The Woolworths Comprehensive Car Insurance policy offers cover at a price tag you’ll love. Not only does Woolworths give you a number of ways to save on your premium, including up to a 15% discount on your first premium when you apply online and via the Woolies Drive Less Pay Less option, it also provides an extensive range of cover for your car. It's no wonder this car insurance policy took out a 2020 Mozo Experts Choice Award for Exceptional Value Car Insurance!
Woolworths Comprehensive Car Insurance covers you for damage, loss or vandalism for your car, and the personal items in it. You’ll have cover up to $500 for personal property and up to $1,000 to replace stolen keys and locks. And if your car is written off within 24 months of rego your policy will cover you for a new one.
In an emergency, this policy allows for up to $500 in emergency repairs without assessment, reasonable towing costs and up to $500 for emergency accommodation or travel if you’re stranded 200km or more from home.
Roadside assistance is available as an added extra, and so is the option to have cover for a rental car after an accident or to reduce your windscreen excess, each of which comes with an extra premium.
When it comes to paying your premium, you have the option to pay monthly, but it will cost a bit extra. You can also choose your level of excess – a higher excess means a lower upfront premium and vice versa.
There are also a couple of great discounts you can snag. This includes 15% off when you apply online and are over 25 years old. Plus, there's the option to nominate how many kilometres you’ll drive to limit the cover you’re paying for through the Drive Less Pay Less scheme.
Woolies Comprehensive Car Insurance is great for Aussie drivers looking to bag a bargain. And if you’re someone who only uses your car on weekends or doesn’t do that many kilometres, then the Drive Less Pay Less option makes this one even more wallet-friendly.
One big drawback with this policy is that there’s no option for safe drivers to score a no claims discount. But the other thing you might want to keep an eye on is the excess for unlisted, inexperienced or young drivers, which can range from $800 to $2,600.
Yes costs extra
$500 - $2,000
$1,800 for listed drivers under 18, $800 for listed drivers between 18 and 21, $2,600 for unlisted drivers under 18, $1,600 for unlisted drivers between 18 and 21, $800 for inexperienced drivers over 25, $800 for learner drivers.
none (ACT)
none (NT)
none (WA)
none (VIC)
none (NSW)
none (TAS)
none (QLD)
none (SA)
No
10%
n/a
No
10% promotional discount|5% discount if you exclude drivers under 25|Drive Less Pay Less option to reduce premiums for limited kilometres.
Optional Extra
No
Yes
n/a
n/a
Agreed or Market
Yes - within 2 years of original registration
Up to $500 if damaged or stolen.
Yes - standard excess. Option to reduce excess for first front windscreen claim each year to $0 for an additional premium.
Up to $500
Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200km from home.
Yes - Up to 14 days, max $70 per day.
Optional Extra. Up to 20 days, max $70 per day.
Yes - legal liability cover when using a substitute vehicle.
Up to $1,000.
Up to $1,000 if stolen.
Up to $500
Covered only if agreed in writing.
No
Yes
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
I like that their customer service is extremely fast and they have been able to help me with everything that I’ve had to do. I also like that they tell me when storms are coming. I however feel like the pricing could be managed a bit better and to provided cheaper insurance to younger people who are driving as we mostly work causal and part time and don’t have a lot of money but may need a car.
Read full reviewI like that their customer service is extremely fast and they have been able to help me with everything that I’ve had to do. I also like that they tell me when storms are coming. I however feel like the pricing could be managed a bit better and to provided cheaper insurance to younger people who are driving as we mostly work causal and part time and don’t have a lot of money but may need a car.
I really love Woolies insurance. It's the best cover, I was able to pick my cover amount and it was the best value for money. I've been with them for 3 years now and I've never had an issue. Bonus is the 10% off a month on my grocery bill.
Read full reviewI really love Woolies insurance. It's the best cover, I was able to pick my cover amount and it was the best value for money. I've been with them for 3 years now and I've never had an issue. Bonus is the 10% off a month on my grocery bill.
One of the things I love about Woolworths is their commitment to their customers and that they go above and beyond to reward their customers for not only having a good driving history (by rewarding them with low rates) but they also reward their customers for loyalty. Very few insurance companies go out of their way to make their customers feel valued, but Woolworths are one of the very few who make their customers know they are appreciated for their business. Whilst I have yet to make a claim with them, in the four years that I’ve had all my cars insured with them, they will certainly be a company that I will recommend to anyone I know looking at car insurance.
Read full reviewOne of the things I love about Woolworths is their commitment to their customers and that they go above and beyond to reward their customers for not only having a good driving history (by rewarding them with low rates) but they also reward their customers for loyalty. Very few insurance companies go out of their way to make their customers feel valued, but Woolworths are one of the very few who make their customers know they are appreciated for their business. Whilst I have yet to make a claim with them, in the four years that I’ve had all my cars insured with them, they will certainly be a company that I will recommend to anyone I know looking at car insurance.
Because I don't use my vehicle that frequently, I had been with an insurer that markets themselves as reduced insurance when you don't use your car often. The insurer tried to roll over my insurance around the same cost as the year before ($1283). I compared the market and Woolworths insurance come in a lot cheaper $497, as well as a bonus $50 gift card and a 10% off a month.
Read full reviewBecause I don't use my vehicle that frequently, I had been with an insurer that markets themselves as reduced insurance when you don't use your car often. The insurer tried to roll over my insurance around the same cost as the year before ($1283). I compared the market and Woolworths insurance come in a lot cheaper $497, as well as a bonus $50 gift card and a 10% off a month.
Have insured my 82 Corvette with them for a few years. Customer service are always friendly and knowledgeable. They are open to discussing increasing value of car due to age, upgrades and improvements. Would highly recommend to anyone with a classic vehicle.
Read full reviewHave insured my 82 Corvette with them for a few years. Customer service are always friendly and knowledgeable. They are open to discussing increasing value of car due to age, upgrades and improvements. Would highly recommend to anyone with a classic vehicle.
