Woolworths Comprehensive Car Insurance

Bench2
Woolworths

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Woolworths Comprehensive Car Insurance Review

Review published: 6 September 2018

What's hot:

  • Mozo Experts Choice Award 2018 winner

  • 10% discount for buying online

  • Drive Less, Pay Less option

What's not:

  • No ‘no claims discount’ available

  • No choice of repairer

Mozo snapshot:

The Woolworths Comprehensive Car Insurance policy offers up cover when you need it at a price tag you’ll love. You can save on your premium with a 10% online discount and Woolies Drive Less Pay Less option, plus, as a Mozo Experts Choice Exceptional Value Car Insurance Award winner, you can rest assured you’ll be snagging a top deal with Woolworths Comprehensive Car Insurance.

Key features:

Woolworths Comprehensive Car Insurance covers you for damage, loss or vandalism for your car, and the things in it. You’ll have cover up to $500 for personal property and up to $1,000 to replace stolen keys and locks. And if your car is written off within 2 years of rego your policy will cover you for a new one.

In an emergency, this policy allows for up to $500 in emergency repairs without assessment, reasonable towing costs and up to $500 for emergency accommodation or travel if you’re stranded 200km or more from home.

Roadside assistance is available as an added extra, and so is the option to have cover for a rental car after an accident or to reduce your windscreen excess for an extra premium.

When it comes to paying your premium, you have the option to pay monthly, but it will cost a bit extra. You can also choose your level of excess - a higher excess means a lower upfront premium and vice versa.

There are also a couple of great discounts you can snag - including 10% off for applying online, and the option to nominate how many kilometres you’ll drive to limit the cover you’re paying for through the Drive Less Pay Less scheme.

Who it's good for:

Woolies Comprehensive Car Insurance is great for Aussie drivers looking to bag a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that many kilometres, then the Drive Less, Pay Less option makes this one even more wallet-friendly.

Any catches?

One big drawback with this policy is that there’s no option for safe drivers to score a no claims discount. But the other thing you might want to keep an eye on is the excess for unlisted, inexperienced or young drivers, which can range from $800 to $2,000.

How is Woolworths car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
7.5

Based on 87
Woolworths car insurance reviews

7.8 7.5 7.1 6.3 6.9

Read Woolworths car insurance reviews by the Mozo community

Latest reviews of Woolworths Comprehensive Car Insurance

Woolworths

Woolworths Comprehensive Car Insurance car insurance review

Overall rating   8 / 10

Affordable and reasonable

Very affordable pricing and option for monthly payments rather than only one annual lump sum.

Full review

Very affordable pricing and option for monthly payments rather than only one annual lump sum.

    Value for money   9 / 10

    Policy coverage   10 / 10

    Customer service   8 / 10

    Trust   8 / 10

Less

Lani, Victoria, reviewed 3 months ago

Woolworths

Woolworths Comprehensive Car Insurance car insurance review

Overall rating   1 / 10

Terrible

WORST insurance ever! I have been calling them twice a week for a insurance claim that was claimed over a year ago, and every time i call they give me a different answer, and it just keeps dragging on. Waste of your time and money, don't buy.

Full review

WORST insurance ever! I have been calling them twice a week for a insurance claim that was claimed over a year ago, and every time i call they give me a different answer, and it just keeps dragging on. Waste of your time and money, don't buy.

    Value for money   2 / 10

    Policy coverage   3 / 10

    Customer service   0 / 10

    Claims handling   0 / 10

    Trust   0 / 10

Less

Kareem, New South Wales, reviewed 4 months ago

Woolworths

Woolworths Comprehensive Car Insurance car insurance review

Overall rating   8 / 10

Great

They very good

Full review

They very good

    Value for money   7 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Elizabeth, Western Australia, reviewed 10 months ago

Woolworths

Woolworths Comprehensive Car Insurance car insurance review

Overall rating   8 / 10

Competitive premiums and good customer service

Coverage and agreed value

Full review

Coverage and agreed value

    Value for money   10 / 10

Less

Ron, New South Wales, reviewed over 1 year ago

Woolworths

Woolworths Comprehensive Car Insurance car insurance review

Overall rating   6 / 10

Competitive prices - depends on the cover you want

I pay for car insurance as well as road side assistance in the one policy. I have never made a claim on the insurance, but I have used road side assistance a few times and have found them to be reliable and fast. I personally use Woolworths...

Full review

I pay for car insurance as well as road side assistance in the one policy. I have never made a claim on the insurance, but I have used road side assistance a few times and have found them to be reliable and fast. I personally use Woolworths because it was one of the first to bring in road side assistance with car insurance in the one policy.

    Value for money   8 / 10

Less

Megan, Queensland, reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Discounts and excesses

  • costs extra

  • $500 - $5,000

  • $1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.

  • none (ACT)
    none (NT)
    none (WA)
    none (VIC)
    none (NSW)
    none (TAS)
    none (QLD)
    none (SA)

  • No

  • 5%

  • none

  • No

  • 5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.

Service features

  • Optional Extra

  • none

  • none

Coverage summary

  • Agreed or Market

  • - within 2 years of original registration

  • Up to $500 if damaged or stolen.

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Up to $500

  • Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200km from home.

  • - Up to 14 days, max $70 per day.

  • Optional Extra - Up to 20 days, max $70 per day.

  • Yes - legal liability cover when using a substitute vehicle.

  • Up to $1,000.

  • Up to $1,000 if stolen.

  • Up to $500

  • Covered only if agreed in writing.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

(*as voted by the Mozo community)

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