Comminsure Building Insurance

Comminsure Building Insurance

Mozo Review   Comminsure Building Insurance Review

Last updated: 5 September 2018.

What's hot:
  • 10% online premium discount

  • Up to 12 months temporary accommodation

  • Built-in flood cover

What's not:
  • No cover for storm surges

Mozo snapshot:

If you’re searching for extensive protection for your home from a number of potential events, as well as the assistance you’ll need if an event does occur, then look no further than the Comminsure Buildings Insurance policy. With a number of additional extras such as automatic flood cover and temporary accommodation costs on top of all the basic features, it's a policy that could be worth checking out.




Key features:

Unlike many other insurers, Comminsure provides flood cover among its range of standard insured events in addition to cover for fire, theft, and damage from falling trees amongst others. You’ll also have the choice to purchase cover for accidental loss and damage as an optional extra.

If one of the aforementioned events does occur and causes damage or destruction to your home, the Comminsure Buildings Insurance policy will cover the cost of temporary repairs, as well as debris removal expenses and the (reasonable) costs of lock replacements.

The policy will also cover a number of the physical components of your property such as your garage, gates, swimming pool and even your bathroom fixtures, however, your garden features such as trees and plants won’t be covered by Comminsure.

Following an insured event, Comminsure Buildings Insurance will provide temporary accommodation for its policyholders and their family for up to 12 months - including any pets.

Just remember to sign up for your Comminsure Buildings Insurance policy online to be eligible for a 10% premium discount, or combine your Buildings Insurance policy with a Contents Insurance policy to receive a 15% discount.


Who it's good for:

With its bundle of extra features and comprehensive cover for a range of possible events, the Comminsure Buildings Insurance policy is quality option for any homeowner looking to protect their property.




Any catches?

While the Comminsure policy will cover your home for a variety of different events, storm surges which create waves that result in damage to your property from won’t be covered.

Be sure that you read the full product disclosure statement before you take out the policy as there are other exclusions and cover limits that might be deal breakers for you.  

Details

Rates and fees information correct as at 17 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to sum insured

  • Up to sum insured

Events
  • Optional extra

  • Up to 10 years old

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • Up to 10% online discount

  • Up to $20,000,000

Other cover
  • Reasonable cost

  • Up to 52 weeks

  • Up to 12 months

Customer Reviews

How are Comminsure home insurance rated by the Mozo community?

Overall customer rating
7.4/10
Value for money
7.1/10
Policy coverage
7.4/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of Comminsure Building Insurance

  • Overall
    9/10
    Great service that is competitive

    I have six home insurance policies and unfortunately I've had to make a claim a couple of times. ...

    I have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Tania | New South Wales

    reviewed over 1 year ago

  • Overall
    7/10
    Good provider

    They are fine

    They are fine

    Value for money
    6/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    David | South Australia

    reviewed almost 2 years ago

  • Overall
    1/10
    Poor claims

    I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. ...

    I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.

    Value for money
    1/10
    Policy coverage
    5/10
    Customer service
    1/10
    Claims handling
    0/10
    Trust
    1/10

    Ian | Australian Capital Territory

    reviewed almost 3 years ago

  • Overall
    8/10
    It's got great premiums and customer service.

    I like it because it covers what you need in your expense.

    I like it because it covers what you need in your expense.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    7/10
    Claims handling
    6/10
    Trust
    7/10

    Ali | South Australia

    reviewed about 3 years ago

  • Overall
    5/10
    Have never had to deal with them

    No comment

    No comment

    Value for money
    5/10
    Policy coverage
    7/10
    Customer service
    2/10
    Claims handling
    5/10
    Trust
    5/10

    Steve | New South Wales

    reviewed over 3 years ago

Comminsure

About Comminsure

See Comminsure home insurance