Got your eyes peeled for a competitive home and contents cover option? Well, with a flexible basic excess of your choosing, cover on an extensive range of events, including storm, flood and fire cover, and new for old replacement, ANZ Home and Contents Insurance could be just what you’re after. This ANZ policy won an Exceptional Quality Home Insurance Award at the 2023 Mozo Experts Choice Awards.
If you’re looking for a value-packed home and contents cover option, then ANZ Home and Contents Insurance should do the trick. This policy offers coverage on a wide range of events, including storm, flood, and fire cover, among other natural disasters. Not to mention, cover on a broad range of everyday events, like accidental breakage of glass and accidental loss and damage cover.
On top of this, ANZ Home and Contents Insurance offers a long list of other home and contents cover, such as cover on cash (up to $1,200), jewellery (up to $3,000), antiques and valuables (up to $3,000), CD DVD and electronic files, replacement of documents (up to $1,000), plus loads more.
ANZ Home and Contents Insurance will also give you the peace of mind of a roof over your head should your home ever be compromised, offering up to 12 months (or 24 months after a catastrophe) of temporary accommodation cover, and even temporary accommodation for your pets too!
Some other fab features on offer when you take out an ANZ Home and Contents Insurance policy are new for old replacement, plus optional extras like open-air contents cover and up to 120 days of away from home cover (up to $15,000 or up to 25% of sum insured). There’s also a few discounts on offer, including a multi-policy discount, loyalty discount and for customers aged over 50.
With coverage on loads of different events plus tonnes of other great features and optional extras on offer, ANZ Home and Contents Insurance is an excellent option for Aussies looking for cover for their home and valuables.
While ANZ Home and Contents Insurance provides extensive coverage, be aware it doesn't include landscaping and lawns or some specific contents items. So, just be sure to read through the PDS and check what is and isn’t covered before locking in a policy.
120 |
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Yes - 25% on top of sum insured |
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Yes |
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$250 |
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true |
|
yes |
|
n/a |
|
Not disclosed |
|
Yes |
|
Up to 20% of the sum insured |
|
Yes |
|
n/a |
|
n/a |
Optional Extra |
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Yes |
|
Yes |
|
Yes |
|
Yes |
|
Yes |
|
Yes |
|
Optional Extra - Up to 15 years old |
|
Yes |
|
Yes |
|
Yes |
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No |
|
Yes |
|
Yes |
|
Yes |
|
Yes |
Yes |
|
Up to $5,000 |
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Up to $3,000 for plants. |
|
Yes |
Up to $1,250 |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes - Up to $2,500 for works of art or collections |
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Up to $2,500 in total |
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Yes |
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Yes |
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Up to $5,000 |
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Yes |
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No |
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No |
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Yes |
Up to $15,000 for funerals. |
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Up to $1,000 |
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Yes |
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Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation for pets |
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Up to 20% of the sum insured for a maximum of 24 months combined with temporary accommodation |
|
Up to 24 months |
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Up to 10% of the sum insured combined with Demolition Cost |
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Up to 10% of the sum insured combined with Debris Removal |
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No |
|
Up to 14 days for contents |
|
Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Excellent insurance service, very helpful and friendly people. Will continue using this provider.
Read full reviewExcellent insurance service, very helpful and friendly people. Will continue using this provider.
I'm a long time ANZ customer with banking, Home loan and insurance. Very helpful and informative staff. Quick responses and I feel comfortable dealing with ANZ.
Read full reviewI'm a long time ANZ customer with banking, Home loan and insurance. Very helpful and informative staff. Quick responses and I feel comfortable dealing with ANZ.
They changed the amount of insurance being paid to me without any notice.
Read full reviewThey changed the amount of insurance being paid to me without any notice.
We’ve had to make 2 claims for a related issue. Always got the claim started quickly and followed through to resolution.
Read full reviewWe’ve had to make 2 claims for a related issue. Always got the claim started quickly and followed through to resolution.
Cheapest by far because we have other products with them
Read full reviewCheapest by far because we have other products with them