Comminsure Home & Contents Insurance
Comminsure Home & Contents Insurance
Mozo Review Comminsure Home & Contents Insurance Review
Last updated: 1 November 2019.
What's hot:
Automatic flood cover
New for old item replacement
15% online discount
What's not:
Extra cost for phone and laptop cover
Mozo snapshot:
Comminsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, including the inside and outside. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and online discounts, the Home and Contents Insurance policy is an option worth looking at.
Key features:
Comminsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).
You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the Comminsure Home and Contents Insurance policy, though any trees, plants and lawn won’t be covered.Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash ($500), jewellery and watches (up to 25% sum insured), and credit cards which have been stolen and used fraudulently (up to $5,000).
Comminsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family and pets.Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy online with a 15% discount off their premium.
Who it's good for:
With comprehensive event cover and a range of generous additional features, a Comminsure Home and Contents Insurance policy could be a great option for any homeowner looking to get top quality cover for their homes and valuables.
Any catches?
While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.
And like any insurance policy there will be some general exclusions so be sure that you read the PSF fully to make sure that everything you want covered will be.
Details
Rates and fees information correct as at 5 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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60
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Yes - Up to 25% of sum insured
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$0
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Up to 15% online and combined policy discount
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Up to 120 days, up to 20% of sum insured
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Up to 10% of sum insured
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Up to $20,000,000
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n/a
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n/a
Events
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Optional extra
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Up to 10 years old
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Buildings
Contents
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Up to $500
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Up to $5,000
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Yes, excluding electronic files
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Yes, hardware only
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Up to 25% of sum insured
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Yes, passports and title deeds
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Other cover
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Up to $1,000
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Reasonable cost
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Up to 52 weeks
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Up to $3,000
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Reasonable cost up to 120 days
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Up to 14 days
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Up to 20% of sum insured
Customer Reviews
How are Comminsure home insurance rated by the Mozo community?
Latest reviews of Comminsure Home & Contents Insurance
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Too pricey.
My insurance seems to jump up every year with little explanation.
Read full reviewMy insurance seems to jump up every year with little explanation.
Value for money6/10Policy coverage5/10Customer service6/10Claims handling5/10LessTrust5/10 -
Good all round insurers
Love dealing with these people prompt and nothing is too much trouble
Read full reviewLove dealing with these people prompt and nothing is too much trouble
Value for money10/10Policy coverage10/10Customer service10/10Claims handling10/10LessTrust10/10 -
Competitive premiums and great customer service.
Always helpful and comparing prices this one comes in best in our opinion.
Read full reviewAlways helpful and comparing prices this one comes in best in our opinion.
Value for money10/10Policy coverage10/10Customer service10/10Claims handling10/10LessTrust10/10 -
Competitive premiums
Covers all my requirements at a very reasonable cost.
Read full reviewCovers all my requirements at a very reasonable cost.
Value for money10/10Policy coverage10/10Customer service10/10Claims handling-1/10LessTrust10/10 -
Way too expensive
Over priced, Way too expensive.
Read full reviewOver priced, Way too expensive.
Value for money2/10Policy coverage3/10Customer service2/10Claims handling-1/10LessTrust1/10
