Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Bankwest Contents Insurance - last updated: 15 April 2021

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What's hot
  • New for old replacement
  • Underinsurance protection
  • Pay monthly at no extra cost
What's not
  • No cover for debris removal and demolition costs
Mozo snapshot

Bankwest Contents Insurance understands how important your belongings are and will provide cover for the the things you keep in your household. Not only will you able to have new for old replacement on your belongings, underinsurance protection is also available, so you shouldn't have to worry quite as much if you've incorrectly valued your contents. There's also a 15% discount for bundling your building and contents cover which is handy if you're also looking to insure the structure of your home.

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Key features

Bankwest provides peace of mind for your gadgets and other tech devices, covering cameras, gaming consoles and your computer's hardware. You’ll also be able to get cover for your cash, credit and jewellery. Plus, if you’ve got a carpet lying around with a high price tag or any ancient antiques sitting on the top shelf, you can get cover for those too. 

Away from home cover is also available for customers who love their stuff and want it covered while they're out and about. Just remember this is an optional extra that will come with a fee. However, if you’re planning to move house, Bankwest Contents Insurance will cover your contents while you're in the process of doing so as standard.

One feature to highlight of Bankwest's Contents Insurance is that you’re guaranteed cover for nearly all heart-stopping events like fires, floods, explosions, theft and riots. While your home and contents will be given quality protection, it’s important you know that you will not be able to receive cover for any debris removal, demolition costs, or storm surges. Items and documents, such as birth certificates, uncut gems, tools of trade are also not covered. Be sure to read all your policy details so you know what is covered and any limits that exist for certain contents categories.


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Who is it good for

Bankwest Contents Insurance is a great option for homeowners who want to ensure their belongings are secure, and perhaps don't require building insurance as well (like renters).

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Any catches

Bankwest Contents Insurance does not provider cover for death or injury, which could leave your family under financial stress if you are unable to temporarily work. 


Details

Rates and fees information correct as at 29 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $500

Up to $5,000

Yes, excluding electronic files

Yes, hardware only

Yes

Yes

Yes

Yes

Up to 25% of sum insured

No

Yes, passports and title deeds

No

Yes

No

No

No

Other cover

No

Up to $1,000

Yes

Up to 52 weeks

Up to $3,000

Reasonable cost up to 120 days

Yes

Yes

No

Up to 14 days

Up to 20% of sum insured

Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$100

true

yes

10% online discount

Yes

Up to 120 days, up to 20% of sum insured

Up to 10% of sum insured

Up to $20,000,000

$0 excess option available to Residential Home Package customers aged 50 years and over.

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

Yes

Yes

Yes

No

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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