Rates and fees verified as correct at 03 March, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Main Events covered | Monthly payments cost extra | Underinsurance protection | New for old replacement |
|---|---|---|---|---|
| Home Buildings & Contents Insurance |     | Yes | No | Yes |
| Home Buildings Insurance | | Yes | No | Yes |
| Home Contents Insurance | | Yes | No | Yes |
| Home Plus Buildings & Contents Insurance | | Yes | Yes Up to 25% of sum insured | Yes |
| Home Plus Buildings Insurance | | Yes | Yes Up to 25% of sum insured | Yes |
| Home Plus Contents Insurance | | Yes | Yes Up to 25% of sum insured | Yes |
Mozo users have rated SGIO home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
65 Reviews
I have paid my premium for 17 years on an itemised item and when I go to lodge a claim they are only willing to pay 1/3 of the cost based on "insurance prices". They are absolute scammers. The customer service is non-existent with people who do not have a clue what that are talking about. I cannot wait to leave this company.
Read full reviewI have paid my premium for 17 years on an itemised item and when I go to lodge a claim they are only willing to pay 1/3 of the cost based on "insurance prices". They are absolute scammers. The customer service is non-existent with people who do not have a clue what that are talking about. I cannot wait to leave this company.
I have been with SGIO for 31 years. I find they are a little dearer than some competitors but their customer service is much better and they do not try to avoid paying on claims on spurious technicalities (which I have experienced with other major insurers).
Read full reviewI have been with SGIO for 31 years. I find they are a little dearer than some competitors but their customer service is much better and they do not try to avoid paying on claims on spurious technicalities (which I have experienced with other major insurers).
I have been with SGIO for cars, home and contents insurance. They have no respect for brand loyalty or the fact that I had made one small claim in the 8 years I was with them. When I actually needed to make a claim (relatively small but significant to us) I was denied and was hand-balled to the builder, who hand balled straight back to insurer. In the end my claim was denied and this happened on two seperate occasions.
Read full reviewI have been with SGIO for cars, home and contents insurance. They have no respect for brand loyalty or the fact that I had made one small claim in the 8 years I was with them. When I actually needed to make a claim (relatively small but significant to us) I was denied and was hand-balled to the builder, who hand balled straight back to insurer. In the end my claim was denied and this happened on two seperate occasions.
Very good pricing and helpful.
Read full reviewVery good pricing and helpful.
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