If you’re searching for extensive protection for your home from a number of potential events, as well as the assistance you’ll need if an event does occur, then look no further than the Comminsure Buildings Insurance policy. With a number of additional extras such as automatic flood cover and temporary accommodation costs on top of all the basic features, it's a policy that could be worth checking out.
Unlike many other insurers, Comminsure provides flood cover among its range of standard insured events in addition to cover for fire, theft, and damage from falling trees amongst others. You’ll also have the choice to purchase cover for accidental loss and damage as an optional extra.
If one of the aforementioned events does occur and causes damage or destruction to your home, the Comminsure Buildings Insurance policy will cover the cost of temporary repairs, as well as debris removal expenses and the (reasonable) costs of lock replacements.
The policy will also cover a number of the physical components of your property such as your garage, gates, swimming pool and even your bathroom fixtures, however, your garden features such as trees and plants won’t be covered by Comminsure.
Following an insured event, Comminsure Buildings Insurance will provide temporary accommodation for its policyholders and their family for up to 12 months - including any pets.
Just remember to sign up for your Comminsure Buildings Insurance policy online to be eligible for a 10% premium discount, or combine your Buildings Insurance policy with a Contents Insurance policy to receive a 15% discount.
With its bundle of extra features and comprehensive cover for a range of possible events, the Comminsure Buildings Insurance policy is quality option for any homeowner looking to protect their property.
While the Comminsure policy will cover your home for a variety of different events, storm surges which create waves that result in damage to your property from won’t be covered.
Be sure that you read the full product disclosure statement before you take out the policy as there are other exclusions and cover limits that might be deal breakers for you.Yes
No
No
Yes
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
60
Yes - Up to 25% of sum insured
Yes
$0
true
yes
Up to 10% online discount
Yes
Up to $20,000,000
none
none
No
Reasonable cost
Up to 52 weeks
Up to $3,000
Yes
Yes
No
I have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.
Read full reviewI have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.
They are fine
Read full reviewThey are fine
I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.
Read full reviewI had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.
I like it because it covers what you need in your expense.
Read full reviewI like it because it covers what you need in your expense.
No comment
Read full reviewNo comment
