Real Insurance Building Insurance

Mozo snapshot:

If you’re just about to move into your new home, your first step might be to ensure it’s covered for any nightmare circumstances. That’s where Real Insurance Building Insurance comes in. With this policy, your home will be covered against the events you just don’t see coming, like fires, floods and even burglary. There’s round the clock service and the chance to score a discount of up to 20%.  

Key features:

One thing you’ll need to remember about the Real Insurance Building Insurance policy is that homeowners will be able to sign up to either the Top or Essentials policy. While both will cover your home in a number of circumstances, the Top Buildings Insurance policy provides higher policy limits and a more comprehensive range of cover.

Both insurance policies will cover your building in the event of a fire or flood and other events like vandalism. However, if you choose the Essentials Insurance Policy, keep in mind that you will not receive cover for Accidental Loss and Damage (cover is available with the Top Insurance policy). There’s also legal liability cover of up to $20 million on both policies as well as cover for any demolition costs.

And if you are thinking of signing up to the Real Insurance Contents Insurance policy to cover your contents once you’re fully moved in, there’s a multipolicy discount of up to 20%. Just remember, there is no underinsurance protection with this policy.

Who it's good for:

The Real Insurance Building Insurance could be the right choice for homeowners who want to safeguard their home as they move in or landlords looking to protect their latest investment.