Many of us want to give our home the quality cover it needs, so why not take a look at Allianz Building Insurance. This building insurance policy will cover your home for things like lightning, fire and explosions, with cover for things like flood and accidental damage listed as optional extras. Plus, there’s a discount of up to 10% if you sign up online and a maximum no claims bonus discount of 30%.
Whether you’re a landlord or first home owner, Allianz Building Insurance is a policy that’s designed to give your building cover against the worst case scenarios. You’ll receive cover for building and structural improvements plus a range of events and natural disasters, like fire, breakage of glass and storms - but you’ll also have the option to add cover for things like flood and accidental loss and damage onto your policy.
The Allianz Building Insurance policy will also cover you for legal liability (up to $20 million), lock replacement (up to $1,000), temporary repairs and debris removal (up to 10% of sum insured combined with demolition costs).
There’s 24/7 claims lodgement available and you’ll have your choice of excess to help you budget better.
It should also be noted that underinsurance protection and cover for power and storm surges are not available with this policy.
The Allianz Building Insurance policy could be a great choice for homeowners looking to score a discount by combining insurance policies with Allianz and landlords who are solely concerned with insuring the building.
While Allianz Building Insurance aims to give your home protection for a number of natural disasters and unfortunate events, keep in mind that there is no underinsurance protection.
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Yes |
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No |
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Retaining walls and pathways covered. Up to $5,000 for plants. |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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No |
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Yes |
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$500 |
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true |
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yes |
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Up to 10% online discount |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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No |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured combined with debris removal cost |
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Up to 12 months, up to $500 |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Very happy with the people i have spoken with. Pleased with the price we pay.
Read full reviewVery happy with the people i have spoken with. Pleased with the price we pay.
They damaged the property and make the problem much worse during the assessment job. Then they declined the claim. They now ask me to pay for the damage caused by them. Not professional and not responsible at all. Never buy any product from Allianz!!!!
Read full reviewThey damaged the property and make the problem much worse during the assessment job. Then they declined the claim. They now ask me to pay for the damage caused by them. Not professional and not responsible at all. Never buy any product from Allianz!!!!
Buyer beware, this is the worst company I have had the misfortune of dealing with, they try & deny everything, only way to get anything done was by complaining to the ombudsman, can’t get through to anyone, wait times are ludicrous
Read full reviewBuyer beware, this is the worst company I have had the misfortune of dealing with, they try & deny everything, only way to get anything done was by complaining to the ombudsman, can’t get through to anyone, wait times are ludicrous
After 30 years of insuring with Allianz, sadly they refused to pay for storm damage to my property… the roof began as leak after a storm and grew progressively worse with no action undertaken to correct it by Allianz and in fact over 8 different tradies have now been up and touched, tampered and photographed the roof only for the final report to say they found the damage to be inconclusive and perhaps tampered with… as I am an 80 year old woman unable to climb a roof, my question is …. Who tampered with the said issue? The deliberation over my roof has taken 5 months and now I am left with a sagging bathroom ceiling, a roof with possible flashing problems and am now needing to employ a plumber to come and rectify the problem once and for all… needless to say, I will be shortly changing providers.
Read full reviewAfter 30 years of insuring with Allianz, sadly they refused to pay for storm damage to my property… the roof began as leak after a storm and grew progressively worse with no action undertaken to correct it by Allianz and in fact over 8 different tradies have now been up and touched, tampered and photographed the roof only for the final report to say they found the damage to be inconclusive and perhaps tampered with… as I am an 80 year old woman unable to climb a roof, my question is …. Who tampered with the said issue? The deliberation over my roof has taken 5 months and now I am left with a sagging bathroom ceiling, a roof with possible flashing problems and am now needing to employ a plumber to come and rectify the problem once and for all… needless to say, I will be shortly changing providers.
Have been there since the very first day I insured with them and offer very competitive Insurance Quotes to work with couldn’t ask for better service!
Read full reviewHave been there since the very first day I insured with them and offer very competitive Insurance Quotes to work with couldn’t ask for better service!