SGIC home insurance

South Australian based SGIC has been protecting Aussie homes, vehicles, boats and businesses since 1971. Offering all types of cover including Home and Contents, Landlord and Renter insurance policies they bring with them 24/7 claims support and a loyalty discount.

Backed by IAG, an SGIC insurance policy has all the strength of the largest general insurance company in Australia and New Zealand behind it.

SGIC offers the following home insurance

Rates and fees verified as correct at 03 March, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Buildings & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Buildings Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Plus Buildings & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

Home Plus Buildings Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

Home Plus Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

How is SGIC home insurance rated?

Mozo users have rated SGIC home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
SGIC home insurance
Overall
8.0/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

59 Reviews

Recent SGIC home insurance reviews

SGIC Home Insurance review
Overall 1/10
Terrible insurer

Our fence was damaged by workers next door. Although helpful at first, after months of nothing their assessor later determined that we were lying about how it was damaged. And refused to repair it. We are now looking for a new insurer.

Read full review

Our fence was damaged by workers next door. Although helpful at first, after months of nothing their assessor later determined that we were lying about how it was damaged. And refused to repair it. We are now looking for a new insurer.

Value for money
1/10
Policy coverage
5/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Andrew, South Australia, reviewed 3 months ago
SGIC Buildings & Contents Insurance review
Overall 10/10
Great Insurer

I like SGIC very much. Good premiums and coverage on house and contents worth looking at. Fast claims too.

Read full review

I like SGIC very much. Good premiums and coverage on house and contents worth looking at. Fast claims too.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Bruce, South Australia, reviewed 6 months ago
SGIC Home Insurance review
Overall 0/10
Completely useless.

They tell lies and pass you from pillar to post, thats if you manage to contact them. They are the worse company I have ever had the misfortune to deal with.

Read full review

They tell lies and pass you from pillar to post, thats if you manage to contact them. They are the worse company I have ever had the misfortune to deal with.

Value for money
0/10
Policy coverage
0/10
Customer service
0/10
Claims handling
0/10
Trust
0/10
Less
Bob, South Australia, reviewed about 1 year ago
SGIC Home Insurance review
Overall 8/10
Friendly and helpful staff.

Very easy to claim and the staff are very friendly and helpful.

Read full review

Very easy to claim and the staff are very friendly and helpful.

Value for money
8/10
Policy coverage
9/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Lynette, South Australia, reviewed over 1 year ago

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