SGIC Buildings & Contents Insurance
This product is available in different versions. Pick the right version for you here.
The details shown below are for the Home Buildings & Contents Insurance
The details shown below are for the Home Plus Buildings & Contents Insurance
Choose the version of this loan that suits you best
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Home Buildings & Contents Insurance |
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Home Plus Buildings & Contents Insurance |
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Home Buildings & Contents Insurance
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Home Plus Buildings & Contents Insurance
SGIC Buildings & Contents Insurance
SGIC Buildings & Contents Insurance
Mozo Review SGIC Buildings & Contents Insurance Review
Last updated: 26 September 2019.
What's hot:
Up to 24 months temporary accommodation
25% no claims bonus and other discounts
Automatic flood cover
2019 Mozo Experts Choice Award
What's not:
Monthly payments incur higher premium
Mozo snapshot:
Taking out a 2019 Mozo Experts Choice Award for Exceptional Quality Home & Contents Insurance, SGIC’s Home Plus Home and Contents Insurance policy offers protection for both your house and the valuables inside it. With all the features of a standard home and contents policy, SGIC Home Plus goes above and beyond by offering customers a number of additional benefits such as automatic flood cover, 24 months temporary accommodation and a host of discounts that you may not find in other policies.
Key features:
Providing cover for a range of potential events like storms, lightning strikes, fires and water leaks, the SGIC Home Plus Home and Contents Insurance policy also includes automatic protection for harm caused by flooding and accidental damage. However, SGIC doesn’t provide cover for power surges or damage by the sea (aside from tsunamis caused by earthquakes).
SGIC’s Home Plus Home and Contents Insurance provides extensive cover for your valuables including up to $2,500 for jewellery, up to $5,000 for your credit card and even up to $2,000 for your visitors’ belongings (with the exception of cash).
If an insured event does cause damage or destruction to your home or contents, SGIC will facilitate temporary repairs and debris removal, and they’ll also cover the costs of replacing trees and plants in your garden (up to $2,000) as well as the reasonable replacement of keys and locks.
The SGIC policy also comes with generous additional benefits such as temporary accommodation costs for your family and pets for up to 24 months and up to $5,000 worth of protection for your contents while you move home.
If you sign up for an SGIC policy you’ll also be able to benefit from a range of discounts - from a no claims bonus up to 25% to the loyalty bonus which can also go as high as 25%.
Who it's good for:
With a comprehensive range of cover and some seriously generous additional perks, the SGIC Home Plus Home and Contents Insurance policy could be the perfect way for anyone in South Australia to safeguard both their property and valuables.
Any catches?
SGIC charges a higher premium for anyone who chooses to pay for their policy in monthly instalments, so if possible the better value option is to pay as a lump sum each year.
Details
Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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60
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$0
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n/a
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Multipolicy, loyalty, no claims bonus, combined policy
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Up to 60 days, up to 20% of sum insured
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Up to 20% of sum insured
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Up to $20,000,000
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n/a
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n/a
Events
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Optional extra
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Optional Extra - up to 15 years
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Buildings
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Up to $1,000
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Contents
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Up to $200
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Up to $1,000
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Up to $2,500
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Up to $2,500
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Up to $2,500 in total
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Up to $2,000
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Other cover
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Up to $10,000 for funeral
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Optional Extra, up to $2,000
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Up to 12 months
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Up to 12 months
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Up to 12 months
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Up to 60 days
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Details
Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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60
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Yes - Up to 25% of sum insured
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$0
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n/a
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Multipolicy, loyalty, no claims bonus, combined policy
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Up to 60 days, up to 20% of sum insured
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Up to 20% of sum insured
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Up to $20,000,000
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n/a
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n/a
Events
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Up to 15 years old
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Buildings
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Up to $5,000
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Up to $2,000 for plants
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Contents
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Up to $200
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Up to $5,000
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Up to $2,500
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Up to $2,500
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Up to $2,500 in total
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Up to $5,000
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Up to $2,000
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Other cover
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Up to $10,000 for funeral
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Optional Extra, up to $2,000
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Up to 24 months
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Up to 24 months
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Up to 24 months
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Up to 60 days
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Customer Reviews
How are SGIC home insurance rated by the Mozo community?
Latest reviews of SGIC Buildings & Contents Insurance
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Overall10/10
They take the worry out of crash repairs
I like SGIC because they offer bonuses for having more than one policy. They are very clear on...
Read full review
I like SGIC because they offer bonuses for having more than one policy. They are very clear on the phone when I have a query and were extremely helpful when I needed to take my car to the crash repairer.
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Ellen | South Australia
reviewed over 2 years ago
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Overall10/10
Very flexible and they listen to your needs
They haven't given me a reason to dislike them - I have never had to make a claim either so it's...
Read full review
They haven't given me a reason to dislike them - I have never had to make a claim either so it's hard to say. Having said that, they also offered insurance that covered everything I wanted, whereas no-one else would. This is why I went with SGIC, as they are more flexible and accommodating, willing to work with me to get the right coverage.
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Brenton | South Australia
reviewed over 2 years ago
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Overall10/10
Friendly service and cheap rates
I am very satisfied with SGIC. I can do everything I need online or over phone and never have any...
Read full review
I am very satisfied with SGIC. I can do everything I need online or over phone and never have any problems. Staff are always there to help if needed.
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Judy | South Australia
reviewed over 2 years ago
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Overall10/10
Fabulous insurance company and customer service
I've had my insurance site with SGIC for 14 years now and would never think of changing providers.
Read full review
I've had my insurance site with SGIC for 14 years now and would never think of changing providers.
Value for money10/10Policy coverage-Customer service-Claims handling-Trust-Less
Juliska | South Australia
reviewed almost 3 years ago
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Overall10/10
Very good premiums
Great insurer for all insurance, good premiums and helpful staff. Try them.
Read full review
Great insurer for all insurance, good premiums and helpful staff. Try them.
Value for money10/10Policy coverage10/10Customer service10/10Claims handling10/10Trust10/10Less
Bruce | South Australia
reviewed almost 4 years ago
