This product is available in different versions. Pick the right version for you here.
The details shown below are for the Fundamentals Home Insurance
The details shown below are for the Accidental Damage Home Insurance
The details shown below are for the Listed Events Home Insurance
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Fundamentals Home Insurance |
| | Accidental Damage Home Insurance |
| | Listed Events Home Insurance |
Fundamentals Home Insurance
Accidental Damage Home Insurance
Listed Events Home Insurance
CGU Home & Contents Insurance
CGU Home & Contents Insurance
CGU Home & Contents Insurance
60
$350
No
Up to $1,000
Up to $20,000,000
n/a
n/a
Up to $500
Up to $1,000
Up to $20,000 per item or set
Up to $20,000 per item or set
Up to $1,000 per item or set. Up to $2,000 in total for valuables
Up to $20,000 per item or set
Up to $20,000 per item or set
Up to $1,000 per item or set. Up to $2,000 in total for valuables
Up to $1,000 per item or set. Up to $2,000 in total for valuables
Up to $20,000 per item or set
Up to $2,500
Up to $1,000
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
Up to 10% of sum insured combined with demolition costs
Up to 10% of sum insured combined with debris removal costs
Up to 14 days for contents
60
$350
No
Up to 90 days
Up to $20,000,000
n/a
n/a
Up to 15 years old
Up to $1,500 for plants
Up to $1,250
Up to $5,000
Up to $20,000 per item or set
Up to $20,000 per item or set
Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables
Up to $20,000 per item or set
Up to $20,000 per item or set
Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables
Up to $2,500 per item or set. Up to greater of 20% sum insured or $7,500 in total for valuables
Up to $1,000
Up to $20,000 per item or set
Up to $5,000
Up to $5,000
Up to $10,000
Up to $10,000 for funerals
Up to $500
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
Up to 12 months
Up to 10% of sum insured combined with demolition costs
Up to 10% of sum insured combined with debris removal costs
Up to 14 days for contents
Up to $10,000
60
$350
No
Up to 90 days
Up to $2,000
Up to $20,000,000
n/a
n/a
Up to 15 years old
Up to $750 for plants
Up to $750
Up to $5,000
Up to $20,000 per item or set
Up to $20,000 per item or set
Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables
Up to $20,000 per item or set
Up to $20,000 per item or set
Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables
Up to $2,500 per item or set. Up to greater of 20% sum insured or $5,000 in total for valuables
Up to $1,000
Up to $20,000 per item or set
Up to $5,000
Up to $5,000
Up to $10,000
Up to $10,000 for funerals
Up to $500
Up to $1,000
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
Up to 12 months
Up to 10% of sum insured combined with demolition costs
Up to 10% of sum insured combined with debris removal costs
Up to 14 days for contents
Up to $10,000
Only ever had 1 claim in 15 years and yet still have yearly increases above CPI.
Read full reviewOnly ever had 1 claim in 15 years and yet still have yearly increases above CPI.
Always there to help and the products are good for my personal needs and cover what I need.
Read full reviewAlways there to help and the products are good for my personal needs and cover what I need.
Best value for money with the range of inclusions covered in the policy.
Read full reviewBest value for money with the range of inclusions covered in the policy.
I was surprised to find out that quite a few household items are not covered, like the stove, hot water system and white goods over 15 years old.
Read full reviewI was surprised to find out that quite a few household items are not covered, like the stove, hot water system and white goods over 15 years old.
I had landlords insurance with CGU. The tenants had a window fall into the bath and it gouged a big hole in the bath. CGU refused to cover the total cost of the claim and would only provide 50% of the cost to fix it. We were out of pocket $5000 and had been very good customers for 8 years prior to this incident and only making 1 small claim in that time.
Read full reviewI had landlords insurance with CGU. The tenants had a window fall into the bath and it gouged a big hole in the bath. CGU refused to cover the total cost of the claim and would only provide 50% of the cost to fix it. We were out of pocket $5000 and had been very good customers for 8 years prior to this incident and only making 1 small claim in that time.
