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Domain Insure Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review Domain Insure Contents Insurance - last updated: 15 January 2021

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What's hot
  • 12% buy online discount
  • 24/7 claims service
  • Cover for items stored in the open air
What's not
  • Sporting equipment isn’t covered while in use (except for pedal cycles)
Mozo snapshot

Domain Insure is a new offering from property experts, Domain.com.au. When you take out their Contents Insurance policy, you’ll have a wide range of cover for your belongings, even when they’re away from your residence. The policy comes with a handy 24/7 claims service, as well as generous discounts and flexible optional extras.

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Key features

Domain Insure has comprehensive baseline coverage for your belongings, as well as specified cover if you’d like to increase price limits.

Your policy will cover you should fire, floods, explosions, burst pipes, storms and even earthquakes or tsunamis affect the contents of your home. Any damages or loss caused by theft or burglary will also be covered, as will the result of vandalism. However, some events won’t be considered insurable, like storm surges, so be sure to check your PDS for all the details.

The list of contents inclusions with Domain Insure is extensive, covering everything from jewellery to work equipment, sports items and cash. Check the limits on the standard cover for these, and see if there’s the option to increase it if your items are more valuable and require additional security. For example, handwoven rugs and carpets can only be covered for up to $2,000, while artworks are covered up to $1,000 per item (up to $5,000 collectively) but this limit can be increased to reflect value. 

Items stored in the open air at your address (like on a balcony or in the backyard) are covered for up to 20% of the sum insured, as are pieces kept away from the residence (for up to 90 consecutive days). Check your PDS for a detailed list on the specific items which will and won’t be covered if kept away from the insured address. You can also take out additional cover for portable items like jewellery or laptops for if they are damaged or lost while you’re not at home. 

Keep an eye out for discounts too – Domain Insure currently offers 12% off your first year’s premium if you buy your policy online.

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Who is it good for

Someone like a rental tenant who wants flexible cover for their belongings but doesn’t also need to insure a property.

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Any catches

Like all insurance policies, not every single event or item is covered. Uncut gems, photography equipment and other items are not included, and sport equipment (excluding pedal cycles) isn’t covered while being used at or away from the address. 

Details

Rates and fees information correct as at 22 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $250

Up to $1,000

Yes. Up to $1,000 for electronic files

Yes

Yes

Yes

Up to $2,000 per item

Up to $1,000 per item or set, up to $5,000 in total

Up to $1,000 per item or set, up to $5,000 in total

No

Up to $500

No

Yes

Up to $2,000

No

Yes

Other cover

$5,000

No

Up to $1,000

Up to 10% of sum insured. Combined with temporary accommodation for pets and emergency storage.

Up to 10% of sum insured. Combined with temporary accommodation and emergency storage.

Up to 10% of sum insured. Combined with temporary accommodation and temporary accommodation for pets.

Up to 10% of sum insured combined with demolition cost

Up to 10% of sum insured combined with debris removal cost

No

Up to 60 days

Yes

Policy and service features

100

No

Yes

$500

true

yes

15% Online Discount

Yes

Optional Extra, up to 30 days

Up to 20% sum insured

Up to $20,000,000

none

none

Events

No

Yes

Yes

Yes

Yes

Yes

Yes

Up to 7 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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