CommInsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, inside and out. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and combined discounts, this policy is worthy of your consideration.
It was even awarded a 2020 Mozo Experts Choice Award in the Exceptional Quality Home & Contents Insurance category.
CommInsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).
You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the CommInsure Home and Contents Insurance policy. However, any trees, plants and lawn won’t be covered.Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash (up to $500), jewellery and watches (up to 25% sum insured), and spare car or motorcycle parts (up to $1,000).
CommInsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family, plus $3,000 in pet accommodation cover.
Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy with a 15% discount off their premium.
With comprehensive event cover and a range of generous additional features, a CommInsure Home and Contents Insurance policy could be a great option for any homeowner seeking top quality cover.
While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.
And like any insurance policy there will be some general exclusions so be sure that you read the PDS fully to make sure that everything you want covered will be.60
Yes - Up to 25% of sum insured
Yes
$0
true
yes
Up to 15% online and combined policy discount
Yes
Up to 120 days, up to 20% of sum insured
Up to 10% of sum insured
Up to $20,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 10 years old
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Up to $500
No
Yes, excluding electronic files
Yes, hardware only
Yes
Yes
Yes
Yes
Up to 25% of sum insured
No
Yes, passports and title deeds
No
Yes
No
No
No
No
Up to $1,000
Reasonable cost
Up to 52 weeks
Up to $3,000
Reasonable cost up to 120 days
Yes
Yes
No
Up to 14 days, contents only
Up to 20% of sum insured
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Very easy to deal with.
Read full reviewVery easy to deal with.
We have trusted CommInsure with our house and contents insurance for 13 years. On the two times we have needed to make a claim, (both following burglaries) we have been very happy with the service, empathy, and professionalism, and we have not had to wait very long to receive our claim. I would recommend CommInsure.
Read full reviewWe have trusted CommInsure with our house and contents insurance for 13 years. On the two times we have needed to make a claim, (both following burglaries) we have been very happy with the service, empathy, and professionalism, and we have not had to wait very long to receive our claim. I would recommend CommInsure.
Only gave the best deal after I went to other insurers online and then compared to CommInsure. I have been with them for some years therefore they should give me the best deal every year without having to go through a comparison every year.
Read full reviewOnly gave the best deal after I went to other insurers online and then compared to CommInsure. I have been with them for some years therefore they should give me the best deal every year without having to go through a comparison every year.
I like CommInsure because it is value for money and it covers all things including floods and cyclones which are important where I live. It also is very good value considering quotes from other companies.
Read full reviewI like CommInsure because it is value for money and it covers all things including floods and cyclones which are important where I live. It also is very good value considering quotes from other companies.
I literally have no idea where my insurance is at right now. I vaguely remember getting the odd renewal letter, but no real interest from them to ensure we are properly or adequately covered - even to put more money in their own pocket.
Read full reviewI literally have no idea where my insurance is at right now. I vaguely remember getting the odd renewal letter, but no real interest from them to ensure we are properly or adequately covered - even to put more money in their own pocket.
