The details shown below are for the Home Building & Contents Insurance
The details shown below are for the Home Building & Contents Insurance Plus
Choose the version of this product that suits you best
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Home Building & Contents Insurance |
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Home Building & Contents Insurance Plus |
Home Building & Contents Insurance
Home Building & Contents Insurance Plus
As well as offering a wide range of cover, Coles Home and Contents Insurance policy also gives you the option to earn double flybuy points! You'll even get $10 off your weekly grocery shop for every 2,000 flybuys points you redeem.
The first thing you should know about this policy is that when you sign up to it, you'll have two versions to choose from. The first version is simply Coles Home and Contents Insurance and the second is Coles Home and Contents Insurance Plus.
While both policies cover your home for a range of natural disasters including fires, floods and storms and offer new for old replacement, the Plus version goes that little bit further. Coles Home and Contents Insurance Plus offers extra cover for your household appliances, accidental loss and damage, plus another 30% of your sum insured in case it needs to be rebuilt.
Both policies will cover contents such as cash, credit cards, cameras and camera accessories, jewellery and any trade tools you may have. Just keep in mind that you be able to insure these items for a higher amount with the Coles Home and Contents Insurance Plus policy.
When you have a Coles home and Contents insurance policy, you can collect double flybuys points when shopping at Coles. That means it'll be easier to to get that $10 off your grocery bill every time you redeem 2,000 flybuys points.
Across all this, you can rest easy in the knowledge that you'll have 24/7 access to the claims service, and you'll receive 10% off your first year's premium when you buy your policy online.
The Coles Home and Contents Insurance policy could be a great choice for Aussies looking to get the most value out of their policy through different perks.
The Coles Home and Contents Insurance policy does not provide cover for underinsurance, which could see you having to pay for a portion of any damage if you ever have to make a claim. If you want to avoid this when it comes to your home's structure, you can go with the Plus policy to get the building safety net with adds another 30% on top of the sum insured.
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60 |
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No |
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Yes |
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$300 |
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true |
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no |
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25% Online Discount |
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Yes |
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Optional Extra, choose between $1,000 and $5,000 |
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Up to 10% of sum insured |
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Up to $20,000,000 |
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n/a |
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n/a |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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No |
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Up to $2,000 for plants |
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Up to sum insured |
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Up to $200 |
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Up to $1,000 |
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Up to $2,500 |
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Hardware up to $1,000 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs. |
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Yes |
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Yes |
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Up to $2,000 per item, up to $5,000 in total |
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Up to $2,000 per item, up to $5,000 in total |
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Up to $1,000 per item, up to $5,000 in total |
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No |
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Up to $1,000 |
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No |
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Up to $1,000 |
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Up to $1,000 per item, up to $5,000 in total |
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No |
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No |
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Up to $5000 for funeral |
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No |
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Up to $500 |
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Up to 12 months, up to 10% of sum insured |
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Up to $500 |
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No |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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No |
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Up to 14 days |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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60 |
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Yes - Up to 30% of sum insured |
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Yes |
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$300 |
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true |
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no |
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25% Online Discount |
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Yes |
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Up to 90 days, up to $2,500 per item, up to 20% of sum insured |
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Yes |
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Up to $20,000,000 |
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n/a |
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n/a |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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No |
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Up to $2,000 for plants |
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Up to sum insured |
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Up to $500 |
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Up to $5,000 |
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Up to $2,500 |
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Hardware up to $2,500 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs. |
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Yes |
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Yes |
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Up to $2,500 per item, up to $10,000 in total |
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Up to $2,500 per item, up to $10,000 in total |
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Up to $2,500 per item, up to 20% of sum insured |
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No |
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Up to $1,000 |
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No |
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Up to $2,500 |
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Up to $2,500 per item, up to $10,000 in total |
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No |
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No |
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Up to $10,000 for funeral |
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No |
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Up to $2,500 |
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Up to 12 months, up to 10% of sum insured |
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Up to $1,000 |
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Up to 12 months |
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Up to 20% of sum insured combined with demolition cost |
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Up to 20% of sum insured combined with demolition cost |
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No |
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Up to 14 days |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Coles insurance is affordable and value for money. I am pleased with their service and customer support.
Read full reviewColes insurance is affordable and value for money. I am pleased with their service and customer support.
Insufficient information. First time policy holder.
Read full reviewInsufficient information. First time policy holder.
Coles is great to deal with and provides very competitive prices for their policies.
Read full reviewColes is great to deal with and provides very competitive prices for their policies.
Love Coles. I have never had insurance on home or contents, now I have on my daughter's home and on my contents too.
Read full reviewLove Coles. I have never had insurance on home or contents, now I have on my daughter's home and on my contents too.
They were really helpful as I have never had insurance and have taken out home insurance on my daughter's house in her estate, and insurance for my contents too.
Read full reviewThey were really helpful as I have never had insurance and have taken out home insurance on my daughter's house in her estate, and insurance for my contents too.