Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Comminsure Contents Insurance

Last updated: 5 September 2018.

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What's hot
  • Fee-free monthly premium payments
  • 10% online discount
  • New for old replacement
What's not
  • No storm surge cover
Mozo snapshot

What’s not to love about a contents insurance policy that offers new for old replacement for your possessions, a no-cost monthly payment option, and an online premium discount among a number of other great additional benefits? Not much, which is why the Comminsure Contents Insurance policy is certainly an offer worth looking at.     



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Key features

When it comes to offering protection for your valuables, the Comminsure Contents Insurance policy will provide cover for household cash (up to $500) that is stolen or destroyed in an insured event, as well as up to $5,000 for a stolen credit card which is used fraudulently, and up to 25% sum insured for your jewellery.

Comminsure will also insure your contents against an extensive range of events including flood damage (not usually automatically offered), fires, fallen trees and even against accidental glass breakage. For an additional premium you’ll even be able to take out accidental loss and damage cover as an optional extra.      

Comminsure’s Contents Insurance policy also comes with additional benefits to make life easier should you be impacted by an insured event, including new for old replacement for the majority of your possessions, alternative accommodation costs for your family and pets for up to 12 months after an event, and even up to $2,000 cover for any of your guests’ property.

Unlike many insurers Comminsure doesn’t charge an extra fee for paying your premium as monthly installments, and you’ll be able to save even more money off your premium (a 10% discount) if you sign up for it online.


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Who is it good for

Providing both great value for money and a range of quality standard and additional features, the Comminsure Contents Insurance policy could be the right option for anyone looking to get the best possible protection for their valuables.

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Any catches

The Comminsure Home Insurance policy may provide your contents with cover from a large number of possible events, but damage from a storm surge (when a large wave or waves are created by a storm) is not included in the policy.


Details

Rates and fees information correct as at 8 March 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $5,000

  • Yes, excluding electronic files

  • Yes, hardware only

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 25% of sum insured

  • No

  • Yes, passports and title deeds

  • No

  • Yes

  • No

  • No

  • No

Other cover
  • No

  • Up to $1,000

  • Reasonable cost

  • Up to 52 weeks

  • Up to $3,000

  • Reasonable cost up to 120 days

  • Yes

  • Yes

  • No

  • Up to 14 days

  • Up to 20% of sum insured

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $0

  • true

  • yes

  • Up to 10% online discount

  • Yes

  • Up to 120 days, up to 20% of sum insured

  • Up to 10% of sum insured

  • Up to $20,000,000

  • none

  • none

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • Yes

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Comminsure home insurance rated by the Mozo community?

Overall
7.4/10
Value for money
7.2/10
Policy coverage
7.4/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of Comminsure Contents Insurance

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About Comminsure

See Comminsure home insurance