RACT - Home & Contents Insurance

Policy and service features

  • 90

  • Yes - Up to 25% of sum insured

  • $200

  • Combined policy, over 50

  • Up to 90 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events

  • Optional extra

  • Optional extra

Buildings

  • Up to $500

  • Up to $500

  • Up to 2km

Contents

  • Up to $300

  • Up to $1,000

  • Software and Hardware covered up to sum insured

  • Optional extra

  • Up to $1,000 per item

  • Up to $1,000 per item

  • Up to $1,000 per item

  • Up to $1,000

  • Up to sum insured

  • Up to $1,000

Other cover

  • Up to $5,000

  • Up to $500

  • Up to 10% of sum insured

  • Up to 10% of sum insured combined with demolition cost

  • Up to 10% of sum insured combined with debris removal cost

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

How is RACT home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
RACT home insurance
8.5

Based on 38
RACT home insurance reviews

7.7 8.0 8.7 8.3 8.4

Latest reviews of RACT Home & Contents Insurance

RACT

RACT Home & Contents Insurance home insurance review

Overall rating   9 / 10

Ract supports Tasmanians

RACT provides excellent insurance and service for Tasmanians

Full review

RACT provides excellent insurance and service for Tasmanians

    Value for money   8 / 10

    Policy coverage   9 / 10

    Customer service   10 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Wendy (TAS), reviewed 6 months ago

RACT

RACT Home & Contents Insurance home insurance review

Overall rating   10 / 10

One stop shop for every insurance requirement

Very helpful, very good service

Full review

Very helpful, very good service

    Value for money   9 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Sharon (TAS), reviewed over 2 years ago

RACT

RACT Home & Contents Insurance home insurance review

Overall rating   9 / 10

Great products

Great products and very helpful consultants

Full review

Great products and very helpful consultants

    Value for money   8 / 10

    Policy coverage   9 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   9 / 10

Less

Tanya (TAS), reviewed over 2 years ago

RACT

RACT Home & Contents Insurance home insurance review

Overall rating   5 / 10

Looking at changing

My claim took 5 months to complete due to very poor communication and an assessor that did not know the extent of damage. It had to be done in 2 parts.

Full review

My claim took 5 months to complete due to very poor communication and an assessor that did not know the extent of damage. It had to be done in 2 parts.

    Value for money   5 / 10

    Policy coverage   7 / 10

    Customer service   1 / 10

    Claims handling   2 / 10

    Trust   4 / 10

Less

Sue (TAS), reviewed almost 3 years ago

RACT

RACT Home & Contents Insurance home insurance review

Overall rating   9 / 10

Customer service could be better, less on phone.

Over all they do a good job, they deal with people who are angry most of the time and they want things done straight away . It's a difficult job trying to keep everyone happy.

Full review

Over all they do a good job, they deal with people who are angry most of the time and they want things done straight away . It's a difficult job trying to keep everyone happy.

    Value for money   8 / 10

    Policy coverage   9 / 10

    Customer service   9 / 10

    Claims handling   8 / 10

    Trust   9 / 10

Less

Saeed (TAS), reviewed almost 3 years ago

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