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| ||Home Plus Buildings Insurance|
Home Buildings Insurance
Home Plus Buildings Insurance
SGIC's Home Plus Insurance policy aims to keep your home in tiptop shape, with a long list of inclusions and benefits. If you’re worried your home may be underinsured, SGIC Home Plus also offers underinsurance protection of up to 25% of the sum insured amount. It’s worth mentioning you’ll be able to score a few discounts for combining policies as well as a loyalty discount, plus, if you’ve kept a good claims history, you’ll receive a discount for this too.
SGIC Home Plus Insurance will give your home cover against natural disasters like fires, floods, storms and lightning plus many other listed events. Unlike many other home insurance policies, you’re automatically covered for accidental damage and electrical motors burning out. However, this is only on the Plus policy option (which comes at a higher premium), and you won’t be covered for power and storm surges under the standard or Plus policy.
As this is a buildings insurance policy, your fixtures like doors, walls roofs will also be covered along with gates and fences. If you ever decide to renovate, building materials are also covered. Temporary accommodation for you and your pet will also be covered if your home becomes unlivable along with debris removal and demolition costs.
As SGIC is South Australian, SGIC Home Plus is a great choice for South Australian homeowners looking for a policy that has their home covered from the inside out.
While SGIC do offer cover for any building or structural repairs, if you are deciding to renovate you should know that you will not be covered for any water damage due to an opening made during construction.
You will also have to pay extra if you want to repay your premium on a monthly basis.
Their fees are reasonable, when I ring I am not on hold for very long, they direct debit straight out of my account and if I do choose to bundle any other things that I want insured, I will get a discount.Read full review
Their fees are reasonable, when I ring I am not on hold for very long, they direct debit straight out of my account and if I do choose to bundle any other things that I want insured, I will get a discount.