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Real Insurance Building Insurance

The details shown below are for the Essential Home Insurance

The details shown below are for the Top Home Insurance

Choose the version of this loan that suits you best

  • Essential Home Insurance

  • Top Home Insurance

Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site

Mozo editorial review Real Insurance Building Insurance

Last updated: 15 July 2020.

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What's hot
  • Choice of excess (or basic excess from $100)
  • 24/7 claims service
  • Option to combine policies for a 20% multipolicy discount
What's not
  • No underinsurance protection
Mozo snapshot

If you’re just about to move into your new home, your first step might be to ensure it’s covered for any nightmare circumstances. That’s where Real Insurance Building Insurance comes in. With this policy, your home will be covered against the events you just don’t see coming, like fires, floods and even burglary. There’s round the clock service and the chance to score a discount of up to 20%.  

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Key features

One thing you’ll need to remember about the Real Insurance Building Insurance policy is that homeowners will be able to sign up to either the Top or Essentials policy. While both will cover your home in a number of circumstances, the Top Building Insurance policy provides higher policy limits and a more comprehensive range of cover.

Both insurance policies will cover your building in the event of a fire or flood and other events like vandalism. However, if you choose the Essentials Insurance Policy, keep in mind that you will not receive cover for Accidental Loss and Damage (cover is available with the Top Insurance policy). There’s also legal liability cover of up to $20 million on both policies as well as cover for any demolition costs.

And if you are thinking of signing up to the Real Insurance Contents Insurance policy to cover your contents once you’re fully moved in, there’s a multi-policy discount of up to 20%. 

Just remember, there is no underinsurance protection with this policy.

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Who is it good for

Real Insurance Building Insurance could be the right choice for homeowners who want to safeguard their home as they move in or landlords looking to protect their latest investment.

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Any catches

This building insurance policy does not come with underinsurance protection. If your home is ever damaged and you are underinsured, you may have to pay for a portion of the damage.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $750 for plants

  • Yes

Events
  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old, up to $1,000

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 90

  • No

  • Yes

  • $200

  • true

  • no

  • Up to 20% online discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $5,000 for funeral

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to $500

  • Up to $10,000 combined with demolition cost

  • Up to $10,000 combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $1,500 for plants

  • Yes

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old, up to $2,000

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 90

  • No

  • Yes

  • $200

  • true

  • no

  • Up to 20% online discount

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $10,000 for funeral

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • Up to $1,000

  • Up to $15,000 combined with demolition cost

  • Up to $15,000 combined with debris removal cost

  • No

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Real Insurance home insurance rated by the Mozo community?

Overall
7.7/10
Value for money
7.7/10
Policy coverage
7.5/10
Customer service
7.5/10
Claims handling
6.8/10
Trust
7.4/10

Latest reviews of Real Insurance Building Insurance

  • Overall 9/10
    Excellent value for the money.

    They are very competitive in price & they cover all that is important.

    Read full review

    They are very competitive in price & they cover all that is important.

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Garry, New South Wales reviewed about 5 years ago
  • Overall 8/10
    Don't use online very much but very competitive

    The best thing is that you are answered by a clear english speaking person that understands everything that you say & is willing to listen when you speak.

    Read full review

    The best thing is that you are answered by a clear english speaking person that understands everything that you say & is willing to listen when you speak.

    Value for money
    8/10
    Policy coverage
    -1/10
    Customer service
    7/10
    Claims handling
    9/10
    Trust
    7/10
    Less
    Susan, Queensland reviewed about 5 years ago
  • Overall 9/10
    Great Customer Service

    I have found the customer service excellent and the product offered what was required.

    Read full review

    I have found the customer service excellent and the product offered what was required.

    Value for money
    9/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    6/10
    Trust
    9/10
    Less
    Bev, New South Wales reviewed almost 6 years ago
  • Overall 9/10
    I recommend Real to anyone, unreal deals

    It is the cheapest & value for money & also you get 3 percent back if you don't make a claim every 3 years, which is a great deal.

    Read full review

    It is the cheapest & value for money & also you get 3 percent back if you don't make a claim every 3 years, which is a great deal.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    9/10
    Trust
    10/10
    Less
    Michael, reviewed over 6 years ago
Real Insurance

About Real Insurance

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