Real Insurance Contents Insurance

Mozo snapshot:

With Real Contents Insurance, there’s very little that’s been left off the table. Cover extends to fires, floods, theft, vandalism and more. What’s more, you’ll be able to make use of a number of discounts, such as when you apply online or combine your policy with a Real Home Insurance policy.

Key features:

When you take out a contents insurance policy with Real Insurance, you’ll be covered for a wide range of natural disasters - including fires, lightning, storms, floods and earthquakes - as well as other events such as theft, vandalism and explosions.

Though cash is only covered up to $250, and the policy doesn’t extend to lost or damaged credit cards, you can rest assured knowing that a majority of your valuables will be included. In the case of jewellry, you’ll be covered for up to $1,000 per item, or up to $2,500 in total, if it goes missing or is damaged (up to $5,000 if you select Top Contents Insurance). The same goes for handwoven carpets and antiques.

Home office contents will also be covered up to $5,000 (up to $10,000 under Top Contents Insurance) and tools of trade up to $1,000 (up to $2,000 under Top Contents Insurance). And when it comes to replacing your belongings, Real promises to get you brand new ones, regardless of the original items’ age.

You’ll also be able to take advantage of a 10% discount when you apply online, plus an additional 10% discount when you combine your policy with a Real home insurance policy. And if you ever have a question or require assistance, you can make use of the 24/7 support.

Who it's good for:

With its extensive cover, Real Contents Insurance would be a great choice for those looking to safeguard their belongings in a majority of circumstances.