SGIC Buildings & Contents Insurance

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The details shown below are for the Home Buildings & Contents Insurance

The details shown below are for the Home Plus Buildings & Contents Insurance

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  • Home Buildings & Contents Insurance

  • Home Plus Buildings & Contents Insurance

SGIC Buildings & Contents Insurance

SGIC Buildings & Contents Insurance

Mozo Review   SGIC Buildings & Contents Insurance Review

Last updated: 26 September 2019.

What's hot:
  • Up to 24 months temporary accommodation

  • 25% no claims bonus and other discounts

  • Automatic flood cover

  • 2019 Mozo Experts Choice Award

What's not:
  • Monthly payments incur higher premium

Mozo snapshot:

Taking out a 2019 Mozo Experts Choice Award for Exceptional Quality Home & Contents Insurance, SGIC’s Home Plus Home and Contents Insurance policy offers protection for both your house and the valuables inside it. With all the features of a standard home and contents policy, SGIC Home Plus goes above and beyond by offering customers a number of additional benefits such as automatic flood cover, 24 months temporary accommodation and a host of discounts that you may not find in other policies.


Key features:

Providing cover for a range of potential events like storms, lightning strikes, fires and water leaks, the SGIC Home Plus Home and Contents Insurance policy also includes automatic protection for harm caused by flooding and accidental damage. However, SGIC doesn’t provide cover for power surges or damage by the sea (aside from tsunamis caused by earthquakes).

SGIC’s Home Plus Home and Contents Insurance provides extensive cover for your valuables including up to $2,500 for jewellery, up to $5,000 for your credit card and even up to $2,000 for your visitors’ belongings (with the exception of cash).

If an insured event does cause damage or destruction to your home or contents, SGIC will facilitate temporary repairs and debris removal, and they’ll also cover the costs of replacing trees and plants in your garden (up to $2,000) as well as the reasonable replacement of keys and locks. 

The SGIC policy also comes with generous additional benefits such as temporary accommodation costs for your family and pets for up to 24 months and up to $5,000 worth of protection for your contents while you move home.

If you sign up for an SGIC policy you’ll also be able to benefit from a range of discounts - from a no claims bonus up to 25% to the loyalty bonus which can also go as high as 25%.


Who it's good for:

With a comprehensive range of cover and some seriously generous additional perks, the SGIC Home Plus Home and Contents Insurance policy could be the perfect way for anyone in South Australia to safeguard both their property and valuables.


Any catches?

SGIC charges a higher premium for anyone who chooses to pay for their policy in monthly instalments, so if possible the better value option is to pay as a lump sum each year.


Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • $0

  • n/a

  • Multipolicy, loyalty, no claims bonus, combined policy

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Optional extra

  • Optional Extra - up to 15 years

Buildings
  • Up to $1,000

Contents
  • Up to $200

  • Up to $1,000

  • Up to $2,500

  • Up to $2,500

  • Up to $2,500 in total

  • Up to $2,000

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Up to 12 months

  • Up to 12 months

  • Up to 12 months

  • Up to 60 days

Details

Rates and fees information correct as at 9 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $0

  • n/a

  • Multipolicy, loyalty, no claims bonus, combined policy

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

  • n/a

  • n/a

Events
  • Up to 15 years old

Buildings
  • Up to $5,000

  • Up to $2,000 for plants

Contents
  • Up to $200

  • Up to $5,000

  • Up to $2,500

  • Up to $2,500

  • Up to $2,500 in total

  • Up to $5,000

  • Up to $2,000

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Up to 24 months

  • Up to 24 months

  • Up to 24 months

  • Up to 60 days

Customer Reviews

How are SGIC home insurance rated by the Mozo community?

Overall customer rating
8.3/10
Value for money
8.0/10
Policy coverage
8.1/10
Customer service
8.3/10
Claims handling
7.8/10
Trust
8.1/10

Latest reviews of SGIC Buildings & Contents Insurance

  • Overall
    10/10
    They take the worry out of crash repairs

    I like SGIC because they offer bonuses for having more than one policy. They are very clear on...

    I like SGIC because they offer bonuses for having more than one policy. They are very clear on the phone when I have a query and were extremely helpful when I needed to take my car to the crash repairer.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Ellen | South Australia

    reviewed over 2 years ago

  • Overall
    10/10
    Very flexible and they listen to your needs

    They haven't given me a reason to dislike them - I have never had to make a claim either so it's...

    They haven't given me a reason to dislike them - I have never had to make a claim either so it's hard to say. Having said that, they also offered insurance that covered everything I wanted, whereas no-one else would. This is why I went with SGIC, as they are more flexible and accommodating, willing to work with me to get the right coverage.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Brenton | South Australia

    reviewed over 2 years ago

  • Overall
    10/10
    Friendly service and cheap rates

    I am very satisfied with SGIC. I can do everything I need online or over phone and never have any...

    I am very satisfied with SGIC. I can do everything I need online or over phone and never have any problems. Staff are always there to help if needed.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Judy | South Australia

    reviewed over 2 years ago

  • Overall
    10/10
    Fabulous insurance company and customer service

    I've had my insurance site with SGIC for 14 years now and would never think of changing providers.

    I've had my insurance site with SGIC for 14 years now and would never think of changing providers.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Juliska | South Australia

    reviewed almost 3 years ago

  • Overall
    10/10
    Very good premiums

    Great insurer for all insurance, good premiums and helpful staff. Try them.

    Great insurer for all insurance, good premiums and helpful staff. Try them.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Bruce | South Australia

    reviewed almost 4 years ago

SGIC

About SGIC

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