Choose the version of this product that suits you best
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Platinum Contents |
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Classic Extra Contents |
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Classic Contents |
Winner of a Mozo Experts Choice Award for Exceptional Quality Contents Insurance, GIO Platinum Contents Insurance is a policy that makes sure you’re covered in nearly all of life’s unexpected mishaps. It's GIO's top level of contents insurance, and in addition to quality cover you’ll also be able to get a 10% online discount, which can be bumped up another 10% for a multi-policy discount. If you hold a senior card, you’ll also be able to receive a discount when applying.
If there was a contents insurance policy that’s got everything, it’s GIO’s Platinum Contents Insurance. In order to have the best protection against unexpected disasters or mishaps, GIO Platinum Contents Insurance covers your contents in wide-ranging circumstance, including fires, floods and even explosions or riots. Plus, it even has you covered in the event that you’re the one responsible for the claim as your possessions are also covered for accidental loss or damage.
With GIO Platinum Contents Insurance, you can get cover for your digital files of movies and music, the software and hardware on your computer, cameras plus their accessories, jewellery and those antiques you know are worth thousands - just be aware there are limits to these so read the PDS carefully.
You will also be covered for the replacement cost of important documents, like birth or marriage certificates and should these be stolen, your policy will also cover you for identity theft. If you are a pet owner, a final feature worth noting about GIO Platinum Contents Insurance is that you’ll be covered for temporary accommodation for you and your pet, and GIO Platinum Contents Insurance also allows you to add the optional cover for veterinary expenses to your policy.
But while GIO Platinum Contents Insurance aims to cover you in almost all circumstances, stock and inventory and power surges are not covered under the policy.
GIO Platinum Contents Insurance is great option for anyone who wants the top level of cover for their home’s contents. You can also choose your level of excess so the higher excess, the lower the cost of your premium.
You have the choice to pay your premium on a monthly basis, but it’s worth noting that you’ll have to pay extra for this.
No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $200,000 in total, up to $50,000 for collections |
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Up to $10,000 per item or set. Up to $40,000 in total |
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No |
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Up to $2,000 |
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No |
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Yes |
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Up to $5,000 |
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No |
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Yes |
$10,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $2,500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 20% of sum insured |
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No |
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No |
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Up to 14 days |
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Yes |
60 |
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No |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 10% multi-policy discount, senior card discount |
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Yes |
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Up to 180 days |
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Yes |
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Up to $20,000,000 |
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none |
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none |
Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $5,000 per item |
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Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections |
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Up to $3,000 per item or set. Up to $10,000 in total |
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No |
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Up to $1,000 |
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No |
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Yes |
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Up to $2,000 |
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No |
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Yes |
$5,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $1,000 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 15% of sum insured |
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No |
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No |
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Up to 14 days |
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Yes |
60 |
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No |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 10% multi-policy discount, senior card discount |
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Yes |
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No |
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Yes |
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Up to $20,000,000 |
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none |
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none |
Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
No |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,000 per item |
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Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections |
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Up to $2,000 per item or set. Up to $4,000 in total |
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No |
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Up to $500 |
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No |
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Yes |
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Up to $1,000 |
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No |
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Yes |
$5,000 for death |
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Optional Extra, Up to $2,000 |
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Up to $500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Yes |
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Up to 10% of sum insured |
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No |
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No |
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Up to 14 days |
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Yes |
60 |
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No |
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Yes |
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$200 |
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true |
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no |
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10% online discount, 10% multi-policy discount, senior card discount |
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Yes |
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No |
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Yes |
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Up to $20,000,000 |
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none |
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none |
Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Good premiums and customer service was good
Read full reviewGood premiums and customer service was good
Just wasn't what I wanted.
Read full reviewJust wasn't what I wanted.
Go G I O
Read full reviewGo G I O
That are very good, I would recommend them to anybody.
Read full reviewThat are very good, I would recommend them to anybody.
Gio have always been a good insurer for home contents car, CTP etc . When insuring, always be upfront and honest and you will have no problems when a claim arises.
Read full reviewGio have always been a good insurer for home contents car, CTP etc . When insuring, always be upfront and honest and you will have no problems when a claim arises.