What’s not to love about a contents insurance policy that offers new for old replacement for your possessions, a no-cost monthly payment option, and an extra 25% of the sum insured if you undervalue your belongings among a number of other great additional benefits? Not much, which is why the CommInsure Contents Insurance policy is certainly an offer worth looking at.
When it comes to offering protection for your valuables, the CommInsure Contents Insurance policy will provide cover for household cash (up to $500) that is stolen or destroyed in an insured event, up to $1,000 in spare car parts, $750 for any food and medication that goes bad if your fridges motor burns out, and up to 25% sum insured for your jewellery.
CommInsure will also insure your contents against an extensive range of events including flood damage (not usually automatically offered), fires, fallen trees and even against accidental glass breakage. For an additional premium you’ll even be able to take out accidental loss and damage cover as an optional extra.
Comminsure’s Contents Insurance policy also comes with additional benefits to make life easier should you be impacted by an insured event, including new for old replacement for the majority of your possessions, alternative accommodation costs for your family and pets for up to 12 months after an event, and even up to $2,000 cover for any of your guests' property.
And unlike many insurance companies, CommInsure doesn’t charge an extra fee for paying your premium as monthly installments.
Providing both great value for money and a range of quality standard and additional features, the Comminsure Contents Insurance policy could be the right option for anyone looking to get the best possible protection for their valuables.
The Comminsure Home Insurance policy may provide your contents with cover from a large number of possible events, but damage from a storm surge (when a large wave or waves are created by a storm) is not included in the policy.
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Up to $500 |
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No |
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Yes, excluding electronic files |
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Yes, hardware only |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 25% of sum insured |
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No |
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Yes, passports and title deeds |
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No |
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Yes |
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No |
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No |
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No |
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No |
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Up to $1,000 |
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Reasonable cost |
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Up to 52 weeks |
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Up to $3,000 |
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Reasonable cost up to 120 days |
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Yes |
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Yes |
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No |
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Up to 14 days |
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Up to 20% of sum insured |
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$0 |
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true |
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yes |
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Up to 10% online discount |
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Yes |
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Up to 120 days, up to 20% of sum insured |
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Up to 10% of sum insured |
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Up to $20,000,000 |
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none |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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Yes |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Very happy with the service, Thankyou!
Read full reviewVery happy with the service, Thankyou!
I like this insurer, as I already bank with them so it makes it easier, but I did find it difficult to make changes when we moved house.
Read full reviewI like this insurer, as I already bank with them so it makes it easier, but I did find it difficult to make changes when we moved house.
My experience when I had to make any claim could not be faulted. Customer service arranged for a firm to come to and fix the problems, they (Comminsure) tended to all the other claims against me. The people that came were absolutely excellent, they tended to all the damage, took photos and sent them to the insurance company. They paid the claim by check and I arranged the repairs. They would have done them all but it suited me to have a cash settlement.
Read full reviewMy experience when I had to make any claim could not be faulted. Customer service arranged for a firm to come to and fix the problems, they (Comminsure) tended to all the other claims against me. The people that came were absolutely excellent, they tended to all the damage, took photos and sent them to the insurance company. They paid the claim by check and I arranged the repairs. They would have done them all but it suited me to have a cash settlement.
They have a cheaper policy than Vero, who I was with before.
Read full reviewThey have a cheaper policy than Vero, who I was with before.
Just switching to them very soon, within the next few weeks; my decision was based on cost of cover, and their current Online 4 Star Rating for this Product.
Read full reviewJust switching to them very soon, within the next few weeks; my decision was based on cost of cover, and their current Online 4 Star Rating for this Product.