Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Mozo editorial review CommInsure Building Insurance

Last updated: 27 April 2021.

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What's hot
  • 25% underinsurance protection
  • Up to 12 months temporary accommodation
  • Built-in flood cover
What's not
  • No cover for storm surges
Mozo snapshot

If you’re searching for extensive protection for your home from a number of potential events, as well as the assistance you’ll need if an event does occur, then look no further than the CommInsure Building Insurance policy. With a number of additional extras such as automatic flood cover and temporary accommodation costs on top of all the basic features, it's a policy that could be worth checking out.

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Key features

Unlike many other insurers, CommInsure provides flood cover among its range of standard insured events in addition to cover for fire, theft, and damage from falling trees amongst others. You’ll also have the choice to purchase cover for accidental loss and damage as an optional extra.

If one of the aforementioned events does occur and causes damage or destruction to your home, the CommInsure Building Insurance policy will cover the cost of temporary repairs, as well as debris removal expenses and the (reasonable) costs of lock replacements.

The policy will also cover a number of the physical components of your property such as your garage, gates, swimming pool and even your bathroom fixtures, however, your garden features such as trees and plants won’t be covered by Comminsure.

Following an insured event, CommInsure Building Insurance will provide temporary accommodation for its policyholders and their family for up to 12 months - including any pets that'll have $3,000 of accommodation sorted.

And just in case the costs of repairing or replacing your contents is more than you anticipated, you'll be covered for an additional 25% of the sum insured with CommInsure's gap cover (aka underinsurance protection).

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Who is it good for

With its bundle of extra features and comprehensive cover for a range of possible events, the CommInsure Building Insurance policy is quality option for any homeowner looking to protect their property.




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Any catches

While the CommInsure policy will cover your home for a variety of different events, storm surges which create ocean waves that result in damage to your property from won’t be covered.

Be sure that you read the full product disclosure statement before you take out the policy as there are other exclusions and cover limits that might be deal breakers for you.  

Details

Rates and fees information correct as at 23 June 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • No

  • Yes

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • Yes

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $0

  • true

  • yes

  • Up to 10% online discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • No

  • Reasonable cost

  • Up to 52 weeks

  • Up to $3,000

  • Yes

  • Yes

  • No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are CommInsure home insurance rated by the Mozo community?

Overall
7.4/10
Value for money
7.2/10
Policy coverage
7.5/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of CommInsure Building Insurance

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About CommInsure

See CommInsure home insurance