Comminsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, inside and out. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and online discounts, this policy is worthy of your consideration.
It was even awarded a 2020 Mozo Experts Choice Award in the Exceptional Quality Home & Contents Insurance category.
Comminsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).
You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the Comminsure Home and Contents Insurance policy. However, any trees, plants and lawn won’t be covered.Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash ($500), jewellery and watches (up to 25% sum insured), and credit cards which have been stolen and used fraudulently (up to $5,000).
Comminsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family and pets.Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy online with a 15% discount off their premium.
With comprehensive event cover and a range of generous additional features, a Comminsure Home and Contents Insurance policy could be a great option for any homeowner seeking top quality cover.
While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.
And like any insurance policy there will be some general exclusions so be sure that you read the PDS fully to make sure that everything you want covered will be.60
Yes - Up to 25% of sum insured
Yes
$0
true
yes
Up to 15% online and combined policy discount
Yes
Up to 120 days, up to 20% of sum insured
Up to 10% of sum insured
Up to $20,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Up to $500
Up to $5,000
Yes, excluding electronic files
Yes, hardware only
Yes
Yes
Yes
Yes
Up to 25% of sum insured
No
Yes, passports and title deeds
No
Yes
No
No
No
No
Up to $1,000
Reasonable cost
Up to 52 weeks
Up to $3,000
Reasonable cost up to 120 days
Yes
Yes
No
Up to 14 days, contents only
Up to 20% of sum insured
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
I have been with same insurer for over 25 years, I have never had any issues. Always helpful, friendly staff who are very knowledgeable. Always offer good options to go with.
Read full reviewI have been with same insurer for over 25 years, I have never had any issues. Always helpful, friendly staff who are very knowledgeable. Always offer good options to go with.
Good level of communication.
Read full reviewGood level of communication.
It’s good having the same insurer as your mortgage holder. Very easy to set up and simple to add portable things like my engagement ring and laptop. Great over the phone customer service
Read full reviewIt’s good having the same insurer as your mortgage holder. Very easy to set up and simple to add portable things like my engagement ring and laptop. Great over the phone customer service
My insurance seems to jump up every year with little explanation.
Read full reviewMy insurance seems to jump up every year with little explanation.
Love dealing with these people prompt and nothing is too much trouble
Read full reviewLove dealing with these people prompt and nothing is too much trouble
