The Woolworths Comprehensive Car Insurance policy offers up cover when you need it at a price tag you’ll love. Not only does Woolworths give you a number of ways to save on your premium, including up to a 15% discount on your first premium when you apply online and via the Woolies Drive Less Pay Less option, it also provides an extensive range of cover for your car.
Woolworths Comprehensive Car Insurance covers you for damage, loss or vandalism for your car, and the things in it. You’ll have cover up to $500 for personal property and up to $1,000 to replace stolen keys and locks. And if your car is written off within 2 years of rego your policy will cover you for a new one.
In an emergency, this policy allows for up to $500 in emergency repairs without assessment, reasonable towing costs and up to $500 for emergency accommodation or travel if you’re stranded 200km or more from home.
Roadside assistance is available as an added extra, and so is the option to have cover for a rental car after an accident or to reduce your windscreen excess for an extra premium.
When it comes to paying your premium, you have the option to pay monthly, but it will cost a bit extra. You can also choose your level of excess - a higher excess means a lower upfront premium and vice versa.
There are also a couple of great discounts you can snag - including up to 15% off, which includes a 5% discount when you apply online (available for the first year only) and another 5% off when you exclude drivers under 25.
Plus, there's the option to nominate how many kilometres you’ll drive to limit the cover you’re paying for through the Drive Less Pay Less scheme.
Woolies Comprehensive Car Insurance is great for Aussie drivers looking to bag a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that many kilometres, then the Drive Less, Pay Less option makes this one even more wallet-friendly.
One big drawback with this policy is that there’s no option for safe drivers to score a no claims discount. But the other thing you might want to keep an eye on is the excess for unlisted, inexperienced or young drivers, which can range from $800 to $2,600.
costs extra
$500 - $2,000
$1,800 for listed drivers under 18, $800 for listed drivers between 18 and 21, $2,600 for unlisted drivers under 18, $1,600 for unlisted drivers between 18 and 21, $800 for inexperienced drivers over 25, $800 for learner drivers.
none (ACT)
none (NT)
none (WA)
none (VIC)
none (NSW)
none (TAS)
none (QLD)
none (SA)
No
10%
n/a
No
10% promotional discount|5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.
Optional Extra
n/a
n/a
Agreed or Market
- within 2 years of original registration
Up to $500 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first front windscreen claim each year to $0 for an additional premium.
Up to $500
Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200km from home.
- Up to 14 days, max $70 per day.
Optional Extra. Up to 20 days, max $70 per day.
Yes - legal liability cover when using a substitute vehicle.
Up to $1,000.
Up to $1,000 if stolen.
Up to $500
Covered only if agreed in writing.
Yes
Their premium is low but facilities they provide is too low.
Read full reviewTheir premium is low but facilities they provide is too low.
Didn't like the fact that their roadside cover you have to ring around yourself to get help.
Read full reviewDidn't like the fact that their roadside cover you have to ring around yourself to get help.
I did not renew this policy, as I got a better deal elsewhere, and notified them. But a week later they made an unauthorised direct debit out of my account anyway. This cannot be legal.
Read full reviewI did not renew this policy, as I got a better deal elsewhere, and notified them. But a week later they made an unauthorised direct debit out of my account anyway. This cannot be legal.
Not good insurance company people. They make any excuse not to pay claims. I would not recommend Woolworths insurance or any Hollard Insurance products.
Read full reviewNot good insurance company people. They make any excuse not to pay claims. I would not recommend Woolworths insurance or any Hollard Insurance products.
Competitive and rewards offered.
Read full reviewCompetitive and rewards offered.
