Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review CommInsure Contents Insurance - last updated: 27 April 2021

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What's hot
  • Fee-free monthly premium payments
  • 25% underinsurance
  • New for old replacement
What's not
  • No storm surge cover
Mozo snapshot

What’s not to love about a contents insurance policy that offers new for old replacement for your possessions, a no-cost monthly payment option, and an extra 25% of the sum insured if you undervalue your belongings among a number of other great additional benefits? Not much, which is why the CommInsure Contents Insurance policy is certainly an offer worth looking at.     

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Key features

When it comes to offering protection for your valuables, the CommInsure Contents Insurance policy will provide cover for household cash (up to $500) that is stolen or destroyed in an insured event, up to $1,000 in spare car parts, $750 for any food and medication that goes bad if your fridges motor burns out, and up to 25% sum insured for your jewellery.

CommInsure will also insure your contents against an extensive range of events including flood damage (not usually automatically offered), fires, fallen trees and even against accidental glass breakage. For an additional premium you’ll even be able to take out accidental loss and damage cover as an optional extra.      

Comminsure’s Contents Insurance policy also comes with additional benefits to make life easier should you be impacted by an insured event, including new for old replacement for the majority of your possessions, alternative accommodation costs for your family and pets for up to 12 months after an event, and even up to $2,000 cover for any of your guests' property.

And unlike many insurance companies, CommInsure doesn’t charge an extra fee for paying your premium as monthly installments.


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Who is it good for

Providing both great value for money and a range of quality standard and additional features, the Comminsure Contents Insurance policy could be the right option for anyone looking to get the best possible protection for their valuables.

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Any catches

The Comminsure Home Insurance policy may provide your contents with cover from a large number of possible events, but damage from a storm surge (when a large wave or waves are created by a storm) is not included in the policy.


Details

Rates and fees information correct as at 22 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $500

No

Yes, excluding electronic files

Yes, hardware only

Yes

Yes

Yes

Yes

Up to 25% of sum insured

No

Yes, passports and title deeds

No

Yes

No

No

No

Other cover

No

Up to $1,000

Reasonable cost

Up to 52 weeks

Up to $3,000

Reasonable cost up to 120 days

Yes

Yes

No

Up to 14 days

Up to 20% of sum insured

Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$0

true

yes

Up to 10% online discount

Yes

Up to 120 days, up to 20% of sum insured

Up to 10% of sum insured

Up to $20,000,000

none

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Up to 10 years old

Yes

Yes

Yes

No

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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