Key features:
Unlike many other insurers, Comminsure provides flood cover among its range of standard insured events in addition to cover for fire, theft, and damage from falling trees amongst others. You’ll also have the choice to purchase cover for accidental loss and damage as an optional extra.
If one of the aforementioned events does occur and causes damage or destruction to your home, the Comminsure Buildings Insurance policy will cover the cost of temporary repairs, as well as debris removal expenses and the (reasonable) costs of lock replacements.
The policy will also cover a number of the physical components of your property such as your garage, gates, swimming pool and even your bathroom fixtures, however, your garden features such as trees and plants won’t be covered by Comminsure.
Following an insured event, Comminsure Buildings Insurance will provide temporary accommodation for its policyholders and their family for up to 12 months - including any pets.
Just remember to sign up for your Comminsure Buildings Insurance policy online to be eligible for a 10% premium discount, or combine your Buildings Insurance policy with a Contents Insurance policy to receive a 15% discount.
Who it's good for:
With its bundle of extra features and comprehensive cover for a range of possible events, the Comminsure Buildings Insurance policy is quality option for any homeowner looking to protect their property.
Any catches?
While the Comminsure policy will cover your home for a variety of different events, storm surges which create waves that result in damage to your property from won’t be covered.
Be sure that you read the full product disclosure statement before you take out the policy as there are other exclusions and cover limits that might be deal breakers for you.