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CommInsure Home & Contents Insurance

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Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Mozo editorial review CommInsure Home & Contents Insurance

Last updated: 27 April 2021.

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What's hot
  • Mozo Experts Choice Award 2020
  • New for old item replacement
  • 15% combined policy discount
  • Automatic flood cover
What's not
  • Extra cost for phone and laptop cover
Mozo snapshot

CommInsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, inside and out. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and combined discounts, this policy is worthy of your consideration. 

It was even awarded a 2020 Mozo Experts Choice Award in the Exceptional Quality Home & Contents Insurance category. 


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Key features

CommInsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).

You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the CommInsure Home and Contents Insurance policy. However, any trees, plants and lawn won’t be covered.

Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash (up to $500), jewellery and watches (up to 25% sum insured), and spare car or motorcycle parts (up to $1,000).

CommInsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family, plus $3,000 in pet accommodation cover.

Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy with a 15% discount off their premium.

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Who is it good for

With comprehensive event cover and a range of generous additional features, a CommInsure Home and Contents Insurance policy could be a great option for any homeowner seeking top quality cover. 

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Any catches

While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.

And like any insurance policy there will be some general exclusions so be sure that you read the PDS fully to make sure that everything you want covered will be.

Details

Rates and fees information correct as at 16 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $0

  • true

  • yes

  • Up to 15% online and combined policy discount

  • Yes

  • Up to 120 days, up to 20% of sum insured

  • Up to 10% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 10 years old

  • Yes

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Buildings
  • Yes

  • No

  • No

  • Yes

Contents
  • Up to $500

  • No

  • Yes, excluding electronic files

  • Yes, hardware only

  • Yes

  • Yes

  • Yes

  • Yes

  • Up to 25% of sum insured

  • No

  • Yes, passports and title deeds

  • No

  • Yes

  • No

  • No

  • No

Other cover
  • No

  • Up to $1,000

  • Reasonable cost

  • Up to 52 weeks

  • Up to $3,000

  • Reasonable cost up to 120 days

  • Yes

  • Yes

  • No

  • Up to 14 days, contents only

  • Up to 20% of sum insured

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are CommInsure home insurance rated by the Mozo community?

Overall
7.4/10
Value for money
7.2/10
Policy coverage
7.4/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of CommInsure Home & Contents Insurance

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About CommInsure

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