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Coles Home Contents Insurance

The details shown below are for the Home Contents Insurance

The details shown below are for the Home Contents Insurance Plus

Choose the version of this loan that suits you best

  • Home Contents Insurance

  • Home Contents Insurance Plus

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Coles Home Contents Insurance

Last updated: 4 June 2020.

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What's hot
  • 10% online discount
  • New for old cover (for certain items)
  • Automatic flood cover
What's not
  • Increased premium for monthly payments
Mozo snapshot

Coles Contents Insurance provides real bang for your buck when it comes to insuring the possessions that mean the most to you, with generous cover limits for all your valuables and additional perks including new for old cover, online discounts and bonus flybuys points.

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Key features

Offering protection for all the standards events you’d expect from a policy - think vandalism, theft and storm cover among others - Coles Contents Insurance also provides its policyholders automatic flood cover. Unfortunately your contents won’t be insured for damage from power or storm surges, but you will be able to purchase accidental damage cover as an optional extra.

When it comes to your possessions, Coles actually offers cover for some items outside your home as well as inside. Outdoor furniture and even your BBQ will be covered under the Coles Contents Insurance policy, while valuables such as cash (up to $200), electronics like tablets and mobile phones (up to $1,000 per item) and jewellery and watches (up to $1,000 per item) are also covered.

If something does go wrong and your contents are damaged or destroyed, Coles will provide new-for-old cover for a number of items including white goods, electronics and furniture, and they’ll even cover your guest's items for up to a $1,000.

Best yet, if you purchase your Coles Contents Insurance policy online you’ll get a 10% discount off your premium, plus you’ll be able to earn a bundle of bonus flybuys points - up to 12,000 each year.

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Who is it good for

Coles Contents Insurance is a great option for anyone looking for a low cost, but comprehensive solution to safeguard their contents and valuables.



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Any catches

You’ll incur an increased premium for the privilege of paying your premium in monthly installments rather than as a lump sum each year.


Details

Rates and fees information correct as at 27 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $200

  • Up to $1,000

  • Up to $2,500

  • Hardware up to $1,000 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs.

  • Yes

  • Yes

  • Up to $2,000 per item, up to $5,000 in total

  • Up to $2,000 per item, up to $5,000 in total

  • Up to $1,000 per item, up to $5,000 in total

  • No

  • Up to $1,000

  • No

  • Up to $1,000

  • Up to $1,000 per item, up to $5,000 in total

  • No

  • No

Other cover
  • Up to $5000 for funeral

  • No

  • Up to $500

  • No

  • No

  • No

  • Up to 10% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $300

  • true

  • no

  • 10% Online Discount

  • Yes

  • Optional Extra, choose between $1,000 and $5,000

  • Up to 10% of sum insured

  • Up to $20,000,000

  • none

  • none

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 27 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $5,000

  • Up to $2,500

  • Hardware up to $2,500 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs.

  • Yes

  • Yes

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $2,500 per item, up to $10,000 in total

  • Up to $2,500 per item, up to 20% of sum insured

  • No

  • Up to $1,000

  • No

  • Up to $2,500

  • Up to $2,500 per item, up to $10,000 in total

  • No

  • No

Other cover
  • Up to $10,000 for funeral

  • No

  • Up to $2,500

  • No

  • No

  • Up to 12 months

  • Up to 20% of sum insured

  • No

  • No

  • Up to 14 days

  • Yes

Policy and service features
  • 60

  • No

  • Yes

  • $300

  • true

  • no

  • 10% Online Discount

  • Yes

  • Up to 90 days, up to $2,500 per item, up to 20% of sum insured

  • Yes

  • Up to $20,000,000

  • none

  • none

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Coles home insurance rated by the Mozo community?

Overall
7.9/10
Value for money
8.1/10
Policy coverage
7.7/10
Customer service
7.6/10
Claims handling
6.6/10
Trust
7.4/10

Latest reviews of Coles Home Contents Insurance

  • Overall 10/10
    Best overall pricing and inclusions.

    Good price compared to other providers and the inclusions are great.

    Read full review

    Good price compared to other providers and the inclusions are great.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Rodney, Victoria reviewed 12 months ago
  • Overall 8/10
    Excellent service

    Fast and great service

    Read full review

    Fast and great service

    Value for money
    8/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Amit, New South Wales reviewed about 1 year ago
  • Overall 6/10
    Competitive pricing

    Competitive pricing

    Read full review

    Competitive pricing

    Value for money
    7/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Jennifer, Queensland reviewed over 3 years ago
  • Overall 9/10
    Great price

    Great product. Online tools very easy to use

    Read full review

    Great product. Online tools very easy to use

    Value for money
    10/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    9/10
    Trust
    9/10
    Less
    Hansell, New South Wales reviewed almost 5 years ago
  • Overall 9/10
    Good

    I've been with Coles insurance for a while, so far so good.

    Read full review

    I've been with Coles insurance for a while, so far so good.

    Value for money
    5/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    6/10
    Trust
    8/10
    Less
    Dwayne, Victoria reviewed about 5 years ago
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