Woolworths Comprehensive Car Insurance

costs extra

Not Published

5%

Woolworths Comprehensive Car Insurance

costs extra

Not Published

5%

Mozo Review   Woolworths Comprehensive Car Insurance Review

Last updated: 6 September 2018.

What's hot:
  • Mozo Experts Choice Award 2018 winner

  • 10% discount for buying online

  • Drive Less, Pay Less option

What's not:
  • No ‘no claims discount’ available

  • No choice of repairer

Mozo snapshot:

The Woolworths Comprehensive Car Insurance policy offers up cover when you need it at a price tag you’ll love. You can save on your premium with a 10% online discount and Woolies Drive Less Pay Less option, plus, as a Mozo Experts Choice Exceptional Value Car Insurance Award winner, you can rest assured you’ll be snagging a top deal with Woolworths Comprehensive Car Insurance.

Key features:

Woolworths Comprehensive Car Insurance covers you for damage, loss or vandalism for your car, and the things in it. You’ll have cover up to $500 for personal property and up to $1,000 to replace stolen keys and locks. And if your car is written off within 2 years of rego your policy will cover you for a new one.

In an emergency, this policy allows for up to $500 in emergency repairs without assessment, reasonable towing costs and up to $500 for emergency accommodation or travel if you’re stranded 200km or more from home.

Roadside assistance is available as an added extra, and so is the option to have cover for a rental car after an accident or to reduce your windscreen excess for an extra premium.

When it comes to paying your premium, you have the option to pay monthly, but it will cost a bit extra. You can also choose your level of excess - a higher excess means a lower upfront premium and vice versa.

There are also a couple of great discounts you can snag - including 10% off for applying online, and the option to nominate how many kilometres you’ll drive to limit the cover you’re paying for through the Drive Less Pay Less scheme.

Who it's good for:

Woolies Comprehensive Car Insurance is great for Aussie drivers looking to bag a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that many kilometres, then the Drive Less, Pay Less option makes this one even more wallet-friendly.

Any catches?

One big drawback with this policy is that there’s no option for safe drivers to score a no claims discount. But the other thing you might want to keep an eye on is the excess for unlisted, inexperienced or young drivers, which can range from $800 to $2,000.

Details

Rates and fees information correct as at 21 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • costs extra

  • $500 - $5,000

  • $1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.

  • none (ACT)
    none (NT)
    none (WA)
    none (VIC)
    none (NSW)
    none (TAS)
    none (QLD)
    none (SA)

  • No

  • 5%

  • none

  • No

  • 5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.

Service features
  • Optional Extra

  • none

  • none

Coverage summary
  • Agreed or Market

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200km from home.

  • - Up to 14 days, max $70 per day.

  • Optional Extra - Up to 20 days, max $70 per day.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000.

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

(*as voted by the Mozo community)

Customer Reviews

How are Woolworths car insurance rated by the Mozo community?

Overall customer rating
7.5/10
Value for money
7.8/10
Policy coverage
7.5/10
Customer service
7.1/10
Claims handling
6.3/10
Trust
6.9/10

Latest reviews of Woolworths Comprehensive Car Insurance

  • Overall
    8/10
    Affordable and reasonable

    Very affordable pricing and option for monthly payments rather than only one annual lump sum.

    Very affordable pricing and option for monthly payments rather than only one annual lump sum.

    Value for money
    9/10
    Policy coverage
    10/10
    Customer service
    8/10
    Claims handling
    -1/10
    Trust
    8/10

    Lani | Victoria

    reviewed 5 months ago

  • Overall
    1/10
    Terrible

    WORST insurance ever! I have been calling them twice a week for a insurance claim that was...

    WORST insurance ever! I have been calling them twice a week for a insurance claim that was claimed over a year ago, and every time i call they give me a different answer, and it just keeps dragging on. Waste of your time and money, don't buy.

    Value for money
    2/10
    Policy coverage
    3/10
    Customer service
    0/10
    Claims handling
    0/10
    Trust
    0/10

    Kareem | New South Wales

    reviewed 6 months ago

  • Overall
    8/10
    Great

    They very good

    They very good

    Value for money
    7/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    8/10
    Trust
    8/10

    Elizabeth | Western Australia

    reviewed about 1 year ago

  • Overall
    8/10
    Competitive premiums and good customer service

    Coverage and agreed value

    Coverage and agreed value

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Ron | New South Wales

    reviewed over 1 year ago

  • Overall
    6/10
    Competitive prices - depends on the cover you want

    I pay for car insurance as well as road side assistance in the one policy. I have never made a...

    I pay for car insurance as well as road side assistance in the one policy. I have never made a claim on the insurance, but I have used road side assistance a few times and have found them to be reliable and fast. I personally use Woolworths because it was one of the first to bring in road side assistance with car insurance in the one policy.

    Value for money
    8/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Megan | Queensland

    reviewed over 1 year ago

Woolworths

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