Woolworths Comprehensive Car Insurance
Woolworths Comprehensive Car Insurance
Mozo Review Woolworths Comprehensive Car Insurance Review
Last updated: 6 September 2018.
What's hot:
Mozo Experts Choice Award 2018 winner
10% discount for buying online
Drive Less, Pay Less option
What's not:
No ‘no claims discount’ available
No choice of repairer
Mozo snapshot:
The Woolworths Comprehensive Car Insurance policy offers up cover when you need it at a price tag you’ll love. You can save on your premium with a 10% online discount and Woolies Drive Less Pay Less option, plus, as a Mozo Experts Choice Exceptional Value Car Insurance Award winner, you can rest assured you’ll be snagging a top deal with Woolworths Comprehensive Car Insurance.
Key features:
Woolworths Comprehensive Car Insurance covers you for damage, loss or vandalism for your car, and the things in it. You’ll have cover up to $500 for personal property and up to $1,000 to replace stolen keys and locks. And if your car is written off within 2 years of rego your policy will cover you for a new one.
In an emergency, this policy allows for up to $500 in emergency repairs without assessment, reasonable towing costs and up to $500 for emergency accommodation or travel if you’re stranded 200km or more from home.
Roadside assistance is available as an added extra, and so is the option to have cover for a rental car after an accident or to reduce your windscreen excess for an extra premium.
When it comes to paying your premium, you have the option to pay monthly, but it will cost a bit extra. You can also choose your level of excess - a higher excess means a lower upfront premium and vice versa.
There are also a couple of great discounts you can snag - including 10% off for applying online, and the option to nominate how many kilometres you’ll drive to limit the cover you’re paying for through the Drive Less Pay Less scheme.
Who it's good for:
Woolies Comprehensive Car Insurance is great for Aussie drivers looking to bag a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that many kilometres, then the Drive Less, Pay Less option makes this one even more wallet-friendly.
Any catches?
One big drawback with this policy is that there’s no option for safe drivers to score a no claims discount. But the other thing you might want to keep an eye on is the excess for unlisted, inexperienced or young drivers, which can range from $800 to $2,000.
Details
Rates and fees information correct as at 21 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Discounts and excesses
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costs extra
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$500 - $5,000
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$1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.
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none (ACT)
none (NT)
none (WA)
none (VIC)
none (NSW)
none (TAS)
none (QLD)
none (SA) -
No
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5%
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none
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No
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5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.
Service features
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Optional Extra
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-
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none
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none
Coverage summary
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Agreed or Market
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- within 2 years of original registration
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Up to $500 if damaged or stolen.
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Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
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Up to $500
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Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200km from home.
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- Up to 14 days, max $70 per day.
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Optional Extra - Up to 20 days, max $70 per day.
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Yes - legal liability cover when using a substitute vehicle.
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Up to $1,000.
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Up to $1,000 if stolen.
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Up to $500
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Covered only if agreed in writing.
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(
Customer Reviews
How are Woolworths car insurance rated by the Mozo community?
Latest reviews of Woolworths Comprehensive Car Insurance
- Overall8/10
Affordable and reasonable
Very affordable pricing and option for monthly payments rather than only one annual lump sum.
Read full review
Very affordable pricing and option for monthly payments rather than only one annual lump sum.
Value for money9/10Policy coverage10/10Customer service8/10Claims handling-1/10Trust8/10Less
Lani | Victoria
reviewed 5 months ago
- Overall1/10
Terrible
WORST insurance ever! I have been calling them twice a week for a insurance claim that was...
Read full review
WORST insurance ever! I have been calling them twice a week for a insurance claim that was claimed over a year ago, and every time i call they give me a different answer, and it just keeps dragging on. Waste of your time and money, don't buy.
Value for money2/10Policy coverage3/10Customer service0/10Claims handling0/10Trust0/10Less
Kareem | New South Wales
reviewed 6 months ago
- Overall8/10
Great
They very good
Read full review
They very good
Value for money7/10Policy coverage8/10Customer service9/10Claims handling8/10Trust8/10Less
Elizabeth | Western Australia
reviewed about 1 year ago
- Overall8/10
Competitive premiums and good customer service
Coverage and agreed value
Read full review
Coverage and agreed value
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Ron | New South Wales
reviewed over 1 year ago
- Overall6/10
Competitive prices - depends on the cover you want
I pay for car insurance as well as road side assistance in the one policy. I have never made a...
Read full review
I pay for car insurance as well as road side assistance in the one policy. I have never made a claim on the insurance, but I have used road side assistance a few times and have found them to be reliable and fast. I personally use Woolworths because it was one of the first to bring in road side assistance with car insurance in the one policy.
Value for money8/10Policy coverage-Customer service-Claims handling-Trust-Less
Megan | Queensland
reviewed over 1 year ago
About Woolworths
Promoted
Budget Direct
Comprehensive Car Insurance
No claim|Online discount 15%
2 to 3 minutes
costs extra
Agreed or Market
$650 - $1,850
Promoted
Youi
Comprehensive Car Insurance
20% discount on Contents Insurance if Youi Car Insurance also held
costs extra
Agreed or Market
$400 - $2,500
Optional Extra
Promoted
Bingle
Comprehensive Car Insurance Policy
2 to 3 minutes
costs extra
Market
$650 - $795 as a fixed excess; varying between states
Promoted
Woolworths
Comprehensive Car Insurance
Online discount 5%|5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.
2 to 3 minutes
costs extra
Agreed or Market
$500 - $5,000
Promoted
Virgin Money
Comprehensive Car Insurance
No claim|Online discount 15%|Restricted Drivers Discount available
2 to 3 minutes
costs extra
Agreed or Market
$650 - $1,850
Promoted
Real Insurance
Comprehensive Car Insurance
Online discount 5%|Additional 5% discount for people over 25.
6 to 8 minutes
costs extra
Agreed or Market
$500 - $5,000
