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Comminsure Home & Contents Insurance

Fire
Theft or burglary
Flood
Storm
Building cover
Contents cover

Mozo editorial review Comminsure Home & Contents Insurance

Last updated: 11 June 2020.

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What's hot
  • Automatic flood cover
  • New for old item replacement
  • 15% online discount
What's not
  • Extra cost for phone and laptop cover
Mozo snapshot

Comminsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, inside and out. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and online discounts, this policy is worthy of your consideration.


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Key features

Comminsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).

You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the Comminsure Home and Contents Insurance policy. However, any trees, plants and lawn won’t be covered.

Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash ($500), jewellery and watches (up to 25% sum insured), and credit cards which have been stolen and used fraudulently (up to $5,000).

Comminsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family and pets.

Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy online with a 15% discount off their premium.

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Who is it good for

With comprehensive event cover and a range of generous additional features, a Comminsure Home and Contents Insurance policy could be a great option for any homeowner seeking top quality cover. 

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Any catches

While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.

And like any insurance policy there will be some general exclusions so be sure that you read the PDS fully to make sure that everything you want covered will be.

Details

Rates and fees information correct as at 10 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • Up to 15% online and combined policy discount

  • Optional extra

  • Up to 10% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Up to 10 years old

Buildings
Contents
  • Up to $500

  • Up to $5,000

  • Yes, excluding electronic files

  • Yes, hardware only

  • Up to 25% of sum insured

  • Yes, passports and title deeds

Other cover
  • Up to $1,000

  • Reasonable cost

  • Up to 52 weeks

  • Up to $3,000

  • Reasonable cost up to 120 days

  • Up to 14 days, contents only

  • Up to 20% of sum insured

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Comminsure home insurance rated by the Mozo community?

Overall customer rating
7.4/10
Value for money
7.1/10
Policy coverage
7.4/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of Comminsure Home & Contents Insurance

  • Overall 5/10
    Too pricey.

    My insurance seems to jump up every year with little explanation.

    Read full review

    My insurance seems to jump up every year with little explanation.

    Value for money
    6/10
    Policy coverage
    5/10
    Customer service
    6/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Sam, Tasmania reviewed 4 months ago
  • Overall 10/10
    Good all round insurers

    Love dealing with these people prompt and nothing is too much trouble

    Read full review

    Love dealing with these people prompt and nothing is too much trouble

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Rena, New South Wales reviewed 11 months ago
  • Overall 10/10
    Competitive premiums and great customer service.

    Always helpful and comparing prices this one comes in best in our opinion.

    Read full review

    Always helpful and comparing prices this one comes in best in our opinion.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Anne, Queensland reviewed over 2 years ago
  • Overall 10/10
    Competitive premiums

    Covers all my requirements at a very reasonable cost.

    Read full review

    Covers all my requirements at a very reasonable cost.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Lyn, Victoria reviewed over 2 years ago
  • Overall 0/10
    Way too expensive

    Over priced, Way too expensive.

    Read full review

    Over priced, Way too expensive.

    Value for money
    2/10
    Policy coverage
    3/10
    Customer service
    2/10
    Claims handling
    -1/10
    Trust
    1/10
    Less
    Maria, Queensland reviewed over 2 years ago
Comminsure

About Comminsure

See Comminsure home insurance