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Coles Home Contents Insurance

Advertiser disclosure

The details shown below are for the Home Contents Insurance

The details shown below are for the Home Contents Insurance Plus

Choose the version of this product that suits you best

  • Home Contents Insurance

  • Home Contents Insurance Plus

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Coles Home Contents Insurance - last updated: 15 January 2021

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What's hot
  • 10% online discount
  • New for old cover (for certain items)
  • Automatic flood cover
What's not
  • Increased premium for monthly payments
Mozo snapshot

Coles Contents Insurance provides real bang for your buck when it comes to insuring the possessions that mean the most to you. There are generous cover limits for all your valuables and additional perks including new for old cover, online purchase discounts and bonus flybuys points.

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Key features

Offering protection for all the standards events you’d expect from a policy - think vandalism, theft, accidental glass breakage and storm cover among others - Coles Contents Insurance also provides its policyholders automatic flood cover. Unfortunately your contents won’t be insured for damage from power or storm surges, but you will be able to purchase broader accidental damage cover as an optional extra.

When it comes to your possessions, Coles actually offers cover for some items outside your home as well as inside. Outdoor furniture and even your BBQ will be covered under the Coles Contents Insurance policy. Valuables such as cash (up to $200), electronics like tablets and mobile phones (up to $1,000 per item) and jewellery and watches (up to $1,000 per item) are also covered.

If something does go wrong and your contents are damaged or destroyed, Coles will provide new-for-old cover for a number of items including white goods, electronics and furniture, and they’ll even cover your guest's items for up to a $1,000.

Best yet, if you purchase your Coles Contents Insurance policy online you’ll get a 10% discount off your first year's premium, plus you’ll be able to earn a bundle of bonus flybuys points - up to 12,000 each year.

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Who is it good for

Coles Contents Insurance is a great option for anyone looking for a low cost, but comprehensive solution to safeguard their contents and valuables.



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Any catches

You’ll incur an increased premium for the privilege of paying your premium in monthly installments rather than as a lump sum each year.


Details

Rates and fees information correct as at 29 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $200

Up to $1,000

Up to $2,500

Hardware up to $1,000 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs.

Yes

Yes

Up to $2,000 per item, up to $5,000 in total

Up to $2,000 per item, up to $5,000 in total

Up to $1,000 per item, up to $5,000 in total

No

Up to $1,000

No

Up to $1,000

Up to $1,000 per item, up to $5,000 in total

No

No

Other cover

Up to $5000 for funeral

No

Up to $500

No

No

No

Up to 10% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$300

true

no

10% Online Discount

Yes

Optional Extra, choose between $1,000 and $5,000

Up to 10% of sum insured

Up to $20,000,000

none

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

No

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 29 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $500

Up to $5,000

Up to $2,500

Hardware up to $2,500 per item up to $5,000 in total. Software up to $2,500 combined with CD/DVDs.

Yes

Yes

Up to $2,500 per item, up to $10,000 in total

Up to $2,500 per item, up to $10,000 in total

Up to $2,500 per item, up to 20% of sum insured

No

Up to $1,000

No

Up to $2,500

Up to $2,500 per item, up to $10,000 in total

No

No

Other cover

Up to $10,000 for funeral

No

Up to $2,500

No

No

Up to 12 months

Up to 20% of sum insured

No

No

Up to 14 days

Yes

Policy and service features

60

No

Yes

$300

true

no

10% Online Discount

Yes

Up to 90 days, up to $2,500 per item, up to 20% of sum insured

Yes

Up to $20,000,000

none

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

No

Yes

Yes

No

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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