Key features:
Woolworths Comprehensive Car Insurance covers you for damage, loss or vandalism for your car, and the things in it. You’ll have cover up to $500 for personal property and up to $1,000 to replace stolen keys and locks. And if your car is written off within 2 years of rego your policy will cover you for a new one.
In an emergency, this policy allows for up to $500 in emergency repairs without assessment, reasonable towing costs and up to $500 for emergency accommodation or travel if you’re stranded 200km or more from home.
Roadside assistance is available as an added extra, and so is the option to have cover for a rental car after an accident or to reduce your windscreen excess for an extra premium.
When it comes to paying your premium, you have the option to pay monthly, but it will cost a bit extra. You can also choose your level of excess - a higher excess means a lower upfront premium and vice versa.
There are also a couple of great discounts you can snag - including 10% off for applying online, and the option to nominate how many kilometres you’ll drive to limit the cover you’re paying for through the Drive Less Pay Less scheme.
Who it's good for:
Woolies Comprehensive Car Insurance is great for Aussie drivers looking to bag a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that many kilometres, then the Drive Less, Pay Less option makes this one even more wallet-friendly.
Any catches?
One big drawback with this policy is that there’s no option for safe drivers to score a no claims discount. But the other thing you might want to keep an eye on is the excess for unlisted, inexperienced or young drivers, which can range from $800 to $2,000.
