The details shown below are for the Home Building Insurance
The details shown below are for the Home Building Insurance Plus
Choose the version of this product that suits you best
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Home Building Insurance |
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Home Building Insurance Plus |
Home Building Insurance
Home Building Insurance Plus
The Coles Building Insurance policy provides everything and more when it comes to cover for your home. Including all the usual protections you’d expect from building insurance, Coles also offers a number of additional features such as flood covet, temporary accommodation costs, accidental glass breakage cover and emergency repairs to keep you safe after an insured event.
If you’re looking for extensive cover for your property from all the standard events you could expect, such as fire, storm and theft, then the Coles Building Insurance policy could have you sorted. Better still, flood cover is automatically included in the policy which is a great addition considering you’d normally have to pay extra for it.
Should the worst come to the worst and something does happen to your building, Coles could cover the costs for landscaping (for things like trees and plants) for up to $2,000 and the replacement of any locks and keys up to a value of $500.The Coles Building Insurance policy could also cover the removal of debris (up to 10% of the sum insured) and demolition costs (up to 10% of the sum insured), and as an added extra Coles gives a lifetime guarantee on all building repairs it organises and authorises.
If you find yourself in a situation in which you can’t stay in your home, the policy could provide up to 12 months of temporary accommodation costs for you and your family (up to 10% sum insured) and even for your your pets (up to $500).
The Coles Building Insurance policy is a great value option for anyone wanting to protect their home from a range of possible events while having the peace of mind that comes with the additional features the policy has on offer.
Just bear in mind that you will be charged a higher premium if you choose to pay for your premium in monthly instalments rather than as an annual lump sum.
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Yes |
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No |
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Up to $2,000 for plants |
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Up to sum insured |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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No |
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Yes |
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$300 |
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true |
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no |
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10% Online Discount |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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No |
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Up to $500 |
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Up to 12 months, up to 10% of sum insured |
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Up to $500 |
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Up to 10% of sum insured combined with demolition cost and temporary accommodation cost |
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Up to 10% of sum insured combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Yes |
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No |
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Up to $2,000 for plants |
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Up to sum insured |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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Yes - Up to 30% of sum insured |
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Yes |
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$300 |
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true |
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no |
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10% Online Discount |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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Up to $10,000 for funeral |
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Up to $2,500 |
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Up to 12 months, up to 10% of sum insured |
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Up to $1,000 |
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Up to 20% of sum insured combined with demolition cost |
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Up to 20% of sum insured combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Competitive rates and great customer service.
Read full reviewCompetitive rates and great customer service.
It's always difficult rating an insurer until you need to claim.... and I do, so let's see how much opinion will change.
Read full reviewIt's always difficult rating an insurer until you need to claim.... and I do, so let's see how much opinion will change.
They're more competitive than other companies They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
Read full reviewThey're more competitive than other companies They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
They're more competitive than other companies. They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
Read full reviewThey're more competitive than other companies. They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.
Great
Read full reviewGreat