Car Insurance covers you for damage, loss or vandalism for your car, and the things in it. You’ll have cover up to $500 for personal property and up to $1,000 to replace stolen keys and locks. And if your car is written off within 2 years of rego your policy will cover you for a new one.

In an emergency, this policy allows for up to $500 in emergency repairs without assessment, reasonable towing costs and up to $500 for emergency accommodation or travel if you’re stranded 200km or more from home.

Roadside assistance is available as an added extra, and so is the option to have cover for a rental car after an accident or to reduce your windscreen excess for an extra premium.

When it comes to paying your premium, you have the option to pay monthly, but it will cost a bit extra. You can also choose your level of excess - a higher excess means a lower upfront premium and vice versa.

There are also a couple of great discounts you can snag - including up to 15% off, which includes a 5% discount when you apply online (available for the first year only) and another 5% off when you exclude drivers under 25.

Plus, there's the option to nominate how many kilometres you’ll drive to limit the cover you’re paying for through the Drive Less Pay Less scheme.


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Who is it good for

Woolies Comprehensive Car Insurance is great for Aussie drivers looking to bag a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that many kilometres, then the Drive Less, Pay Less option makes this one even more wallet-friendly.

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Any catches

One big drawback with this policy is that there’s no option for safe drivers to score a no claims discount. But the other thing you might want to keep an eye on is the excess for unlisted, inexperienced or young drivers, which can range from $800 to $2,600.

Details

Rates and fees information correct as at 5 June 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $2,000

  • $1,800 for listed drivers under 18, $800 for listed drivers between 18 and 21, $2,600 for unlisted drivers under 18, $1,600 for unlisted drivers between 18 and 21, $800 for inexperienced drivers over 25, $800 for learner drivers.

  • none (ACT)
    none (NT)
    none (WA)
    none (VIC)
    none (NSW)
    none (TAS)
    none (QLD)
    none (SA)

  • No

  • 10%

  • n/a

  • No

  • 10% promotional discount|5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.

Service features
  • Optional Extra

  • n/a

  • n/a

Coverage summary
  • Agreed or Market

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce excess for first front windscreen claim each year to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200km from home.

  • - Up to 14 days, max $70 per day.

  • Optional Extra. Up to 20 days, max $70 per day.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000.

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

  • Yes

*as voted by the Mozo community

Customer Reviews

How are Woolworths car insurance rated by the Mozo community?

Overall customer rating
7.4/10
Value for money
7.8/10
Policy coverage
7.6/10
Customer service
6.9/10
Claims handling
6.2/10
Trust
6.9/10

Latest reviews of Woolworths Comprehensive Car Insurance

  • Overall 4/10
    Comprehensive car insurance.

    Their premium is low but facilities they provide is too low.

    Read full review

    Their premium is low but facilities they provide is too low.

    Value for money
    4/10
    Policy coverage
    5/10
    Customer service
    4/10
    Claims handling
    4/10
    Trust
    4/10
    Less
    Nauroz, New South Wales reviewed 28 days ago
  • Overall 8/10
    Great premiums.

    Didn't like the fact that their roadside cover you have to ring around yourself to get help.

    Read full review

    Didn't like the fact that their roadside cover you have to ring around yourself to get help.

    Value for money
    10/10
    Policy coverage
    9/10
    Customer service
    7/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Glenyce, Australian Capital Territory reviewed about 1 month ago
  • Overall 1/10
    Not Trustworthy.

    I did not renew this policy, as I got a better deal elsewhere, and notified them. But a week later they made an unauthorised direct debit out of my account anyway. This cannot be legal.

    Read full review

    I did not renew this policy, as I got a better deal elsewhere, and notified them. But a week later they made an unauthorised direct debit out of my account anyway. This cannot be legal.

    Value for money
    -1/10
    Policy coverage
    -1/10
    Customer service
    0/10
    Claims handling
    -1/10
    Trust
    0/10
    Less
    Collin, Victoria reviewed 3 months ago
  • Overall 0/10
    Worst insurer ever.

    Not good insurance company people. They make any excuse not to pay claims. I would not recommend Woolworths insurance or any Hollard Insurance products.

    Read full review

    Not good insurance company people. They make any excuse not to pay claims. I would not recommend Woolworths insurance or any Hollard Insurance products.

    Value for money
    0/10
    Policy coverage
    0/10
    Customer service
    0/10
    Claims handling
    0/10
    Trust
    0/10
    Less
    Michael, Queensland reviewed 4 months ago
  • Overall 9/10
    Competitive and rewards offered.

    Competitive and rewards offered.

    Read full review

    Competitive and rewards offered.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    8/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Donna, New South Wales reviewed 6 months ago
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