Bankwest Home & Contents Insurance

Bankwest

Get up to 15% off combined Building and Contents cover when you apply online.

As a home owner or renter, choose from various cover options to suit your needs for your building, contents and portable contents.”

Bankwest Home & Contents Insurance Review

Rates and fees information correct as at 19 September 2018.

Review published: 20 September 2017

What's hot:

  • 2017 Mozo Experts Choice winner

  • 10% online discount, 5% combined policy discount

  • New for old replacement

  • Underinsurance protection

What's not:

  • Monthly payment fee

Mozo snapshot:

Bankwest’s Home and Contents Insurance is definitely an insurance policy worth considering for the cover it provides, especially with handy features like new for old replacement and underinsurance protection. And if you want save some money too, you’ll get a 10% discount for applying online, which can be bumped up another 5% if you combine policies.

Key features:

Bankwest’s Home and Contents Insurance has it all. You’ll be covered for fire, lightning, storm, flood, earthquake, fusion, power surge, explosion, escape of liquid, impact damage, theft or burglary, vandalism and riots or civil commotion as well as any accidental loss or damage to your home and/or contents. Keep in mind though, you will not be covered if there’s a storm surge or if any important documents, uncut gems, inventory, trade tools, home office contents are lost, stolen or damaged.

But if you’re a tech fanatic, Bankwest’s Home and Contents Insurance is the policy for you, as you can get cover for your camera and its accessories, CDs, DVDs, electronic devices and computer software hardware up to the sum insured amount. If you like your home decor, you can also get cover for any handwoven or regular carpets or antiques and valuables. Bankwest haven’t forgotten travel addicts either by providing away from home cover for up to 120 days on your portable devices, like your laptop or tablet.

Homeowners with pets can also rest easy, knowing that their best mates will be covered for any veterinary expenses or temporary accommodation, plus emergency storage for their favourite items in the event of an accident.

Who it's good for:

With a 120 year history, Bankwest’s Home and Contents Insurance is a suitable option for everyday homeowners looking to give their home and contents the highest level of cover around.


Any catches?

While you’ll have the option to pay your premium monthly just keep in mind that you’ll have to pay extra for this.


How is Bankwest home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Bankwest home insurance
7.0

Based on 10
Bankwest home insurance reviews

7.7 7.3 7.1 6.2 7.8

Latest reviews of Bankwest Home & Contents Insurance

Bankwest

Bankwest Home & Contents Insurance home insurance review

Overall rating   8 / 10

Very good assistance

Very good.

Full review

Very good.

    Value for money   8 / 10

    Policy coverage   7 / 10

    Customer service   9 / 10

    Claims handling   7 / 10

    Trust   10 / 10

Less

Shane (WA), reviewed almost 3 years ago

Bankwest

Bankwest Home & Contents Insurance home insurance review

Overall rating   6 / 10

Competitive rates, nohassle paying account on time

Been with them for quite sometime and very happy.

Full review

Been with them for quite sometime and very happy.

    Value for money   7 / 10

    Policy coverage   7 / 10

    Customer service   5 / 10

    Claims handling   7 / 10

    Trust   5 / 10

Less

Darrel (WA), reviewed about 3 years ago

Bankwest

Bankwest Home & Contents Insurance home insurance review

Overall rating   5 / 10

Average

Decent insurance. You get what you pay for, just needs better customer service.

Full review

Decent insurance. You get what you pay for, just needs better customer service.

    Value for money   5 / 10

    Policy coverage   5 / 10

    Customer service   5 / 10

    Claims handling   5 / 10

    Trust   5 / 10

Less

Lisa , reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Policy and service features

  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • 10% online discount, 5% combined policy discount

  • Up to 120 days, up to 20% of sum insured

  • Up to 10% of sum insured

  • Up to $20,000,000

Events

  • Optional extra

  • Up to 10 years old

Buildings

  • Up to sum insured

Contents

  • Up to $500

  • Up to $5,000

  • Excludes Electronic Files

  • Hardware only

  • Up to 25% of sum insured

  • Passports and Title Deeds

  • Up to sum insured

Other cover

  • Up to $1,000

  • Up to 52 weeks

  • Up to 12 months

  • Reasonable cost up to 120 days

  • Up to 14 days

  • Up to 20% of sum insured

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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