Offering protection for all the standards events you’d expect from a policy - think vandalism, theft and storm cover among others - Coles Contents Insurance also provides its policyholders automatic flood cover. Unfortunately your contents won’t be insured for damage from power or storm surges, but you will be able to purchase accidental damage cover as an optional extra.
When it comes to your possessions, Coles actually offers cover for some items outside your home as well as inside. Outdoor furniture and even your BBQ will be covered under the Coles Contents Insurance policy, while valuables such as cash (up to $200), electronics like tablets and mobile phones (up to $1,000 per item) and jewellery and watches (up to $1,000 per item) are also covered.
If something does go wrong and your contents are damaged or destroyed, Coles will provide new-for-old cover for a number of items including white goods, electronics and furniture, and they’ll even cover your guests items for up to a $1,000.
Best yet, if you purchase your Coles Contents Insurance policy online you’ll get a 10% discount off your premium, plus you’ll also be able to earn a bundle of bonus flybuys points - up to 12,000 each year.