The details shown below are for the Home Buildings & Contents Insurance
The details shown below are for the Home Plus Buildings & Contents Insurance
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Home Buildings & Contents Insurance |
| | Home Plus Buildings & Contents Insurance |
Home Buildings & Contents Insurance
Home Plus Buildings & Contents Insurance
Taking out a 2020 Mozo Experts Choice Award for Exceptional Quality Home & Contents Insurance, SGIC’s Home Plus Home and Contents Insurance policy offers protection for both your house and the valuables inside it. With all the features of a standard home and contents policy, SGIC Home Plus goes above and beyond by offering customers a number of additional benefits such as automatic flood cover, 24 months temporary accommodation and a host of discounts you may not find in other policies.
Providing cover for a range of potential events like storms, lightning strikes, fires and water leaks, the SGIC Home Plus Home and Contents Insurance policy also includes automatic protection for harm caused by flooding and accidental damage. However, SGIC doesn’t provide cover for power surges or damage by the sea (aside from tsunamis caused by earthquakes).
You can choose to take out the standard SGIC policy or the Plus option. Plus comes at a higher premium, but provides higher levels of cover for certain items, additional coverage points, and automatic cover for events and items otherwise listed as optional.
SGIC’s Home Plus Home and Contents Insurance provides extensive cover for your valuables including up to $2,500 for jewellery, up to $5,000 for your credit card and even up to $2,000 for your visitors’ belongings (with the exception of cash).
If an insured event does cause damage or destruction to your home or contents, SGIC will facilitate temporary repairs and debris removal, and they’ll also cover the costs of replacing trees and plants in your garden (up to $2,000) as well as the reasonable replacement of keys and locks.
The SGIC policy also comes with generous additional benefits such as temporary accommodation costs for your family and pets for up to 24 months and up to $5,000 worth of protection for your contents while you move home if you're covered under the Plus option.
If you sign up for an SGIC policy you’ll also be able to benefit from a range of discounts, including a no claims bonus up to 25% and a loyalty bonus which can also go as high as 25%.
With a comprehensive range of cover and some seriously generous additional perks, the SGIC Home Plus Home and Contents Insurance policy could be the perfect way for anyone in South Australia to safeguard both their property and valuables.
SGIC charges a higher premium for anyone who chooses to pay for their policy in monthly instalments, so if possible the better value option is to pay as a lump sum each year.
| 60 | |
| No | |
| Yes | |
| $0 | |
| true | |
| n/a | |
| Multipolicy, loyalty, no claims bonus, combined policy | |
| Yes | |
| Up to 60 days, up to 20% of sum insured | |
| Up to 20% of sum insured | |
| Up to $20,000,000 | |
| n/a | |
| n/a |
| Optional Extra | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Optional Extra - up to 15 years | |
| No | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes |
| Yes | |
| Up to $1,000 | |
| No | |
| Yes |
| Up to $200 | |
| Up to $1,000 | |
| Up to $2,500 | |
| Yes | |
| Optional Extra | |
| Yes | |
| Yes | |
| Up to $2,500 | |
| Up to $2,500 in total | |
| No | |
| Yes | |
| No | |
| Yes | |
| Up to $2,000 | |
| No | |
| Yes |
| Up to $10,000 for funeral | |
| Optional Extra, up to $2,000 | |
| Yes | |
| Up to 12 months | |
| Up to 12 months | |
| Up to 12 months | |
| Yes | |
| Yes | |
| No | |
| Up to 60 days | |
| Yes |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
| 60 | |
| Yes - Up to 25% of sum insured | |
| Yes | |
| $0 | |
| true | |
| n/a | |
| Multipolicy, loyalty, no claims bonus, combined policy | |
| Yes | |
| Up to 60 days, up to 20% of sum insured | |
| Up to 20% of sum insured | |
| Up to $20,000,000 | |
| n/a | |
| n/a |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Up to 15 years old | |
| No | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes | |
| Yes |
| Yes | |
| Up to $5,000 | |
| Up to $2,000 for plants | |
| Yes |
| Up to $200 | |
| Up to $5,000 | |
| Up to $2,500 | |
| Yes | |
| Optional Extra | |
| Yes | |
| Yes | |
| Up to $2,500 | |
| Up to $2,500 in total | |
| No | |
| Yes | |
| Up to $5,000 | |
| Yes | |
| Up to $2,000 | |
| No | |
| Yes |
| Up to $10,000 for funeral | |
| Optional Extra, up to $2,000 | |
| Yes | |
| Up to 24 months | |
| Up to 24 months | |
| Up to 24 months | |
| Yes | |
| Yes | |
| No | |
| Up to 60 days | |
| Yes |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Brought my house in 1977, chose SGIC for my home and contents and are still happily insured with the company. You want an insurance policy to be easily understood. SGIC customer service is very helpful and friendly, your claims are quick and easy. SGIC care for their customers.
Read full reviewBrought my house in 1977, chose SGIC for my home and contents and are still happily insured with the company. You want an insurance policy to be easily understood. SGIC customer service is very helpful and friendly, your claims are quick and easy. SGIC care for their customers.
I had a recent fire in my kitchen and SGIC were prompt in handling my claim and very quick to facilitate trades people to renovate my kitchen so that is was workable once again. This happened during the Covid lockdown period in SA.
Read full reviewI had a recent fire in my kitchen and SGIC were prompt in handling my claim and very quick to facilitate trades people to renovate my kitchen so that is was workable once again. This happened during the Covid lockdown period in SA.
Price competitive, great customer service.
Read full reviewPrice competitive, great customer service.
I like SGIC very much. Good premiums and coverage on house and contents worth looking at. Fast claims too.
Read full reviewI like SGIC very much. Good premiums and coverage on house and contents worth looking at. Fast claims too.
I like SGIC because they offer bonuses for having more than one policy. They are very clear on the phone when I have a query and were extremely helpful when I needed to take my car to the crash repairer.
Read full reviewI like SGIC because they offer bonuses for having more than one policy. They are very clear on the phone when I have a query and were extremely helpful when I needed to take my car to the crash repairer.