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Coles Home Building Insurance

The details shown below are for the Home Building Insurance

The details shown below are for the Home Building Insurance Plus

Choose the version of this product that suits you best

  • Home Building Insurance

  • Home Building Insurance Plus

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review Coles Home Building Insurance

Last updated: 4 June 2020.

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What's hot
  • 10% online discount
  • Double flybuys points at Coles when you have a Coles home insurance policy
  • Up to 12 months temporary accommodation costs
What's not
  • Higher premium for monthly payments
Mozo snapshot

The Coles Building Insurance policy provides everything and more when it comes to cover for your home. Including all the usual protections you’d expect from building insurance, Coles also offers a number of additional features such as flood cover and temporary accommodation costs, plus you'll be able to grab a 10% policy discount when you sign up online. 


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Key features

If you’re looking for extensive cover for your property from all the standard events you could expect, such as fire, storm and theft, then the Coles Building Insurance policy will have you sorted. Better still, flood cover is automatically included in the policy which is a great addition considering you’d normally have to pay extra for it.

Should the worst come to the worst and something does happen to your building, Coles will cover the costs for landscaping (trees, plants etc.) for up to $2,000 as well as fences and gates (sum insured) and the replacement of any locks and keys up to a value of $500.

The Coles Building Insurance policy will also cover the removal of debris (up to 10% of the sum insured) and demolition costs (up to 10% of the sum insured), and as an added extra Coles gives a lifetime guarantee on all building repairs it organises and authorises.

If you find yourself in a situation in which you can’t stay in your home, the policy will provide up to 12 months of temporary accommodation costs for you and your family (up to 10% sum insured) and even for your your pets (up to $500). 

Plus as an added perk, with a Coles home insurance policy you'll be able to score double flybuy points at the grocery store itself! Just remember to sign up for your policy online, that way you can take advantage of the 10% premium discount on offer.
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Who is it good for

The Coles Building Insurance policy is a great value option for anyone wanting to protect their home from a range of possible events while having the peace of mind that comes with the additional features the policy has on offer.


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Any catches

Just bear in mind that you will be charged a higher premium if you choose to pay for your premium in monthly installments rather than as an annual lump sum.


Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $2,000 for plants

  • Up to sum insured

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $300

  • true

  • no

  • 10% Online Discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • No

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to $500

  • Up to 10% of sum insured combined with demolition cost and temporary accommodation cost

  • Up to 10% of sum insured combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 24 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $2,000 for plants

  • Up to sum insured

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • Yes

  • $300

  • true

  • no

  • 10% Online Discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $10,000 for funeral

  • Up to $2,500

  • Up to 12 months, up to 10% of sum insured

  • Up to $1,000

  • Up to 20% of sum insured combined with demolition cost

  • Up to 20% of sum insured combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Coles home insurance rated by the Mozo community?

Overall
7.9/10
Value for money
8.1/10
Policy coverage
7.7/10
Customer service
7.6/10
Claims handling
6.6/10
Trust
7.5/10

Latest reviews of Coles Home Building Insurance

  • Overall 5/10
    The claim is about to be lodged, don't disappoint.

    It's always difficult rating an insurer until you need to claim.... and I do, so let's see how much opinion will change.

    Read full review

    It's always difficult rating an insurer until you need to claim.... and I do, so let's see how much opinion will change.

    Value for money
    7/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    -1/10
    Trust
    6/10
    Less
    Thomas, Queensland reviewed 6 months ago
  • Overall 8/10
    Competitive premiums rewarded points for shopping

    They're more competitive than other companies They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.

    Read full review

    They're more competitive than other companies They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.

    Value for money
    9/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    0/10
    Trust
    9/10
    Less
    Catherine, New South Wales reviewed almost 5 years ago
  • Overall 8/10
    Competitive premiums, rewarded points for shopping

    They're more competitive than other companies. They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.

    Read full review

    They're more competitive than other companies. They answer your enquiries quickly and confidently. Coles are cheaper with the rates compared to most of the other big companies.

    Value for money
    9/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    0/10
    Trust
    9/10
    Less
    Catherine, New South Wales reviewed about 5 years ago
  • Overall 5/10
    ??

    Great

    Value for money
    5/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    -1/10
    Trust
    5/10
    Less
    Zena, New South Wales reviewed over 5 years ago
  • Overall 6/10
    Big savings, good sevice, quoted over phone

    A fast quote, much cheaper price, good phone service.

    Read full review

    A fast quote, much cheaper price, good phone service.

    Value for money
    7/10
    Policy coverage
    6/10
    Customer service
    7/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Geoffrey, Victoria reviewed almost 6 years ago
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