The details shown below are for the Home Contents Insurance
The details shown below are for the Home Plus Contents Insurance
Choose the version of this product that suits you best
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Home Contents Insurance |
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Home Plus Contents Insurance |
Home Contents Insurance
Home Plus Contents Insurance
Not only does SGIO Contents Insurance offer new for old replacement, there are also a few great discounts up for grabs. Multi-policy discounts are available as well as loyalty discounts if you've been with SGIO for a while. And if you’ve put in the work to keep a good claims history, you’ll also be able to receive a no claims bonus.
With SGIO Contents Insurance your belongings will be well looked after against 14 listed events that range from natural disasters like fires or storms to unwanted incidents like vandalism or theft. Unlike most policies, you’ll automatically be covered for accidental damage and fusion. However, it’s fair to say that no insurance policy can cover everything, so you should know that your contents will not be covered against power and storm surges.
When it comes to looking after our belongings, most of us can get pretty protective. That’s why SGI Contents Insurance will cover nearly all of your household items. Things like cash and credit cards are covered along with your pricey valuables such as cameras, antiques, jewellery, trade tools and much more. One of the things you won’t be covered for are uncut gems and inventory.
Remember you will have to add on cover for veterinary expenses, but you and your pet will be covered for temporary accommodation if you need to temporarily move out home.
SGIC Home Insurance is a great choice for homeowners or renters in Western Australia who are on the lookout for a policy that has it all and more.
Although SGIC Contents Insurance will cover your belongings if they are damaged in a storm, you will not be covered in the circumstance that a storm surge occurs at the same time as a storm or flood.
It’s recommended to always read your PDS to make sure you are fully aware of any exclusions in your policy.
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Up to $200 |
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Up to $1,000 |
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Up to $2,500 |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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No |
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Yes |
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Up to $2,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 12 months |
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Up to 12 months |
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Up to 12 months |
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No |
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No |
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No |
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Up to 60 days |
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Yes |
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60 |
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No |
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Yes |
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$0 |
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true |
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no |
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Multipolicy, combined policy, loyalty, no claims bonus |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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none |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra - up to 15 years |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Up to $200 |
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Up to $5,000 |
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Up to $2,500 |
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Yes |
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Optional Extra |
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Yes |
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Yes |
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Up to $2,500 |
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Up to $2,500 in total |
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No |
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Yes |
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Up to $5,000 |
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Yes |
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Up to $2,000 |
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No |
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Yes |
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Up to $10,000 for funeral |
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Optional Extra, up to $2,000 |
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Yes |
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Up to 24 months |
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Up to 24 months |
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Up to 24 months |
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No |
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No |
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No |
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Up to 60 days |
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Yes |
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60 |
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Yes - Up to 25% of sum insured |
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Yes |
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$0 |
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true |
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no |
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Multipolicy, combined policy, loyalty, no claims bonus |
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Yes |
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Up to 60 days, up to 20% of sum insured |
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Up to 20% of sum insured |
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Up to $20,000,000 |
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none |
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none |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 15 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Very good pricing and helpful.
Read full reviewVery good pricing and helpful.
Very happy with the quality of service. I would recommend this provider to others.
Read full reviewVery happy with the quality of service. I would recommend this provider to others.
Helpful.
Read full reviewHelpful.
Have been with SGIO for 13 years and if I need to make a claim it is all handled over the phone, if any paperwork needs signing they email the forms and I can either email or fax them back. I find their representatives to be very helpful no matter how difficult things may get. Even though I get information from other insurance company's whose premiums might be lower, I know what SGIO is like, so when I'm on a good thing I stick to it.
Read full reviewHave been with SGIO for 13 years and if I need to make a claim it is all handled over the phone, if any paperwork needs signing they email the forms and I can either email or fax them back. I find their representatives to be very helpful no matter how difficult things may get. Even though I get information from other insurance company's whose premiums might be lower, I know what SGIO is like, so when I'm on a good thing I stick to it.
Friendly & professional customer service, a well staffed call centre and very reasonable premiums. I am very happy with SGIO :)
Read full reviewFriendly & professional customer service, a well staffed call centre and very reasonable premiums. I am very happy with SGIO :)