NRMA Building Insurance

The details shown below are for the Home Plus Insurance

The details shown below are for the Home Insurance

Choose the version of this loan that suits you best

  • Home Plus Insurance

  • Home Insurance

NRMA Building Insurance

NRMA Building Insurance

Mozo Review   NRMA Building Insurance Review

Last updated: 27 February 2019.

What's hot:
  • No claims bonus

  • Underinsurance protection

  • Lifetime guarantee on authorised repairs

What's not:
  • Limits on building materials

Mozo snapshot:

NRMA Home Plus Insurance will give your home and its extras like pools, garages and sheds the best care around. This policy offers underinsurance protection just in case you think you’ve valued your home incorrectly as well as a lifetime guarantee on authorised repairs. Plus, if you’ve managed to keep a good claims history, you’ll be able to access a no claims bonus.

Key features:

NRMA Home Plus Insurance has got everything under control by providing cover for 14 listed events that include fires, vandalism, impact or animal damage and much more. If you’ve got a garden and are proud of it, you’ll also be happy to know that NRMA Home Plus Insurance also covers your plants, tree or shrubs. Fusion and temporary accommodation are also covered under this policy.

If you’re planning any future renovations or ever need to rebuild your home, NRMA Home Plus Insurance also offers covers building materials and rebuilding fees. Lock replacements and debris removal are also covered under this policy along with funeral expenses and many other unexpected events your home may experience.

But to make your cover a little more personal, you also have the option to add accidental damage and pet cover to your policy just in case something goes wrong in your home or if anything happens to your cat or dog.

Who it's good for:

NRMA Home Plus Insurance is a good choice for anyone thinking of giving their home thorough protection against nearly everything. 



Any catches?

As NRMA Home Plus Insurance cover the cost of building materials, it’s important you know that you will only be able to receive is up to $5,000 if an insured event causes loss or damage to the materials.

If you do have plans for any major renovations, it might be a good idea to list this separately with your policy and to let NRMA know once the job is completed. 


Details

Rates and fees information correct as at 22 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $5,000

  • Up to $2,000

  • Up to sum insured

Events
  • Up to 15 years old

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to $20,000,000

Other cover
  • Up to $10,000 for funeral

  • Reasonable cost

  • Up to 24 months

  • Up to 24 months

Details

Rates and fees information correct as at 22 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $1,000

  • Up to sum insured

Events
  • Optional extra

  • Optional extra

Policy and service features
  • 60

  • $100

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to $20,000,000

Other cover
  • Up to $10,000 for funeral

  • Reasonable cost

  • Up to 12 months

  • Up to 12 months

Customer Reviews

How are NRMA home insurance rated by the Mozo community?

Overall customer rating
8.1/10
Value for money
7.5/10
Policy coverage
8.0/10
Customer service
8.3/10
Claims handling
7.9/10
Trust
8.1/10

Latest reviews of NRMA Building Insurance

  • Overall
    6/10
    Quick to respond

    In July storms, house was damaged the nrma were fantastic in their response to our claim

    In July storms, house was damaged the nrma were fantastic in their response to our claim

    Value for money
    4/10
    Policy coverage
    5/10
    Customer service
    5/10
    Claims handling
    6/10
    Trust
    7/10

    Kylie | New South Wales

    reviewed over 3 years ago

  • Overall
    10/10
    Good company and product, quick responses

    I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.

    I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    9/10
    Claims handling
    10/10
    Trust
    10/10

    Kurt | Queensland

    reviewed over 3 years ago

  • Overall
    10/10
    As above

    Very Happy with my cover

    Very Happy with my cover

    Value for money
    9/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Lynne | New South Wales

    reviewed over 3 years ago

  • Overall
    8/10
    Great company

    Great company, have not had any trouble in my dealings with them in over 20 years.

    Great company, have not had any trouble in my dealings with them in over 20 years.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    10/10
    Claims handling
    7/10
    Trust
    10/10

    Liz | New South Wales

    reviewed over 3 years ago

  • Overall
    9/10
    Good if you have other ins. policies with them

    I have never had problems with NRMA, their computer system is excellent all information on hand...

    I have never had problems with NRMA, their computer system is excellent all information on hand when requested.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Elizabeth | New South Wales

    reviewed over 3 years ago

NRMA

About NRMA

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