Real Insurance Contents Insurance

The details shown below are for the Essential Contents Insurance

The details shown below are for the Top Contents Insurance

Choose the version of this loan that suits you best

  • Essential Contents Insurance

  • Top Contents Insurance

Real Insurance Contents Insurance

Real Insurance Contents Insurance

Mozo Review   Real Insurance Contents Insurance Review

Last updated: 10 May 2019.

What's hot:
  • Up to 20% combined policy discount when you buy online

  • New for old replacement if items are damaged or stolen

What's not:
  • Extra fee for monthly payments

Mozo snapshot:

With Real Contents Insurance, there’s very little that’s been left off the table. Cover extends to fires, floods, theft, vandalism and more. What’s more, you’ll be able to make use of a number of discounts, such as when you apply online or combine your policy with a Real Home Insurance policy.

Key features:

When you take out a contents insurance policy with Real Insurance, you’ll be covered for a wide range of natural disasters - including fires, lightning, storms, floods and earthquakes - as well as other events such as theft, vandalism and explosions.

Though cash is only covered up to $250, and the policy doesn’t extend to lost or damaged credit cards, you can rest assured knowing that a majority of your valuables will be included. In the case of jewellry, you’ll be covered for up to $1,000 per item, or up to $2,500 in total, if it goes missing or is damaged (up to $5,000 if you select Top Contents Insurance). The same goes for handwoven carpets and antiques.

Home office contents will also be covered up to $5,000 (up to $10,000 under Top Contents Insurance) and tools of trade up to $1,000 (up to $2,000 under Top Contents Insurance). And when it comes to replacing your belongings, Real promises to get you brand new ones, regardless of the original items’ age.

You’ll also be able to take advantage of a 10% discount when you apply online, plus an additional 10% discount when you combine your policy with a Real home insurance policy. And if you ever have a question or require assistance, you can make use of the 24/7 support.

Who it's good for:

With its extensive cover, Real Contents Insurance would be a great choice for those looking to safeguard their belongings in a majority of circumstances.

Any catches?

As with all insurance policies, you’ll have to read the PDS for a full idea of what’s covered. Sometimes conditions or exclusions apply in specific circumstances. For example, in the case of fires and explosions, you won’t be covered if the damage was caused by the ignition of any flammable substances which you had kept in excessive quantities. And in the case of storm damage, you won’t be covered if the damage was caused by water entering your home as a result of any alterations or renovations you have made.

Details

Rates and fees information correct as at 20 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $250

  • Up to $1,000 per item, up to $2,500 in total

  • Software only, up to $2,500

  • Optional extra

  • Up to $1,000 per item, up to $2,500 in total

  • Up to $1,000 per item, up to $2,500 in total

  • Up to $1,000 per item, up to $2,500 in total

  • Up to $500

  • Optional extra

  • Up to $1,000

  • Up to $5,000

Other cover
  • Up to $5,000

  • Up to $500

  • Up to $10,000 combined with demolition cost

  • Up to 14 days

Policy and service features
  • 90

  • $100

  • Up to 20% online discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $1,000, up to $4,000 for garden furniture and barbecues

  • Up to $20,000,000

Events
  • Optional extra

Details

Rates and fees information correct as at 20 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $500

  • Up to $1,000 per item, up to $5,000 in total

  • Software only, up to $5,000

  • Optional extra

  • Up to $1,000 per item, up to $5,000 in total

  • Up to $1,000 per item, up to $5,000 in total

  • Up to $1,000 per item, up to $5,000 in total

  • Up to $1,000

  • Optional extra

  • Up to $2,000

  • Up to $10,000

Other cover
  • Up to $10,000

  • Up to $1,000

  • Up to $15,000 combined with demolition cost

  • Up to 14 days

  • Up to 20% of sum insured

Policy and service features
  • 90

  • $100

  • Up to 20% online discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $2,000, up to $8,000 for garden furniture and barbecues

  • Up to $20,000,000

Events
  • Optional extra

Customer Reviews

How are Real Insurance home insurance rated by the Mozo community?

Overall customer rating
7.7/10
Value for money
7.8/10
Policy coverage
7.5/10
Customer service
7.6/10
Claims handling
6.9/10
Trust
7.4/10

Latest reviews of Real Insurance Contents Insurance

  • Overall
    9/10
    Great customer service.

    Their premiums seem to be great value.

    Their premiums seem to be great value.

    Value for money
    8/10
    Policy coverage
    9/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10

    Ian | Victoria

    reviewed over 3 years ago

  • Overall
    8/10
    Competitive prices, great customer service.

    Very reliable. I love the cash back deal with Real Insurance on some of their policies.

    Very reliable. I love the cash back deal with Real Insurance on some of their policies.

    Value for money
    7/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    8/10
    Trust
    9/10

    Rachel | Western Australia

    reviewed over 3 years ago

  • Overall
    10/10
    Great service, great price, real insurance

    Awesome insurance company is real insurance great to deal with and great customer service

    Awesome insurance company is real insurance great to deal with and great customer service

    Value for money
    10/10
    Policy coverage
    6/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Michael | Queensland

    reviewed almost 5 years ago

  • Overall
    8/10
    Good cover at fair prices.

    Real provides good coverage with very good premiums. Especially like the ability to list various...

    Real provides good coverage with very good premiums. Especially like the ability to list various collections as part of cover.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    -1/10
    Trust
    7/10

    Argyle | Victoria

    reviewed almost 5 years ago

  • Overall
    10/10
    Competitive premiums and great customer service

    Real are terrific and they do what they can to keep you as a customer

    Real are terrific and they do what they can to keep you as a customer

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Nescia | South Australia

    reviewed almost 5 years ago

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