Coles Home Contents Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Home Contents Insurance

The details shown below are for the Home Contents Insurance Plus

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  • Home Contents Insurance

  • Home Contents Insurance Plus

Coles Home Contents Insurance

Coles Home Contents Insurance

Mozo Review   Coles Home Contents Insurance Review

Last updated: 5 September 2018.

What's hot:
  • 10% online discount

  • New for old cover (for certain items)

  • Automatic flood cover

What's not:
  • Increased premium for monthly payments

Mozo snapshot:

Coles Contents Insurance provides a real bang for your buck when it comes to insuring the possessions that mean the most to you, with generous cover limits for all your valuables and additional perks like new for old cover, online discounts and bonus FlyBuys points.

Key features:

Offering protection for all the standards events you’d expect from a policy - think vandalism, theft and storm cover among others - Coles Contents Insurance also provides its policyholders automatic flood cover. Unfortunately your contents won’t be insured for damage from power or storm surges, but you will be able to purchase accidental damage cover as an optional extra.

When it comes to your possessions, Coles actually offers cover for some items outside your home as well as inside. Outdoor furniture and even your BBQ will be covered under the Coles Contents Insurance policy, while valuables such as cash (up to $200), electronics like tablets and mobile phones (up to $1,000 per item) and jewellery and watches (up to $1,000 per item) are also covered.

If something does go wrong and your contents are damaged or destroyed, Coles will provide new-for-old cover for a number of items including white goods, electronics and furniture, and they’ll even cover your guests items for up to a $1,000.

Best yet, if you purchase your Coles Contents Insurance policy online you’ll get a 10% discount off your premium, plus you’ll also be able to earn a bundle of bonus flybuys points - up to 12,000 each year.

Who it's good for:

Coles Contents Insurance is a great option for anyone looking for a low cost, but comprehensive solution to safeguard their contents and valuables.



Any catches?

You’ll incur an increased premium for the privilege of paying your premium in monthly installments rather than as a lump sum each year.


Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $200

  • Up to $1,000

  • Up to $2,500

  • Software and Hardware up to $5,000

  • Optional extra

  • Up to $2,000 per item, up to $5,000 in total

  • Up to $2,000 per item, up to $5,000 in total

  • Up to $1,000 per item, up to $5,000 in total

  • Up to $1,000

  • Up to $1,000

  • Up to $5,000

Other cover
  • Up to $5000 for funeral

  • Up to $500

  • Up to 10% of sum insured

  • Up to 14 days

  • Up to sum insured

Policy and service features
  • 60

  • $300

  • 10% Online Discount

  • Optional extra

  • Up to 10% of sum insured

  • Up to $20,000,000

Events
  • Optional extra

  • Optional extra

Details

Rates and fees information correct as at 23 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $5,000

  • Up to $2,500

  • Software and Hardware up to $5,000

  • Optional extra

  • Up to $2,500 per item

  • Up to $2,000 per item, up to $10,000 in total

  • Up to $2,500 per item, up to 20% of sum insured

  • Up to $1,000

  • Up to $2,500

  • Up to $10,000

Other cover
  • Up to $10,000 for funeral

  • Up to $500

  • Up to 12 months

  • Up to 20% of sum insured

  • Up to 14 days

  • Up to sum insured

Policy and service features
  • 60

  • $300

  • 10% Online Discount

  • Up to 90 days, up to $2,500 per item, up to 20% of sum insured

  • Up to $20,000,000

Events
  • Up to 10 years old

Customer Reviews

How are Coles home insurance rated by the Mozo community?

Overall customer rating
7.9/10
Value for money
8.0/10
Policy coverage
7.6/10
Customer service
7.5/10
Claims handling
6.4/10
Trust
7.3/10

Latest reviews of Coles Home Contents Insurance

  • Overall
    6/10
    Competitive pricing

    Competitive pricing

    Competitive pricing

    Value for money
    7/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Jennifer | Queensland

    reviewed about 2 years ago

  • Overall
    9/10
    Great price

    Great product. Online tools very easy to use

    Great product. Online tools very easy to use

    Value for money
    10/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    9/10
    Trust
    9/10

    Hansell | New South Wales

    reviewed over 3 years ago

  • Overall
    9/10
    Good

    I've been with Coles insurance for a while, so far so good.

    I've been with Coles insurance for a while, so far so good.

    Value for money
    5/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    6/10
    Trust
    8/10

    Dwayne | Victoria

    reviewed about 4 years ago

  • Overall
    7/10
    Yes

    Yes

    Yes

    Value for money
    7/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    7/10
    Trust
    5/10

    Cabella | New South Wales

    reviewed about 4 years ago

  • Overall
    9/10
    Fast, efficient and consumer friendly

    Just like shopping in my local Coles supermarket, fast, efficient and delightfully friendly...

    Just like shopping in my local Coles supermarket, fast, efficient and delightfully friendly service, Coles insurances are exceptionally well priced and great value. Pros, all the above, cons none that I have found in the last five years.

    Value for money
    10/10
    Policy coverage
    9/10
    Customer service
    8/10
    Claims handling
    9/10
    Trust
    9/10

    Vicki | Western Australia

    reviewed almost 5 years ago

Coles

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