CGU Home & Contents Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Fundamentals Home Insurance

The details shown below are for the Accidental Damage Home Insurance

The details shown below are for the Listed Events Home Insurance

Choose the version of this loan that suits you best

  • Fundamentals Home Insurance

  • Accidental Damage Home Insurance

  • Listed Events Home Insurance

CGU Home & Contents Insurance

CGU Home & Contents Insurance

CGU Home & Contents Insurance

Details

Rates and fees information correct as at 15 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • $350

  • No

  • Up to $1,000

  • Up to $20,000,000

  • n/a

  • n/a

Events
Buildings
Contents
  • Up to $500

  • Up to $1,000

  • Up to $20,000 per item or set

  • Up to $20,000 per item or set

  • Up to $1,000 per item or set. Up to $2,000 in total for valuables

  • Up to $20,000 per item or set

  • Up to $20,000 per item or set

  • Up to $1,000 per item or set. Up to $2,000 in total for valuables

  • Up to $1,000 per item or set. Up to $2,000 in total for valuables

  • Up to $20,000 per item or set

  • Up to $2,500

Other cover
  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 10% of sum insured combined with demolition costs

  • Up to 10% of sum insured combined with debris removal costs

  • Up to 14 days for contents

Details

Rates and fees information correct as at 15 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • $350

  • No

  • Up to 90 days

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Up to 15 years old

Buildings
  • Up to $1,500 for plants

Contents
  • Up to $1,250

  • Up to $5,000

  • Up to $20,000 per item or set

  • Up to $20,000 per item or set

  • Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables

  • Up to $20,000 per item or set

  • Up to $20,000 per item or set

  • Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables

  • Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables

  • Up to $1,000

  • Up to $20,000 per item or set

  • Up to $5,000

  • Up to $5,000

  • Up to $10,000

Other cover
  • Up to $10,000 for funerals

  • Up to $500

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 12 months

  • Up to 10% of sum insured combined with demolition costs

  • Up to 10% of sum insured combined with debris removal costs

  • Up to 14 days for contents

  • Up to $10,000

Details

Rates and fees information correct as at 15 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • $350

  • No

  • Up to 90 days

  • Up to $2,000

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Up to 15 years old

Buildings
  • Up to $750 for plants

Contents
  • Up to $750

  • Up to $5,000

  • Up to $20,000 per item or set

  • Up to $20,000 per item or set

  • Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables

  • Up to $20,000 per item or set

  • Up to $20,000 per item or set

  • Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables

  • Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables

  • Up to $1,000

  • Up to $20,000 per item or set

  • Up to $5,000

  • Up to $5,000

  • Up to $10,000

Other cover
  • Up to $10,000 for funerals

  • Up to $500

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets

  • Up to 12 months, up to 10% of sum insured combined with temporary accommodation

  • Up to 12 months

  • Up to 10% of sum insured combined with demolition costs

  • Up to 10% of sum insured combined with debris removal costs

  • Up to 14 days for contents

  • Up to $10,000

Customer Reviews

How are CGU home insurance rated by the Mozo community?

Overall customer rating
7.5/10
Value for money
7.2/10
Policy coverage
7.7/10
Customer service
7.8/10
Claims handling
7.5/10
Trust
7.5/10

Latest reviews of CGU Home & Contents Insurance

  • Overall
    6/10
    Need to keep options open

    Only ever had 1 claim in 15 years and yet still have yearly increases above CPI.

    Only ever had 1 claim in 15 years and yet still have yearly increases above CPI.

    Value for money
    5/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    David | Victoria

    reviewed over 2 years ago

  • Overall
    7/10
    Very helpful

    Always there to help and the products are good for my personal needs and cover what I need.

    Always there to help and the products are good for my personal needs and cover what I need.

    Value for money
    9/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Julianna | South Australia

    reviewed over 2 years ago

  • Overall
    10/10
    Competitive product, premium and service

    Best value for money with the range of inclusions covered in the policy.

    Best value for money with the range of inclusions covered in the policy.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Karen | New South Wales

    reviewed over 2 years ago

  • Overall
    6/10
    Average overall, expensive insurance provider

    I was surprised to find out that quite a few household items are not covered, like the stove, hot...

    I was surprised to find out that quite a few household items are not covered, like the stove, hot water system and white goods over 15 years old.

    Value for money
    5/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Barbara | South Australia

    reviewed over 2 years ago

  • Overall
    1/10
    CGU is not a fair insurer

    I had landlords insurance with CGU. The tenants had a window fall into the bath and it gouged a...

    I had landlords insurance with CGU. The tenants had a window fall into the bath and it gouged a big hole in the bath. CGU refused to cover the total cost of the claim and would only provide 50% of the cost to fix it. We were out of pocket $5000 and had been very good customers for 8 years prior to this incident and only making 1 small claim in that time.

    Value for money
    4/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Kate | Queensland

    reviewed over 2 years ago

CGU

About CGU

See CGU home insurance