Key features:
Comminsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).
You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the Comminsure Home and Contents Insurance policy, though any trees, plants and lawn won’t be covered.Outdoor furniture and gardening equipment will be covered (up to $1,000), as will indoor valuables such as cash ($500), jewellery and watches (up to 25% sum insured), and credit cards which have been stolen and used fraudulently (up to $5,000).
Comminsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family and pets.Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy online with a 15% discount off their premium.
Who it's good for:
With comprehensive event cover and a range of generous additional features, a Comminsure Home and Contents Insurance policy could be a great option for any homeowner looking to get top quality cover for their homes and valuables.
Any catches?
While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.
And like any insurance policy there will be some general exclusions so be sure that you read the PSF fully to make sure that everything you want covered will be.