Comminsure Home & Contents Insurance

Comminsure Home & Contents Insurance

Mozo Review   Comminsure Home & Contents Insurance Review

Last updated: 1 November 2019.

What's hot:
  • Automatic flood cover

  • New for old item replacement

  • 15% online discount

What's not:
  • Extra cost for phone and laptop cover

Mozo snapshot:

Comminsure’s Home and Contents Insurance cover provides comprehensive protection for your whole home, including the inside and outside. Including a range of covered events, generous cover limits for your valuables and useful additional extras such as new for old replacement and online discounts, the Home and Contents Insurance policy is an option worth looking at.


Key features:

Comminsure provides cover for your home and the contents inside it from a range of insured events - from everyday accidents like a broken window to natural disasters such as bushfires or storms. The policy even provides cover for loss or damage that results from a flood, though it doesn’t cover against a storm surge (rising sea water).

You’ll rest easy knowing that your landscaping costs such as the repair or rebuilding of any gates, fences, walls and pathways are all covered under the Comminsure Home and Contents Insurance policy, though any trees, plants and lawn won’t be covered.

Outdoor furniture and gardening equipment will be covered (up to 10% sum insured), as will indoor valuables such as cash ($500), jewellery and watches (up to 25% sum insured), and credit cards which have been stolen and used fraudulently (up to $5,000).

Comminsure Home and Contents Insurance also comes with a number of beneficial additional features including new for old replacement of contents, veterinary expenses (up to $1,000), and up to 12 months of temporary accommodation for your family and pets.

Comminsure also rewards its customers who sign up for a combined Home and Contents Insurance policy online with a 15% discount off their premium.

Who it's good for:

With comprehensive event cover and a range of generous additional features, a Comminsure Home and Contents Insurance policy could be a great option for any homeowner looking to get  top quality cover for their homes and valuables.


Any catches?

While many of your valuables will be covered under the policy, you will need to purchase Portable Contents Cover in order to insure your phone and laptop.

And like any insurance policy there will be some general exclusions so be sure that you read the PSF fully to make sure that everything you want covered will be.

Details

Rates and fees information correct as at 5 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $0

  • Up to 15% online and combined policy discount

  • Up to 120 days, up to 20% of sum insured

  • Up to 10% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Up to 10 years old

Buildings
Contents
  • Up to $500

  • Up to $5,000

  • Yes, excluding electronic files

  • Yes, hardware only

  • Up to 25% of sum insured

  • Yes, passports and title deeds

Other cover
  • Up to $1,000

  • Reasonable cost

  • Up to 52 weeks

  • Up to $3,000

  • Reasonable cost up to 120 days

  • Up to 14 days

  • Up to 20% of sum insured

Customer Reviews

How are Comminsure home insurance rated by the Mozo community?

Overall customer rating
7.4/10
Value for money
7.1/10
Policy coverage
7.4/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of Comminsure Home & Contents Insurance

  • Overall 5/10
    Too pricey.

    My insurance seems to jump up every year with little explanation.

    Read full review

    My insurance seems to jump up every year with little explanation.

    Value for money
    6/10
    Policy coverage
    5/10
    Customer service
    6/10
    Claims handling
    5/10
    Trust
    5/10
    Less
    Sam, Tasmania reviewed 5 days ago
  • Overall 10/10
    Good all round insurers

    Love dealing with these people prompt and nothing is too much trouble

    Read full review

    Love dealing with these people prompt and nothing is too much trouble

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Rena, New South Wales reviewed 6 months ago
  • Overall 10/10
    Competitive premiums and great customer service.

    Always helpful and comparing prices this one comes in best in our opinion.

    Read full review

    Always helpful and comparing prices this one comes in best in our opinion.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Anne, Queensland reviewed about 2 years ago
  • Overall 10/10
    Competitive premiums

    Covers all my requirements at a very reasonable cost.

    Read full review

    Covers all my requirements at a very reasonable cost.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10
    Less
    Lyn, Victoria reviewed about 2 years ago
  • Overall 0/10
    Way too expensive

    Over priced, Way too expensive.

    Read full review

    Over priced, Way too expensive.

    Value for money
    2/10
    Policy coverage
    3/10
    Customer service
    2/10
    Claims handling
    -1/10
    Trust
    1/10
    Less
    Maria, Queensland reviewed over 2 years ago
Comminsure

About Comminsure

See Comminsure home insurance