Comminsure - Home & Contents Insurance

Comminsure Home & Contents Insurance Review

Review published: 20 September 2017

What's hot:

  • Automatic flood cover

  • New for old item replacement

  • 15% online discount

  • Mozo Experts Choice Award 2017

What's not:

  • Extra cost for phone and laptop cover

Mozo snapshot:

Comminsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, including the inside and outside. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and online discounts, it’s no wonder that the policy took out a 2017 Mozo Experts Choice Award for Exceptional Quality.


Key features:

Comminsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).

You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the Comminsure Home and Contents Insurance policy, though any trees, plants and lawn won’t be covered.

Outdoor furniture and gardening equipment will be covered (up to $1,000), as will indoor valuables such as cash ($500), jewellery and watches (up to 25% sum insured), and credit cards which have been stolen and used fraudulently (up to $5,000).

Comminsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family and pets.

Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy online with a 15% discount off their premium.

Who it's good for:

With comprehensive event cover and a range of generous additional features, a Comminsure Home and Contents Insurance policy could be a great option for any homeowner looking to get  top quality cover for their homes and valuables.


Any catches?

While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.

And like any insurance policy there will be some general exclusions so be sure that you read the PSF fully to make sure that everything you want covered will be.

How is Comminsure home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Comminsure home insurance
7.4

Based on 216
Comminsure home insurance reviews

7.1 7.4 7.5 6.8 7.3

Latest reviews of Comminsure Home & Contents Insurance

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   0 / 10

Way too expensive

Over priced, Way too expensive.

Full review

Over priced, Way too expensive.

    Value for money   2 / 10

    Policy coverage   3 / 10

    Customer service   2 / 10

    Claims handling   -1 / 10

    Trust   1 / 10

Less

Maria (QLD), reviewed 5 days ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   5 / 10

Competitive premium & responsive customer service

Comminsure have been very easy to deal with when it comes to insuring my home and contents. Their rate is competitive and their customer service has been good.

Full review

Comminsure have been very easy to deal with when it comes to insuring my home and contents. Their rate is competitive and their customer service has been good.

    Value for money   4 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Gemma (NSW), reviewed about 1 month ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   10 / 10

Local offices and friendly staff

They have competitive premiums, friendly staff and a local office.

Full review

They have competitive premiums, friendly staff and a local office.

    Value for money   10 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Garry (NSW), reviewed 6 months ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   0 / 10

Not a happy customer

Currently we are in the process of a claim and it is being dealt with unfairly.

Full review

Currently we are in the process of a claim and it is being dealt with unfairly.

    Value for money   0 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Ingrid (VIC), reviewed 6 months ago

Comminsure

Comminsure Residential Home Package home insurance review

Overall rating   7 / 10

Very friendly and professional customer service

Comminsure may not be the cheapest around but they offer great customer service. Claims are handled very quickly and easily and we never had a problem with them.

Full review

Comminsure may not be the cheapest around but they offer great customer service. Claims are handled very quickly and easily and we never had a problem with them.

    Value for money   7 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Anett (QLD), reviewed 6 months ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Policy and service features

  • 60

  • Up to 25% of sum insured

  • 100

  • Up to 15% online and combined policy discount

  • Up to 120 days, up to 20% of sum insured

  • Up to $1,000

  • Up to $20,000,000

Events

  • Optional extra

  • Up to 10 years old

Buildings

  • Up to sum insured

  • sum insured

Contents

  • Up to $500

  • Up to $5,000

  • Up to sum insured

  • Software only, up to sum insured

  • Up to 25% sum insured

  • Up to sum insured

Other cover

  • Up to $1,000

  • Reasonable cost

  • Up to 52 weeks

  • Up to 12 months

  • Reasonable storage costs for up to 120 days

  • Up to 14 days

  • Up to 20% of sum insured

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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