The details shown below are for the Essential Home Insurance
The details shown below are for the Top Home Insurance
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Essential Home Insurance |
| | Top Home Insurance |
Essential Home Insurance
Top Home Insurance
If you’re just about to move into your new home, your first step might be to ensure it’s covered for any nightmare circumstances. That’s where Real Insurance Building Insurance comes in. With this policy, your home will be covered against the events you just don’t see coming, like fires, floods and even burglary. There’s round the clock service and the chance to score a discount of up to 20%.
One thing you’ll need to remember about the Real Insurance Building Insurance policy is that homeowners will be able to sign up to either the Top or Essentials policy. While both will cover your home in a number of circumstances, the Top Building Insurance policy provides higher policy limits and a more comprehensive range of cover.
Both insurance policies will cover your building in the event of a fire or flood and other events like vandalism. However, if you choose the Essentials Insurance Policy, keep in mind that you will not receive cover for Accidental Loss and Damage (cover is available with the Top Insurance policy). There’s also legal liability cover of up to $20 million on both policies as well as cover for any demolition costs.
And if you are thinking of signing up to the Real Insurance Contents Insurance policy to cover your contents once you’re fully moved in, there’s a multi-policy discount of up to 20%.
Just remember, there is no underinsurance protection with this policy.
Real Insurance Building Insurance could be the right choice for homeowners who want to safeguard their home as they move in or landlords looking to protect their latest investment.
This building insurance policy does not come with underinsurance protection. If your home is ever damaged and you are underinsured, you may have to pay for a portion of the damage.
Yes
No
Up to $750 for plants
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, up to 10 years old, up to $1,000
No
Yes
Yes
No
Yes
Yes
Yes
Yes
90
No
Yes
$200
true
no
Up to 20% online discount
Yes
Up to $20,000,000
none
none
Up to $5,000 for funeral
Up to $500
Up to 12 months, up to 10% of sum insured
Up to $500
Up to $10,000 combined with demolition cost
Up to $10,000 combined with debris removal cost
No
Yes
No
Up to $1,500 for plants
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, up to 10 years old, up to $2,000
No
Yes
Yes
No
Yes
Yes
Yes
Yes
90
No
Yes
$200
true
no
Up to 20% online discount
Yes
Up to $20,000,000
none
none
Up to $10,000 for funeral
Up to $1,000
Up to 12 months, up to 10% of sum insured
Up to $1,000
Up to $15,000 combined with demolition cost
Up to $15,000 combined with debris removal cost
No
They are very competitive in price & they cover all that is important.
Read full reviewThey are very competitive in price & they cover all that is important.
The best thing is that you are answered by a clear english speaking person that understands everything that you say & is willing to listen when you speak.
Read full reviewThe best thing is that you are answered by a clear english speaking person that understands everything that you say & is willing to listen when you speak.
I have found the customer service excellent and the product offered what was required.
Read full reviewI have found the customer service excellent and the product offered what was required.
It is the cheapest & value for money & also you get 3 percent back if you don't make a claim every 3 years, which is a great deal.
Read full reviewIt is the cheapest & value for money & also you get 3 percent back if you don't make a claim every 3 years, which is a great deal.
