Comminsure - Building Insurance

Comminsure Building Insurance Review

Rates and fees information correct as at 20 October 2018.

Review published: 20 September 2017

What's hot:

  • 10% online premium discount

  • Up to 12 months temporary accommodation

  • Built-in flood cover

What's not:

  • No cover for storm surges

Mozo snapshot:

If you’re searching for extensive protection for your home from a number of potential events, as well as the assistance you’ll need if an event does occur, then look no further than the Comminsure Buildings Insurance policy. With a number of additional extras such as automatic flood cover and temporary accommodation costs on top of all the basic features, it's a policy that could be worth checking out.




Key features:

Unlike many other insurers, Comminsure provides flood cover among its range of standard insured events in addition to cover for fire, theft, and damage from falling trees amongst others. You’ll also have the choice to purchase cover for accidental loss and damage as an optional extra.

If one of the aforementioned events does occur and causes damage or destruction to your home, the Comminsure Buildings Insurance policy will cover the cost of temporary repairs, as well as debris removal expenses and the (reasonable) costs of lock replacements.

The policy will also cover a number of the physical components of your property such as your garage, gates, swimming pool and even your bathroom fixtures, however, your garden features such as trees and plants won’t be covered by Comminsure.

Following an insured event, Comminsure Buildings Insurance will provide temporary accommodation for its policyholders and their family for up to 12 months - including any pets.

Just remember to sign up for your Comminsure Buildings Insurance policy online to be eligible for a 10% premium discount, or combine your Buildings Insurance policy with a Contents Insurance policy to receive a 15% discount.


Who it's good for:

With its bundle of extra features and comprehensive cover for a range of possible events, the Comminsure Buildings Insurance policy is quality option for any homeowner looking to protect their property.




Any catches?

While the Comminsure policy will cover your home for a variety of different events, storm surges which create waves that result in damage to your property from won’t be covered.

Be sure that you read the full product disclosure statement before you take out the policy as there are other exclusions and cover limits that might be deal breakers for you.  

How is Comminsure home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Comminsure home insurance
7.4

Based on 258
Comminsure home insurance reviews

7.1 7.4 7.6 6.9 7.4

Latest reviews of Comminsure Building Insurance

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   9 / 10

Great service that is competitive

I have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.

Full review

I have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.

    Value for money   10 / 10

Less

Tania, New South Wales, reviewed over 1 year ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   7 / 10

Good provider

They are fine

Full review

They are fine

    Value for money   6 / 10

Less

David, South Australia, reviewed over 1 year ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   1 / 10

Poor claims

I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.

Full review

I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.

    Value for money   1 / 10

    Policy coverage   5 / 10

    Customer service   1 / 10

    Claims handling   0 / 10

    Trust   1 / 10

Less

Ian, Australian Capital Territory, reviewed over 2 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   8 / 10

It's got great premiums and customer service.

I like it because it covers what you need in your expense.

Full review

I like it because it covers what you need in your expense.

    Value for money   9 / 10

    Policy coverage   8 / 10

    Customer service   7 / 10

    Claims handling   6 / 10

    Trust   7 / 10

Less

Ali, South Australia, reviewed almost 3 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   5 / 10

Have never had to deal with them

No comment

Full review

No comment

    Value for money   5 / 10

    Policy coverage   7 / 10

    Customer service   2 / 10

    Claims handling   5 / 10

    Trust   5 / 10

Less

Steve, New South Wales, reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Buildings

  • Up to sum insured

  • Up to sum insured

Events

  • Optional extra

  • Up to 10 years old

Policy and service features

  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • Up to 10% online discount

  • Up to $20,000,000

Other cover

  • Reasonable cost

  • Up to 52 weeks

  • Up to 12 months

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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