The details shown below are for the Home Building Insurance
The details shown below are for the Home Building Insurance Plus
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Home Building Insurance |
| | Home Building Insurance Plus |
Home Building Insurance
Home Building Insurance Plus
The Coles Building Insurance policy provides everything and more when it comes to cover for your home. Including all the usual protections you’d expect from building insurance, Coles also offers a number of additional features such as flood cover and temporary accommodation costs, plus you'll be able to grab a 10% policy discount when you sign up online.
If you’re looking for extensive cover for your property from all the standard events you could expect, such as fire, storm and theft, then the Coles Building Insurance policy will have you sorted. Better still, flood cover is automatically included in the policy which is a great addition considering you’d normally have to pay extra for it.
Should the worst come to the worst and something does happen to your building, Coles will cover the costs for landscaping (trees, plants etc.) for up to $2,000 as well as fences and gates (sum insured) and the replacement of any locks and keys up to a value of $500.The Coles Building Insurance policy will also cover the removal of debris (up to 10% of the sum insured) and demolition costs (up to 10% of the sum insured), and as an added extra Coles gives a lifetime guarantee on all building repairs it organises and authorises.
If you find yourself in a situation in which you can’t stay in your home, the policy will provide up to 12 months of temporary accommodation costs for you and your family (up to 10% sum insured) and even for your your pets (up to $500).
The Coles Building Insurance policy is a great value option for anyone wanting to protect their home from a range of possible events while having the peace of mind that comes with the additional features the policy has on offer.
Just bear in mind that you will be charged a higher premium if you choose to pay for your premium in monthly installments rather than as an annual lump sum.
Yes
No
Up to $2,000 for plants
Up to sum insured
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
60
No
Yes
$300
true
no
10% Online Discount
Yes
Up to $20,000,000
none
none
No
Up to $500
Up to 12 months, up to 10% of sum insured
Up to $500
Up to 10% of sum insured combined with demolition cost and temporary accommodation cost
Up to 10% of sum insured combined with debris removal cost
No
Yes
No
Up to $2,000 for plants
Up to sum insured
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
60
Yes - Up to 30% of sum insured
Yes
$300
true
no
10% Online Discount
Yes
Up to $20,000,000
none
none
Up to $10,000 for funeral
Up to $2,500
Up to 12 months, up to 10% of sum insured
Up to $1,000
Up to 20% of sum insured combined with demolition cost
Up to 20% of sum insured combined with debris removal cost
No
It's always difficult rating an insurer until you need to claim.... and I do, so let's see how much opinion will change.
Read full reviewIt's always difficult rating an insurer until you need to claim.... and I do, so let's see how much opinion will change.
They're more competitive than other companies They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
Read full reviewThey're more competitive than other companies They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
They're more competitive than other companies. They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
Read full reviewThey're more competitive than other companies. They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
Great
Read full reviewGreat
A fast quote, much cheaper price, good phone service.
Read full reviewA fast quote, much cheaper price, good phone service.
