Bankwest Contents Insurance understands how important your belongings are and will provide cover for the the things you keep in your household. Not only will you able to have new for old replacement on your belongings, underinsurance protection is also available, so you shouldn't have to worry quite as much if you've incorrectly valued your contents. There's also a 15% discount for bundling your building and contents cover which is handy if you're also looking to insure the structure of your home.
Bankwest provides peace of mind for your gadgets and other tech devices, covering cameras, gaming consoles and your computer's hardware. You’ll also be able to get cover for your cash, credit and jewellery. Plus, if you’ve got a carpet lying around with a high price tag or any ancient antiques sitting on the top shelf, you can get cover for those too.
Away from home cover is also available for customers who love their stuff and want it covered while they're out and about. Just remember this is an optional extra that will come with a fee. However, if you’re planning to move house, Bankwest Contents Insurance will cover your contents while you're in the process of doing so as standard.
One feature to highlight of Bankwest's Contents Insurance is that you’re guaranteed cover for nearly all heart-stopping events like fires, floods, explosions, theft and riots. While your home and contents will be given quality protection, it’s important you know that you will not be able to receive cover for any debris removal, demolition costs, or storm surges. Items and documents, such as birth certificates, uncut gems, tools of trade are also not covered. Be sure to read all your policy details so you know what is covered and any limits that exist for certain contents categories.
Bankwest Contents Insurance is a great option for homeowners who want to ensure their belongings are secure, and perhaps don't require building insurance as well (like renters).
Bankwest Contents Insurance does not provider cover for death or injury, which could leave your family under financial stress if you are unable to temporarily work.
Up to $500
Up to $5,000
Yes, excluding electronic files
Yes, hardware only
Yes
Yes
Yes
Yes
Up to 25% of sum insured
No
Yes, passports and title deeds
No
Yes
No
No
No
No
Up to $1,000
Yes
Up to 52 weeks
Up to $3,000
Reasonable cost up to 120 days
Yes
Yes
No
Up to 14 days
Up to 20% of sum insured
60
Yes - Up to 25% of sum insured
Yes
$100
true
yes
10% online discount
Yes
Up to 120 days, up to 20% of sum insured
Up to 10% of sum insured
Up to $20,000,000
$0 excess option available to Residential Home Package customers aged 50 years and over.
none
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Great when an emergency arises
Read full reviewGreat when an emergency arises
Yes
Read full reviewYes
