RACT Home & Contents Insurance

RACT Home & Contents Insurance

Details

Rates and fees information correct as at 5 April 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $200

  • n/a

  • Combined policy, over 50

  • Up to 90 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Optional Extra, up to 10 years old

Buildings
  • Up to $1,000, when stored and locked

  • Up to $1,000 for plants

Contents
  • Up to $300

  • Up to $1,000 per item

  • Up to $1,000 per item

  • Up to $1,000 per item

  • Up to $1,000

  • Up to $1,000

Other cover
  • $5,000 for death

  • Up to $1,000

  • Up to 10% of sum insured

  • Up to 10% of sum insured, combined with temporary accommodation costs

  • Up to 10% of sum insured, combined with temporary accommodation costs

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

Customer Reviews

How are RACT home insurance rated by the Mozo community?

Overall customer rating
8.5/10
Value for money
7.9/10
Policy coverage
8.0/10
Customer service
8.6/10
Claims handling
8.2/10
Trust
8.3/10

Latest reviews of RACT Home & Contents Insurance

  • Overall 1/10
    Unhappy.

    Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.

    Read full review

    Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    1/10
    Claims handling
    1/10
    Trust
    1/10
    Less
    Roslyn, Tasmania reviewed 4 months ago
  • Overall 6/10
    Could be paying less. Might switch

    I feel there are less expensive companies out there but have been with RACT for over fifty years and I find it difficult to look anywhere else. Maybe I should I have been told honour does not come into it with insurance companies.

    Read full review

    I feel there are less expensive companies out there but have been with RACT for over fifty years and I find it difficult to look anywhere else. Maybe I should I have been told honour does not come into it with insurance companies.

    Value for money
    8/10
    Policy coverage
    6/10
    Customer service
    10/10
    Claims handling
    9/10
    Trust
    10/10
    Less
    Annette, Tasmania reviewed over 1 year ago
  • Overall 9/10
    Ract supports Tasmanians

    RACT provides excellent insurance and service for Tasmanians

    Read full review

    RACT provides excellent insurance and service for Tasmanians

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    8/10
    Trust
    8/10
    Less
    Wendy, Tasmania reviewed about 2 years ago
  • Overall 10/10
    One stop shop for every insurance requirement

    Very helpful, very good service

    Read full review

    Very helpful, very good service

    Value for money
    9/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Sharon, Tasmania reviewed over 4 years ago
  • Overall 9/10
    Great products

    Great products and very helpful consultants

    Read full review

    Great products and very helpful consultants

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    9/10
    Less
    Tanya, Tasmania reviewed over 4 years ago
RACT

About RACT

See RACT home insurance