Bankwest Contents Insurance understands how important your belongings are and will provide cover for the the things you keep in your household. Not only will you able to have new for old replacement on your belongings, underinsurance protection is also available, so you shouldn't have to worry quite as much if you've incorrectly valued your contents. There's also a 15% discount for bundling your building and contents cover which is handy if you're also looking to insure the structure of your home.
Bankwest provides peace of mind for your gadgets and other tech devices, covering cameras, gaming consoles and your computer's hardware. You’ll also be able to get cover for your cash, credit and jewellery. Plus, if you’ve got a carpet lying around with a high price tag or any ancient antiques sitting on the top shelf, you can get cover for those too.
Away from home cover is also available for customers who love their stuff and want it covered while they're out and about. Just remember this is an optional extra that will come with a fee. However, if you’re planning to move house, Bankwest Contents Insurance will cover your contents while you're in the process of doing so as standard.
One feature to highlight of Bankwest's Contents Insurance is that you’re guaranteed cover for nearly all heart-stopping events like fires, floods, explosions, theft and riots. While your home and contents will be given quality protection, it’s important you know that you will not be able to receive cover for any debris removal, demolition costs, or storm surges. Items and documents, such as birth certificates, uncut gems, tools of trade are also not covered. Be sure to read all your policy details so you know what is covered and any limits that exist for certain contents categories.
Bankwest Contents Insurance is a great option for homeowners who want to ensure their belongings are secure, and perhaps don't require building insurance as well (like renters).
Bankwest Contents Insurance does not provider cover for death or injury, which could leave your family under financial stress if you are unable to temporarily work.
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Up to $500 |
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Up to $5,000 |
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Yes, excluding electronic files |
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Yes, hardware only |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 25% of sum insured |
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No |
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Yes, passports and title deeds |
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No |
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Yes |
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No |
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No |
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No |
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No |
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Up to $1,000 |
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Yes |
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Up to 52 weeks |
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Up to $3,000 |
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Reasonable cost up to 120 days |
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Yes |
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Yes |
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No |
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Up to 14 days |
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Up to 20% of sum insured |
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$100 |
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true |
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yes |
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10% online discount |
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Yes |
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Up to 120 days, up to 20% of sum insured |
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Up to 10% of sum insured |
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Up to $20,000,000 |
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$0 excess option available to Residential Home Package customers aged 50 years and over. |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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Yes |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Great when an emergency arises
Read full reviewGreat when an emergency arises
Yes
Read full reviewYes