The details shown below are for the Fundamentals Home Insurance
The details shown below are for the Accidental Damage Home Insurance
The details shown below are for the Listed Events Home Insurance
Choose the version of this loan that suits you best
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Fundamentals Home Insurance |
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Accidental Damage Home Insurance |
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Listed Events Home Insurance |
Fundamentals Home Insurance
Accidental Damage Home Insurance
Listed Events Home Insurance
CGU Home & Contents Insurance
CGU Home & Contents Insurance
CGU Home & Contents Insurance
60
$250
No
Up to $1,000
Up to $20,000,000
Up to sum insured
Up to $500
Up to $1,000
Up to sum insured
Software only, up to sum insured
Up to $1,000 per item, up to $2,000
Up to $20,000 per item
Up to $1,000 per item, up to $2,000 in total
Up to $1,000 per item, up to $2,000 in total
Up to $2,500
Up to $1,000
Up to 12 months, up to 10% of sum insured
Up to 12 months, up to $500
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost
Up to 10% of sum insured combined with debris removal cost and emergency storage cost
Up to 14 days
60
$250
No
Up to 90 days
Up to $1,000
Up to $20,000,000
Up to 15 years old
Up to $1,500
Up to sum insured
Up to $1,250
Up to $5,000
Up to sum insured
Software only, up to sum insured
Up to $2,500, up to the higher of 20% of sum insured or $7,500
Up to $20,000 per item
Up to $2,500, up to 20% of sum insured
Up to $7,500, up to 20% of sum insured
Up to $1,000
Up to $5,000
Up to $5,000
Up to $10,000
Up to $10,000 for funeral or injury
Up to $500
Reasonable cost
Up to 12 months, up to 10% of sum insured
Up to 12 months, up to $500
Up to 12 months
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost
Up to 10% of sum insured combined with debris removal cost and emergency storage cost
Up to 14 days
Up to $10,000
60
$250
No
Up to 90 days
Up to $1,000
Up to $20,000,000
Up to 15 years old
Up to $750
Up to sum insured
Up to $750
Up to $5,000
Up to sum insured
Software only, up to sum insured
Up to $2,500, up to the higher of 20% of sum insured or $5,000
Up to $20,000 per item
Up to $2,500, up to 20% of sum insured
Up to $5,000, up to 20% of sum insured
Up to $1,000
Up to $5,000
Up to $5,000
Up to $10,000
Up to $10,000 for funeral or injury
Up to $500
Up to $1,000
Up to 12 months, up to 10% of sum insured
Up to 12 months, up to $500
Up to 12 months
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost
Up to 10% of sum insured combined with debris removal cost and emergency storage cost
Up to 14 days
Up to $10,000
Only ever had 1 claim in 15 years and yet still have yearly increases above CPI.
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Only ever had 1 claim in 15 years and yet still have yearly increases above CPI.
Less
David | Victoria
reviewed almost 2 years ago
Always there to help and the products are good for my personal needs and cover what I need.
Read full review
Always there to help and the products are good for my personal needs and cover what I need.
Less
Julianna | South Australia
reviewed almost 2 years ago
Best value for money with the range of inclusions covered in the policy.
Read full review
Best value for money with the range of inclusions covered in the policy.
Less
Karen | New South Wales
reviewed about 2 years ago
I was surprised to find out that quite a few household items are not covered, like the stove, hot...
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I was surprised to find out that quite a few household items are not covered, like the stove, hot water system and white goods over 15 years old.
Less
Barbara | South Australia
reviewed about 2 years ago
I had landlords insurance with CGU. The tenants had a window fall into the bath and it gouged a...
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I had landlords insurance with CGU. The tenants had a window fall into the bath and it gouged a big hole in the bath. CGU refused to cover the total cost of the claim and would only provide 50% of the cost to fix it. We were out of pocket $5000 and had been very good customers for 8 years prior to this incident and only making 1 small claim in that time.
Less
Kate | Queensland
reviewed over 2 years ago
