The details shown below are for the Home Buildings & Contents Insurance
The details shown below are for the Home Plus Buildings & Contents Insurance
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| Name | |
|---|---|
| | Home Buildings & Contents Insurance |
| | Home Plus Buildings & Contents Insurance |
Home Buildings & Contents Insurance
Home Plus Buildings & Contents Insurance
Taking out a 2019 Mozo Experts Choice Award for Exceptional Quality Home & Contents Insurance, SGIC’s Home Plus Home and Contents Insurance policy offers protection for both your house and the valuables inside it. With all the features of a standard home and contents policy, SGIC Home Plus goes above and beyond by offering customers a number of additional benefits such as automatic flood cover, 24 months temporary accommodation and a host of discounts that you may not find in other policies.
Providing cover for a range of potential events like storms, lightning strikes, fires and water leaks, the SGIC Home Plus Home and Contents Insurance policy also includes automatic protection for harm caused by flooding and accidental damage. However, SGIC doesn’t provide cover for power surges or damage by the sea (aside from tsunamis caused by earthquakes).
SGIC’s Home Plus Home and Contents Insurance provides extensive cover for your valuables including up to $2,500 for jewellery, up to $5,000 for your credit card and even up to $2,000 for your visitors’ belongings (with the exception of cash).
If an insured event does cause damage or destruction to your home or contents, SGIC will facilitate temporary repairs and debris removal, and they’ll also cover the costs of replacing trees and plants in your garden (up to $2,000) as well as the reasonable replacement of keys and locks.
The SGIC policy also comes with generous additional benefits such as temporary accommodation costs for your family and pets for up to 24 months and up to $5,000 worth of protection for your contents while you move home.
If you sign up for an SGIC policy you’ll also be able to benefit from a range of discounts - from a no claims bonus up to 25% to the loyalty bonus which can also go as high as 25%.
With a comprehensive range of cover and some seriously generous additional perks, the SGIC Home Plus Home and Contents Insurance policy could be the perfect way for anyone in South Australia to safeguard both their property and valuables.
SGIC charges a higher premium for anyone who chooses to pay for their policy in monthly instalments, so if possible the better value option is to pay as a lump sum each year.
60
$0
n/a
Multipolicy, loyalty, no claims bonus, combined policy
Up to 60 days, up to 20% of sum insured
Up to 20% of sum insured
Up to $20,000,000
n/a
n/a
Optional extra
Optional Extra - up to 15 years
Up to $1,000
Up to $200
Up to $1,000
Up to $2,500
Up to $2,500
Up to $2,500 in total
Up to $2,000
Up to $10,000 for funeral
Optional Extra, up to $2,000
Up to 12 months
Up to 12 months
Up to 12 months
Up to 60 days
60
Yes - Up to 25% of sum insured
$0
n/a
Multipolicy, loyalty, no claims bonus, combined policy
Up to 60 days, up to 20% of sum insured
Up to 20% of sum insured
Up to $20,000,000
n/a
n/a
Up to 15 years old
Up to $5,000
Up to $2,000 for plants
Up to $200
Up to $5,000
Up to $2,500
Up to $2,500
Up to $2,500 in total
Up to $5,000
Up to $2,000
Up to $10,000 for funeral
Optional Extra, up to $2,000
Up to 24 months
Up to 24 months
Up to 24 months
Up to 60 days
I like SGIC because they offer bonuses for having more than one policy. They are very clear on the phone when I have a query and were extremely helpful when I needed to take my car to the crash repairer.
Read full reviewI like SGIC because they offer bonuses for having more than one policy. They are very clear on the phone when I have a query and were extremely helpful when I needed to take my car to the crash repairer.
They haven't given me a reason to dislike them - I have never had to make a claim either so it's hard to say. Having said that, they also offered insurance that covered everything I wanted, whereas no-one else would. This is why I went with SGIC, as they are more flexible and accommodating, willing to work with me to get the right coverage.
Read full reviewThey haven't given me a reason to dislike them - I have never had to make a claim either so it's hard to say. Having said that, they also offered insurance that covered everything I wanted, whereas no-one else would. This is why I went with SGIC, as they are more flexible and accommodating, willing to work with me to get the right coverage.
I am very satisfied with SGIC. I can do everything I need online or over phone and never have any problems. Staff are always there to help if needed.
Read full reviewI am very satisfied with SGIC. I can do everything I need online or over phone and never have any problems. Staff are always there to help if needed.
I've had my insurance site with SGIC for 14 years now and would never think of changing providers.
Read full reviewI've had my insurance site with SGIC for 14 years now and would never think of changing providers.
Great insurer for all insurance, good premiums and helpful staff. Try them.
Read full reviewGreat insurer for all insurance, good premiums and helpful staff. Try them.