CommInsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, inside and out. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and combined discounts, this policy is worthy of your consideration.
CommInsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).
You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the CommInsure Home and Contents Insurance policy. However, any trees, plants and lawn won’t be covered.Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash (up to $500), jewellery and watches (up to 25% sum insured), and spare car or motorcycle parts (up to $1,000).
CommInsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family, plus $3,000 in pet accommodation cover.
Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy with a 15% discount off their premium.
With comprehensive event cover and a range of generous additional features, a CommInsure Home and Contents Insurance policy could be a great option for any homeowner seeking top quality cover.
While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.
And like any insurance policy there will be some general exclusions so be sure that you read the PDS fully to make sure that everything you want covered will be.|
60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$0 |
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true |
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yes |
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Up to 15% online and combined policy discount |
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Yes |
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Up to 120 days, up to 20% of sum insured |
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Up to 10% of sum insured |
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Up to $20,000,000 |
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n/a |
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n/a |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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Yes |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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No |
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No |
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Yes |
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Up to $500 |
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No |
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Yes, excluding electronic files |
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Yes, hardware only |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 25% of sum insured |
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No |
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Yes, passports and title deeds |
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No |
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Yes |
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No |
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No |
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No |
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No |
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Up to $1,000 |
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Reasonable cost |
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Up to 52 weeks |
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Up to $3,000 |
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Reasonable cost up to 120 days |
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Yes |
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Yes |
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No |
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Up to 14 days, contents only |
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Up to 20% of sum insured |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Staff at comminsure were poorly trained and difficult to understand. My quoted price was fine but tying up the loose ends, which shouldn't have been all that hard, was almost impossible. It was all because staff were difficult to understand and didn't seem to know what to do. It was frustrating and we had to move on to another insurer simply because it was all too hard.
Read full reviewStaff at comminsure were poorly trained and difficult to understand. My quoted price was fine but tying up the loose ends, which shouldn't have been all that hard, was almost impossible. It was all because staff were difficult to understand and didn't seem to know what to do. It was frustrating and we had to move on to another insurer simply because it was all too hard.
They consistently overprice our insurance year after year it goes up ridiculously. We have to call them every year to get it back down to a “fair” price. Our land is at the same level as everyone else in the street yet we pay 5 times the insurance because out backyard touches flood water (we live on top highest point of the slope land) if we go under in a flood (never has come anywhere close to our house..impossible) the rest of the street is going under too! Extremely unfair!
Read full reviewThey consistently overprice our insurance year after year it goes up ridiculously. We have to call them every year to get it back down to a “fair” price. Our land is at the same level as everyone else in the street yet we pay 5 times the insurance because out backyard touches flood water (we live on top highest point of the slope land) if we go under in a flood (never has come anywhere close to our house..impossible) the rest of the street is going under too! Extremely unfair!
Was very easy to add additional items to our policy like laptop and engagement ring. Very helpful customer service made the entire process quick and easy.
Read full reviewWas very easy to add additional items to our policy like laptop and engagement ring. Very helpful customer service made the entire process quick and easy.
I have been with this insurer only for 3 months so I cannot say much about the claims handling and their customer support that much. But I have reviewed few insurance companies while taking insurance and have done comparisons and then I have realised that they are giving a good price for a nice insurance coverage. It is a big brand so I have that faith in their name and also I have noticed a lot of good reviews about them. I will still recommend it to family and friends as they are a big name with a good price.
Read full reviewI have been with this insurer only for 3 months so I cannot say much about the claims handling and their customer support that much. But I have reviewed few insurance companies while taking insurance and have done comparisons and then I have realised that they are giving a good price for a nice insurance coverage. It is a big brand so I have that faith in their name and also I have noticed a lot of good reviews about them. I will still recommend it to family and friends as they are a big name with a good price.
I have tried to sort out a claim and I cannot get through to an operator.
Read full reviewI have tried to sort out a claim and I cannot get through to an operator.