The details shown below are for the Home Building & Contents Insurance
The details shown below are for the Home Building & Contents Insurance Plus
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Home Building & Contents Insurance |
| | Home Building & Contents Insurance Plus |
Home Building & Contents Insurance
Home Building & Contents Insurance Plus
As well as offering a wide range of cover, Coles Home and Contents Insurance policy also gives you the option to earn double flybuy points! You'll even get $10 off your weekly grocery shop for every 2,000 flybuys points you redeem.
The first thing you should know about this policy is that when you sign up to it, you'll have two versions to choose from. The first version is simply Coles Home and Contents Insurance and the second is Coles Home and Contents Insurance Plus.
While both policies cover your home for a range of natural disasters including fires, floods and storms and offer new for old replacement, the Plus version goes that little bit further. Coles Home and Contents Insurance Plus offers extra cover for your household appliances, accidental loss and damage, plus another 30% of your sum insured in case it needs to be rebuilt.
Both policies will cover contents such as cash, credit cards, cameras and camera accessories, jewellery and any trade tools you may have. Just keep in mind that you be able to insure these items for a higher amount with the Coles Home and Contents Insurance Plus policy.
When you have a Coles home and Contents insurance policy, you can collect double flybuys points when shopping at Coles. That means it'll be easier to to get that $10 off your grocery bill every time you redeem 2,000 flybuys points.
Across all this, you can rest easy in the knowledge that you'll have 24/7 access to the claims service, and you'll receive 10% off your first year's premium when you buy your policy online.
The Coles Home and Contents Insurance policy could be a great choice for Aussies looking to get the most value out of their policy through different perks.
The Coles Home and Contents Insurance policy does not provide cover for underinsurance, which could see you having to pay for a portion of any damage if you ever have to make a claim. If you want to avoid this when it comes to your home's structure, you can go with the Plus policy to get the building safety net with adds another 30% on top of the sum insured.
60
No
Yes
$300
true
n/a
25% Online Discount
Yes
Optional Extra, choose between $1,000 and $5,000
Up to 10% of sum insured
Up to $20,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
No
Up to $2,000 for plants
Up to sum insured
Up to $200
Up to $1,000
Up to $2,500
Hardware up to $1,000 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs.
Yes
Yes
Up to $2,000 per item, up to $5,000 in total
Up to $2,000 per item, up to $5,000 in total
Up to $1,000 per item, up to $5,000 in total
No
Up to $1,000
No
Up to $1,000
Up to $1,000 per item, up to $5,000 in total
No
No
Up to $5000 for funeral
No
Up to $500
Up to 12 months, up to 10% of sum insured
Up to $500
No
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
No
Up to 14 days
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
60
Yes - Up to 30% of sum insured
Yes
$300
true
n/a
25% Online Discount
Yes
Up to 90 days, up to $2,500 per item, up to 20% of sum insured
Yes
Up to $20,000,000
n/a
n/a
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
No
Up to $2,000 for plants
Up to sum insured
Up to $500
Up to $5,000
Up to $2,500
Hardware up to $2,500 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs.
Yes
Yes
Up to $2,500 per item, up to $10,000 in total
Up to $2,500 per item, up to $10,000 in total
Up to $2,500 per item, up to 20% of sum insured
No
Up to $1,000
No
Up to $2,500
Up to $2,500 per item, up to $10,000 in total
No
No
Up to $10,000 for funeral
No
Up to $2,500
Up to 12 months, up to 10% of sum insured
Up to $1,000
Up to 12 months
Up to 20% of sum insured combined with demolition cost
Up to 20% of sum insured combined with demolition cost
No
Up to 14 days
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Was easy to setup and pay for, appeared to cover all we required, and price was competitive. They also gave us more Flyby points and discounts. As for claiming we have never claimed for anything so I am not able to say how good or bad they perform, other than to say I have not seen any reports either way. People should look at the fine print and see that what you want is covered.
Read full reviewWas easy to setup and pay for, appeared to cover all we required, and price was competitive. They also gave us more Flyby points and discounts. As for claiming we have never claimed for anything so I am not able to say how good or bad they perform, other than to say I have not seen any reports either way. People should look at the fine print and see that what you want is covered.
I'd never had any issues with this provider. Reasonably priced and appropriate cover for what I require. Customer service has been good over the last 3 years.
Read full reviewI'd never had any issues with this provider. Reasonably priced and appropriate cover for what I require. Customer service has been good over the last 3 years.
I found it easy to apply and the costs were reasonable.
Read full reviewI found it easy to apply and the costs were reasonable.
Assisted when needed. Overall process was slow but many other people also experienced storm damage at the same time so many folk were trying to get repairs completed too.
Read full reviewAssisted when needed. Overall process was slow but many other people also experienced storm damage at the same time so many folk were trying to get repairs completed too.
Very good customer service making sure I had the right cost compared to elsewhere.
Read full reviewVery good customer service making sure I had the right cost compared to elsewhere.
