If you’re searching for extensive protection for your home from a number of potential events, as well as the assistance you’ll need if an event does occur, then look no further than the CommInsure Building Insurance policy. With a number of additional extras such as automatic flood cover and temporary accommodation costs on top of all the basic features, it's a policy that could be worth checking out.
Unlike many other insurers, CommInsure provides flood cover among its range of standard insured events in addition to cover for fire, theft, and damage from falling trees amongst others. You’ll also have the choice to purchase cover for accidental loss and damage as an optional extra.
If one of the aforementioned events does occur and causes damage or destruction to your home, the CommInsure Building Insurance policy will cover the cost of temporary repairs, as well as debris removal expenses and the (reasonable) costs of lock replacements.
The policy will also cover a number of the physical components of your property such as your garage, gates, swimming pool and even your bathroom fixtures, however, your garden features such as trees and plants won’t be covered by Comminsure.
Following an insured event, CommInsure Building Insurance will provide temporary accommodation for its policyholders and their family for up to 12 months - including any pets that'll have $3,000 of accommodation sorted.
And just in case the costs of repairing or replacing your contents is more than you anticipated, you'll be covered for an additional 25% of the sum insured with CommInsure's gap cover (aka underinsurance protection).
With its bundle of extra features and comprehensive cover for a range of possible events, the CommInsure Building Insurance policy is quality option for any homeowner looking to protect their property.
While the CommInsure policy will cover your home for a variety of different events, storm surges which create ocean waves that result in damage to your property from won’t be covered.
Be sure that you read the full product disclosure statement before you take out the policy as there are other exclusions and cover limits that might be deal breakers for you.|
Yes |
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No |
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No |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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Yes |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$0 |
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true |
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yes |
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Up to 10% online discount |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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No |
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Reasonable cost |
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Up to 52 weeks |
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Up to $3,000 |
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Yes |
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Yes |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
We put in a claim in early Feb this year it is now may and still has yet to be resolved. There has been no communication from them only when I call them. Every time I do they tell me I need to send more information they have the builder's report and the plumbing report but now they say the reports don't have enough information on them. Once I have my outcome I will be changing. They charge way too much and they have poor customer skills. They don't speak English well enough to understand them. I do not recommend it.
Read full reviewWe put in a claim in early Feb this year it is now may and still has yet to be resolved. There has been no communication from them only when I call them. Every time I do they tell me I need to send more information they have the builder's report and the plumbing report but now they say the reports don't have enough information on them. Once I have my outcome I will be changing. They charge way too much and they have poor customer skills. They don't speak English well enough to understand them. I do not recommend it.
I have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.
Read full reviewI have six home insurance policies and unfortunately I've had to make a claim a couple of times. It has been generally been a good experience.
They are fine
Read full reviewThey are fine
I had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.
Read full reviewI had my ceiling in my garage drop and it cost me thousands of dollars to be fixed by plasterer. Comminsure refused to approve claim because they did not accept that it was damage done to the house.
I like it because it covers what you need in your expense.
Read full reviewI like it because it covers what you need in your expense.