Comminsure - Contents Insurance

Comminsure Contents Insurance Review

Review published: 20 September 2017

What's hot:

  • Fee-free monthly premium payments

  • 2017 Mozo Experts Choice Award winner

  • 10% online discount

  • New for old replacement

What's not:

  • No storm surge cover

Mozo snapshot:

What’s not to love about a contents insurance policy that offers new for old replacement for your possessions, a no-cost monthly payment option, and an online premium discount among a number of other great additional benefits? Not much, at least that’s what our experts thought when they awarded Comminsure Contents Insurance two 2017 Mozo Experts Choice Awards for Exceptional Quality and Exceptional Value.    



Key features:

When it comes to offering protection for your valuables, the Comminsure Contents Insurance policy will provide cover for household cash (up to $500) that is stolen or destroyed in an insured event, as well as up to $5,000 for a stolen credit card which is used fraudulently, and up to 25% sum insured for your jewellery.

Comminsure will also insure your contents against an extensive range of events including flood damage (not usually automatically offered), fires, fallen trees and even against accidental glass breakage. For an additional premium you’ll even be able to take out accidental loss and damage cover as an optional extra.      

Comminsure’s Contents Insurance policy also comes with additional benefits to make life easier should you be impacted by an insured event, including new for old replacement for the majority of your possessions, alternative accommodation costs for your family and pets for up to 12 months after an event, and even up to $2,000 cover for any of your guests’ property.

Unlike many insurers Comminsure doesn’t charge an extra fee for paying your premium as monthly installments, and you’ll be able to save even more money off your premium (a 10% discount) if you sign up for it online.


Who it's good for:

Providing both great value for money and a range of quality standard and additional features, the Comminsure Contents Insurance policy could be the right option for anyone looking to get the best possible protection for their valuables.

Any catches?

The Comminsure Home Insurance policy may provide your contents with cover from a large number of possible events, but damage from a storm surge (when a large wave or waves are created by a storm) is not included in the policy.


How is Comminsure home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Comminsure home insurance
7.4

Based on 216
Comminsure home insurance reviews

7.1 7.4 7.5 6.8 7.3

Latest reviews of Comminsure Contents Insurance

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   8 / 10

We'll see, hopefully won't need to claim

Just switching to them very soon, within the next few weeks; my decision was based on cost of cover, and their current Online 4 Star Rating for this Product.

Full review

Just switching to them very soon, within the next few weeks; my decision was based on cost of cover, and their current Online 4 Star Rating for this Product.

    Value for money   10 / 10

    Policy coverage   -1 / 10

    Customer service   -1 / 10

    Claims handling   -1 / 10

    Trust   -1 / 10

Less

Antoni a (QLD), reviewed 4 months ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   9 / 10

Great cover and great staff

Really comprehensive cover. Easy to read PDS and helpful staff.

Full review

Really comprehensive cover. Easy to read PDS and helpful staff.

    Value for money   9 / 10

    Policy coverage   9 / 10

    Customer service   9 / 10

    Claims handling   10 / 10

    Trust   9 / 10

Less

Scott (WA), reviewed about 2 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   9 / 10

Great service, competitive pricing, easy.

Easy Applying, easy to make changes, easy process if we need to claim. Best part is the service on the phone - the agents are always great.

Full review

Easy Applying, easy to make changes, easy process if we need to claim. Best part is the service on the phone - the agents are always great.

    Value for money   9 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   8 / 10

    Trust   10 / 10

Less

Daniel (QLD), reviewed over 2 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   10 / 10

Excellent

Very good service

Full review

Very good service

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Graeme (VIC), reviewed over 2 years ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   8 / 10

Recommended

Have been insured by Comminsure for more than a decade. Great choice.

Full review

Have been insured by Comminsure for more than a decade. Great choice.

    Value for money   8 / 10

    Policy coverage   7 / 10

    Customer service   8 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Alwi (NSW), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Contents

  • Up to $500

  • Up to $5,000

  • Up to sum insured

  • Software and Hardware covered up to sum insured

  • Up to 25% sum insured

  • Up to sum insured

Other cover

  • Up to $1,000

  • Reasonable cost

  • Up to 52 weeks

  • Up to 12 months

  • Reasonable storage costs for up to 120 days

  • Up to 14 days

  • Up to 20% of sum insured

Policy and service features

  • 60

  • Up to 25% of sum insured

  • 100

  • Up to 10% online discount

  • Up to 120 days, up to 20% of sum insured

  • Up to 10% of sum insured

  • Up to $20,000,000

Events

  • Optional extra

  • Up to 10 years old

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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