Woolworths Comprehensive Car Insurance

Discounts and excesses

• Monthly premiums available

  costs extra

• Choice of excess

  $500 - $5,000

• Young driver excess imposed

  $1,800 for listed drivers under 18, $800 for listed drivers between 18 and 21, $2,600 for unlisted drivers under 18, $1,600 for unlisted drivers between 18 and 21, $800 for inexperienced drivers over 25, $800 for learner drivers.

• Maximum no claim discount table

  none (ACT)
  none (NT)
  none (WA)
  none (VIC)
  none (NSW)
  none (TAS)
  none (QLD)
  none (SA)

• Maximum no claim discount term

  No

• Online discount

  5%

• Multi policy discount

  n/a

• No claim discount

  No

• Discounts available

  5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.

Service features

• Roadside assistance

  Optional Extra

• Choice of repairer

• Claims service 24 7

• Other benefits

  n/a

• Other restrictions

  n/a

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  - within 2 years of original registration

• Personal property cover

  Up to $500 if damaged or stolen.

• Windscreen cover

  Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200km from home.

• Rental car after theft

  - Up to 14 days, max $70 per day.

• Rental car after accident

  t at fault - Optional Extra. At fault - Optional Extra. Up to 20 days, max $70 per day.

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle.

• Trailer or caravan cover

  Up to $1,000.

• Replacement keys

  Up to $1,000 if stolen.

• Baby capsule or seats

  Up to $500

• Modifications

  Covered only if agreed in writing.

• Accidental death cover for driver