The details shown below are for the Home Contents Insurance
The details shown below are for the Home Plus Contents Insurance
Choose the version of this product that suits you best
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Home Contents Insurance |
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Home Plus Contents Insurance |
Home Contents Insurance
Home Plus Contents Insurance
SGIC’s Contents Insurance is a policy that has your back when it comes to covering your contents. Along with new for old cover on your belongings, you’ll also have access to a multi-policy discount if you combine policies with their building insurance, a loyalty discount the longer you stick around, and a no claims bonus if you've got a great claims history.
With SGIC’s Contents Insurance, you can rest easy knowing that your favourite belongings will be under top protection. You’ll get cover for your electronic files, like CDs and DVDs, plus software on your computer. Your cameras, antiques, jewellery and other valuables with hefty price tags are also covered under this policy, and You’ll also receive cover for any locks that need replacing. But remember, you will not have cover for any uncut gems or other things like shrubs, building materials, water sports equipment and caravans.
One other cool thing is that, if you and your pet need to temporarily move out, SGIC Contents will cover the accommodation costs for this and if you or your furry friend are injured, you’ll be covered there too.
While we’d like to think that our homes are the best shield to protect our contents from damage, unexpected things do happen. That’s why with SGIC you’ll be covered against 14 listed events, like fires, earthquakes and even explosions, just to name a few. You’ll also have the option of adding accidental loss and damage to your policy to give yourself that extra bit of cover. Keep in mind that power and storm surges are not covered under SGIC Contents Insurance.
And last but not least, there are a range of discounts on offer with SGIC, including:
No claims bonus (up to 25%)
Loyalty discount (up to 25%)
Benefits for combined home and contents cover
SGIC Contents Insurance is a suitable option for anyone concerned about protecting their belongings, but not the structure of their home, like renters. Homeowners might prefer to combine home and contents policies.
SGIC Contents Insurance does not offer underinsurance protection, which may leave you out of pocket if you haven’t insured your items correctly. When creating the list of contents you’d like insured, it’s important to consider what it will cost to replace your things, not just their current value.
Also, SGIC Contents gives you the choice of being able to pay your premium monthly, but know you'll have to pay extra for this.
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Up to $200 |
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Up to $1,000 |
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Up to $2,500 |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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No |
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Yes |
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Up to $2,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 12 months |
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Up to 12 months |
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Up to 12 months |
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No |
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No |
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No |
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Up to 60 days |
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Yes |
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60 |
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No |
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Yes |
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$0 |
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true |
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no |
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Multipolicy, loyalty, no claims bonus, combined policy |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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none |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra - up to 15 years |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Up to $200 |
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Up to $5,000 |
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Up to $2,500 |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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Up to $5,000 |
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Yes |
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Up to $2,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 24 months |
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Up to 24 months |
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Up to 24 months |
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No |
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No |
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No |
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Up to 60 days |
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Yes |
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$0 |
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true |
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no |
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Multipolicy, loyalty, no claims bonus, combined policy |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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none |
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none |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 15 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I have found SGIC to be excellent in all respects when it comes to my contents insurance from claims to premiums. They even contact me regularly to make sure my cover is up to date.
Read full reviewI have found SGIC to be excellent in all respects when it comes to my contents insurance from claims to premiums. They even contact me regularly to make sure my cover is up to date.
I transferred to SGIC from NRMA when I moved from QLD to SA. The process was very simple and they took great care to let me know what was covered. I have compared quotes a few times and none have been able to better the premium.
Read full reviewI transferred to SGIC from NRMA when I moved from QLD to SA. The process was very simple and they took great care to let me know what was covered. I have compared quotes a few times and none have been able to better the premium.
Excellent service
Read full reviewExcellent service
I've been a customer for 3 years now it has been great, no dramas, no hassles, no worries.
Read full reviewI've been a customer for 3 years now it has been great, no dramas, no hassles, no worries.
There are cheaper and more competitive deals out there but SGIC have been around for years.
Read full reviewThere are cheaper and more competitive deals out there but SGIC have been around for years.