GIO Home & Contents Insurance
This product is available in different versions. Pick the right version for you here.
The details shown below are for the Classic Extra Home & Contents
The details shown below are for the Classic Home & Contents
The details shown below are for the Platinum Home & Contents
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Classic Extra Home & Contents |
| | Classic Home & Contents |
| | Platinum Home & Contents |
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Classic Extra Home & Contents
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Classic Home & Contents
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Platinum Home & Contents
GIO Home & Contents Insurance
GIO Home & Contents Insurance
GIO Home & Contents Insurance
Mozo Review GIO Home & Contents Insurance Review
Last updated: 26 September 2019.
What's hot:
2019 Mozo Experts Choice Award winner
Multiple discounts
New for old replacement
Underinsurance protection
What's not:
Monthly payment fee
Mozo snapshot:
A standout 2019 Mozo Experts Choice Award winner, GIO’s Classic Extra Home and Contents Insurance took out the title for Exceptional Quality Home & Contents.
When applying online, you’ll automatically get a 10% discount, plus you may also be eligible for a 10% multi-policy discount and a 15% discount if you choose to combine policies. There’s also good news for senior card holders as GIO offers a senior card discount. It’s also worth mentioning that not only will you also get to choose your excess, there’s 24/7 service at your fingertips.
Key features:
This a no joke kind of policy. With GIO’s Classic Extra Home and Contents Insurance, you’ll be covered if your home suffers from accidental loss or damage or breakage of glass and 11 other events you’d rather not think about. Underinsurance protection for buildings is also on offer for up to 25% of the sum insured amount.
In terms of contents, you can rest easy knowing GIO Classic Extra Home and Contents Insurance will protect your favourite belongings, like any cash you have stored away, credit cards, your computer’s software and hardware and any other valuables you’d hate to see destroyed, like antiques, jewellery and trade tools.
Another feature in GIO’s Classic Extra Home and Contents Insurance is the other extras included in the policy that’ll organise and take care of the stressful moments for you. If your home becomes unlivable, you’ll be able to get cover for temporary accommodation for you and your pet, lock replacements and much more. You might also be happy to know that GIO Classic Extra Home and Contents Insurance offers the optional extra of adding veterinary expenses cover to your policy to give your pet even more protection.
Who it's good for:
GIO Classic Extra Home and Contents is the best choice for anyone looking for peace of mind when it comes to giving their home thorough and adequate protection.
Any catches?
As GIO Classic Extra Home and Contents Insurance has everything you need in a policy, it’s important you know that power and storm surges, stock and inventory are not covered under the policy.
Plus, as can choose to pay your premium on a monthly basis, it’s worth mentioning that you will have to pay extra for this.
Details
Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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60
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Yes - Up to 25% of sum insured
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$200
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n/a
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount
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-
-
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Up to $20,000,000
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n/a
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n/a
Events
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-
-
-
-
-
-
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Up to 11 years old
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-
-
-
-
-
-
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Buildings
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Up to $1,000
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Yes, retaining walls, garden borders, pathways and paved areas. Up to $1,000 for plants
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Contents
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Up to $400
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Up to $2,500
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-
-
-
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Up to $5,000 per item
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Up to $20,000 per item or set, up to $80,000 in total, up to $5,000 for collections
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Up to $2,500 per item or set. Up to $10,000 in total
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Up to $700
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Up to $1,000
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Up to $1,500
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Up to $2,000
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Up to $15,000
Other cover
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$5,000 for death
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Optional Extra, Up to $2,000
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Up to $1,000
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation
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Up to 10% of sum insured
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Up to 15% of sum insured combined with demolition cost
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Up to 15% of sum insured combined with debris removal cost
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Up to 14 days for contents
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Details
Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
-
60
-
Optional Extra - Up to 25% of sum insured
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$200
-
-
n/a
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10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount
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-
-
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Up to $20,000,000
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n/a
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n/a
Events
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Optional extra
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-
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Optional Extra, up to 11 years old
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-
-
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-
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Buildings
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Up to $500
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Yes, retaining walls, garden boarders, pathways and paved areas.
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Contents
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Up to $300
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Up to $1,500
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-
-
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Up to $2,000 per item
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Up to $10,000 per item or set, up to $50,000 in total, up to $2,000 for collections
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Up to $1,000 per item or set. Up to $4,000 in total
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Up to $500
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Up to $500
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Up to $1,000
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Up to $1,000
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Up to $10,000
Other cover
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$5,000 for death
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Optional Extra, Up to $2,000
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Up to $500
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
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Up to 12 months, up to 10% of sum insured combined with temporary accommodation
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Up to 10% of sum insured
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Up to 10% of sum insured combined with demolition cost
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Up to 10% of sum insured combined with debris removal cost
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Up to 14 days for contents
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Details
Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
-
60
-
Yes - Up to 30% of sum insured
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-
$200
-
-
n/a
-
10% online discount, 15% combined policy discount, 10% multi-policy discount, senior card discount
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Up to 180 days
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Up to $20,000,000
-
n/a
-
n/a
Events
-
-
-
-
-
-
-
-
Up to 11 years old
-
-
-
-
-
-
-
-
Buildings
-
-
Up to $2,000
-
Yes, retaining walls, garden borders, pathways and paved areas. Up to $2,000 for plants
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Contents
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Up to $500
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Up to $5,000
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-
-
-
-
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Up to $200,000 in total, up to $50,000 for collections
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Up to $10,000 per item or set. Up to $40,000 in total
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Up to $1,000
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Up to $2,000
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Up to $5,000
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Up to $5,000
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Up to $20,000
Other cover
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$10,000 for death
-
Optional Extra, Up to $2,000
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Up to $2,500
-
Up to 24 months, up to 10% of sum insured combined with temporary accommodation for pets
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Up to 24 months, up to 10% of sum insured combined with temporary accommodation
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Up to 20% of sum insured
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Up to 20% of sum insured combined with demolition cost
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Up to 20% of sum insured combined with debris removal cost
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Up to 14 days for contents
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Customer Reviews
How are GIO home insurance rated by the Mozo community?
Latest reviews of GIO Home & Contents Insurance
- Overall5/10
Recommend
Good
Read full review
Good
Value for money5/10Policy coverage5/10Customer service5/10Claims handling5/10Trust6/10Less
Margaret | New South Wales
reviewed almost 2 years ago
- Overall1/10
Not explicit enough when signing
Flood & acts of nature were not in the document.
Read full review
Flood & acts of nature were not in the document.
Value for money1/10Policy coverage1/10Customer service2/10Claims handling1/10Trust1/10Less
Marianne | New South Wales
reviewed almost 2 years ago
- Overall10/10
Great customer service
I have been with GIO for years and with good deal
Read full review
I have been with GIO for years and with good deal
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Cynthia | New South Wales
reviewed over 2 years ago
- Overall5/10
Rates are high and could be more competitive
Rates are high and could be more competitive
Read full review
Rates are high and could be more competitive
Value for money5/10Policy coverage-Customer service-Claims handling-Trust-Less
Fiona | New South Wales
reviewed over 2 years ago
- Overall6/10
Satisfied service
Happy with product
Read full review
Happy with product
Value for money6/10Policy coverage-Customer service-Claims handling-Trust-Less
Alison | Victoria
reviewed over 2 years ago
