Comminsure - Building Insurance

Comminsure Building Insurance Review

Review published: 20 September 2017

What's hot:

  • 10% online premium discount

  • Mozo Experts Choice Award 2017

  • Up to 12 months temporary accommodation

  • Built-in flood cover

What's not:

  • No cover for storm surges

Mozo snapshot:

If you’re searching for extensive protection for your home from a number of potential events, as well as the assistance you’ll need if an event does occur, then look no further than the Comminsure Buildings Insurance policy. With a number of additional extras such as automatic flood cover and temporary accommodation costs on top of all the basic features, it’s no surprise that the policy received a 2017 Mozo Experts Choice Award for Exceptional Quality.




Key features:

Unlike many other insurers, Comminsure provides flood cover among its range of standard insured events in addition to cover for fire, theft, and damage from falling trees amongst others. You’ll also have the choice to purchase cover for accidental loss and damage as an optional extra.

If one of the aforementioned events does occur and causes damage or destruction to your home, the Comminsure Buildings Insurance policy will cover the cost of temporary repairs, as well as debris removal expenses and the (reasonable) costs of lock replacements.

The policy will also cover a number of the physical components of your property such as your garage, gates, swimming pool and even your bathroom fixtures, however, your garden features such as trees and plants won’t be covered by Comminsure.

Following an insured event, Comminsure Buildings Insurance will provide temporary accommodation for its policyholders and their family for up to 12 months - including any pets.

Just remember to sign up for your Comminsure Buildings Insurance policy online to be eligible for a 10% premium discount, or combine your Buildings Insurance policy with a Contents Insurance policy to receive a 15% discount.


Who it's good for:

With its bundle of extra features and comprehensive cover for a range of possible events, the Comminsure Buildings Insurance policy is quality option for any homeowner looking to protect their property.




Any catches?

While the Comminsure policy will cover your home for a variety of different events, storm surges which create waves that result in damage to your property from won’t be covered.

Be sure that you read the full product disclosure statement before you take out the policy as there are other exclusions and cover limits that might be deal breakers for you.  

How is Comminsure home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Comminsure home insurance
7.4

Based on 216
Comminsure home insurance reviews

7.1 7.4 7.5 6.8 7.3

Latest reviews of Comminsure Building Insurance

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   9 / 10

Great service that is competitive

I have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.

Full review

I have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.

    Value for money   10 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Tania (NSW), reviewed about 1 year ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   1 / 10

Poor claims

I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.

Full review

I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.

    Value for money   1 / 10

    Policy coverage   5 / 10

    Customer service   1 / 10

    Claims handling   0 / 10

    Trust   1 / 10

Less

Ian (ACT), reviewed over 2 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   8 / 10

It's got great premiums and customer service.

I like it because it covers what you need in your expense.

Full review

I like it because it covers what you need in your expense.

    Value for money   9 / 10

    Policy coverage   8 / 10

    Customer service   7 / 10

    Claims handling   6 / 10

    Trust   7 / 10

Less

Ali (SA), reviewed over 2 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   7 / 10

Best available

Due to the location of my home, the insurance I believe is excessive, some three times that of your average insurance, however my trust in Communinsure is total.

Full review

Due to the location of my home, the insurance I believe is excessive, some three times that of your average insurance, however my trust in Communinsure is total.

    Value for money   5 / 10

    Policy coverage   7 / 10

    Customer service   9 / 10

    Claims handling   6 / 10

    Trust   6 / 10

Less

Ben (SA), reviewed about 3 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   6 / 10

Discounted rate and quick inspections

Overall the product covers what I need out of insurance. However the claims process for my leaking pipe in the bathroom is taking longer then expected. It has been almost a month now and they are now requesting a final quote which means the...

Full review

Overall the product covers what I need out of insurance. However the claims process for my leaking pipe in the bathroom is taking longer then expected. It has been almost a month now and they are now requesting a final quote which means the process is dragging out. The positives are they had someone out to inspect the damage within 2 hours, plumber was around within the hour and so was the builder to drop off the fans. A few inspections have been conducted. The insurance is tied in with my home loan so I get a discounted rate.

    Value for money   5 / 10

    Policy coverage   6 / 10

    Customer service   7 / 10

    Claims handling   6 / 10

    Trust   3 / 10

Less

Dyllon (SA), reviewed almost 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Buildings

  • Up to sum insured

  • Up to sum insured

Events

  • Optional extra

  • Up to 10 years old

Policy and service features

  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • Up to 10% online discount

  • Up to $20,000,000

Other cover

  • Reasonable cost

  • Up to 52 weeks

  • Up to 12 months

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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