Real Insurance Building Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Essential Home Insurance

The details shown below are for the Top Home Insurance

Choose the version of this loan that suits you best

  • Essential Home Insurance

  • Top Home Insurance

Real Insurance Building Insurance

Real Insurance Building Insurance

Mozo Review   Real Insurance Building Insurance Review

Last updated: 1 November 2019.

What's hot:
  • Choice of excess (or basic excess from $100)

  • 24/7 service

  • Option to combine policies for a 20% multipolicy discount

What's not:
  • No underinsurance protection

Mozo snapshot:

If you’re just about to move into your new home, your first step might be to ensure it’s covered for any nightmare circumstances. That’s where Real Insurance Building Insurance comes in. With this policy, your home will be covered against the events you just don’t see coming, like fires, floods and even burglary. There’s round the clock service and the chance to score a discount of up to 20%.  

Key features:

One thing you’ll need to remember about the Real Insurance Building Insurance policy is that homeowners will be able to sign up to either the Top or Essentials policy. While both will cover your home in a number of circumstances, the Top Buildings Insurance policy provides higher policy limits and a more comprehensive range of cover.

Both insurance policies will cover your building in the event of a fire or flood and other events like vandalism. However, if you choose the Essentials Insurance Policy, keep in mind that you will not receive cover for Accidental Loss and Damage (cover is available with the Top Insurance policy). There’s also legal liability cover of up to $20 million on both policies as well as cover for any demolition costs.

And if you are thinking of signing up to the Real Insurance Contents Insurance policy to cover your contents once you’re fully moved in, there’s a multipolicy discount of up to 20%. Just remember, there is no underinsurance protection with this policy.

Who it's good for:

The Real Insurance Building Insurance could be the right choice for homeowners who want to safeguard their home as they move in or landlords looking to protect their latest investment.

Any catches?

This building insurance policy does not come with underinsurance protection - if your home is ever damaged and you are underinsured, you may have to pay for a portion of the damage.

Details

Rates and fees information correct as at 22 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $750 for plants

Events
  • Optional Extra, up to 10 years old, up to $1,000

Policy and service features
  • 90

  • $100

  • Up to 20% online discount

  • Up to $20,000,000

Other cover
  • Up to $5,000 for funeral

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to $500

  • Up to $10,000 combined with demolition cost

  • Up to $10,000 combined with debris removal cost

Details

Rates and fees information correct as at 22 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $1,500 for plants

Events
  • Optional Extra, up to 10 years old, up to $2,000

Policy and service features
  • 90

  • $100

  • Up to 20% online discount

  • Up to $20,000,000

Other cover
  • Up to $10,000 for funeral

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • Up to $1,000

  • Up to $15,000 combined with demolition cost

  • Up to $15,000 combined with debris removal cost

Customer Reviews

How are Real Insurance home insurance rated by the Mozo community?

Overall customer rating
7.7/10
Value for money
7.8/10
Policy coverage
7.5/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of Real Insurance Building Insurance

  • Overall
    9/10
    Excellent value for the money.

    They are very competitive in price & they cover all that is important.

    They are very competitive in price & they cover all that is important.

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10

    Garry | New South Wales

    reviewed about 4 years ago

  • Overall
    8/10
    Don't use online very much but very competitive

    The best thing is that you are answered by a clear english speaking person that understands...

    The best thing is that you are answered by a clear english speaking person that understands everything that you say & is willing to listen when you speak.

    Value for money
    8/10
    Policy coverage
    -1/10
    Customer service
    7/10
    Claims handling
    9/10
    Trust
    7/10

    Susan | Queensland

    reviewed over 4 years ago

  • Overall
    9/10
    Great Customer Service

    I have found the customer service excellent and the product offered what was required.

    I have found the customer service excellent and the product offered what was required.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    6/10
    Trust
    9/10

    Bev | New South Wales

    reviewed almost 5 years ago

  • Overall
    9/10
    I recommend Real to anyone, unreal deals

    It is the cheapest & value for money & also you get 3 percent back if you don't make a claim...

    It is the cheapest & value for money & also you get 3 percent back if you don't make a claim every 3 years, which is a great deal.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    9/10
    Trust
    10/10

    Michael |

    reviewed over 5 years ago

Real Insurance

About Real Insurance

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