NRMA - Building Insurance

NRMA Building Insurance Review

Rates and fees information correct as at 24 September 2018.

Review published: 20 September 2017

What's hot:

  • No claims bonus

  • Underinsurance protection

  • Lifetime guarantee on authorised repairs

What's not:

  • Limits on building materials

Mozo snapshot:

NRMA Home Plus Insurance will give your home and its extras like pools, garages and sheds the best care around. This policy offers underinsurance protection just in case you think you’ve valued your home incorrectly as well as a lifetime guarantee on authorised repairs. Plus, if you’ve managed to keep a good claims history, you’ll be able to access a no claims bonus.

Key features:

NRMA Home Plus Insurance has got everything under control by providing cover for 14 listed events that include fires, vandalism, impact or animal damage and much more. If you’ve got a garden and are proud of it, you’ll also be happy to know that NRMA Home Plus Insurance also covers your plants, tree or shrubs. Fusion and temporary accommodation are also covered under this policy.

If you’re planning any future renovations or ever need to rebuild your home, NRMA Home Plus Insurance also offers covers building materials and rebuilding fees. Lock replacements and debris removal are also covered under this policy along with funeral expenses and many other unexpected events your home may experience.

But to make your cover a little more personal, you also have the option to add accidental damage and pet cover to your policy just in case something goes wrong in your home or if anything happens to your cat or dog.

Who it's good for:

NRMA Home Plus Insurance is a good choice for anyone thinking of giving their home thorough protection against nearly everything. 



Any catches?

As NRMA Home Plus Insurance cover the cost of building materials, it’s important you know that you will only be able to receive is up to $5,000 if an insured event causes loss or damage to the materials.

If you do have plans for any major renovations, it might be a good idea to list this separately with your policy.


How is NRMA home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
NRMA home insurance
8.1

Based on 368
NRMA home insurance reviews

7.5 8.0 8.3 7.9 8.1

Latest reviews of NRMA Building Insurance

NRMA

NRMA Home Plus Insurance home insurance review

Overall rating   6 / 10

Quick to respond

In July storms, house was damaged the nrma were fantastic in their response to our claim

Full review

In July storms, house was damaged the nrma were fantastic in their response to our claim

    Value for money   4 / 10

    Policy coverage   5 / 10

    Customer service   5 / 10

    Claims handling   6 / 10

    Trust   7 / 10

Less

Kylie, New South Wales, reviewed almost 3 years ago

NRMA

NRMA Home Plus Insurance home insurance review

Overall rating   10 / 10

Good company and product, quick responses

I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.

Full review

I am satisfied with NRMA. Their product and service are great and I will recommend to my friend.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   9 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Kurt, Queensland, reviewed almost 3 years ago

NRMA

NRMA Home Plus Insurance home insurance review

Overall rating   10 / 10

As above

Very Happy with my cover

Full review

Very Happy with my cover

    Value for money   9 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Lynne, New South Wales, reviewed almost 3 years ago

NRMA

NRMA Home Plus Insurance home insurance review

Overall rating   8 / 10

Great company

Great company, have not had any trouble in my dealings with them in over 20 years.

Full review

Great company, have not had any trouble in my dealings with them in over 20 years.

    Value for money   7 / 10

    Policy coverage   7 / 10

    Customer service   10 / 10

    Claims handling   7 / 10

    Trust   10 / 10

Less

Liz, New South Wales, reviewed almost 3 years ago

NRMA

NRMA Home Plus Insurance home insurance review

Overall rating   9 / 10

Good if you have other ins. policies with them

I have never had problems with NRMA, their computer system is excellent all information on hand when requested.

Full review

I have never had problems with NRMA, their computer system is excellent all information on hand when requested.

    Value for money   9 / 10

    Policy coverage   8 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Elizabeth, New South Wales, reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Currently showing

Buildings

  • Up to $5,000

  • Up to $2,000

  • Up to sum insured

Events

  • Up to 15 years old

Policy and service features

  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to $20,000,000

Other cover

  • Up to $10,000 for funeral

  • Reasonable cost

  • Up to 24 months

  • Up to 24 months

Buildings

  • Up to $1,000

  • Up to sum insured

Events

  • Optional extra

  • Optional extra

Policy and service features

  • 60

  • $100

  • Multipolicy, combined policy, loyalty, no claim bonus

  • Up to $20,000,000

Other cover

  • Up to $10,000 for funeral

  • Reasonable cost

  • Up to 12 months

  • Up to 12 months

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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