SGIO - Contents Insurance

SGIO Contents Insurance Review

Rates and fees information correct as at 25 April 2018.

Review published: 20 September 2017

What's hot:

  • 2017 Experts Choice winner

  • New for old cover

  • Range of discounts, including a no-claims bonus

What's not:

  • No underinsurance cover

  • Monthly premium payments cost extra

Mozo snapshot:

SGIO Home Plus Insurance has received an Experts Choice Award for Exceptional Quality Contents Insurance this year. Not only does SGIO contents insurance offer new for old replacement, there’'s also a few great discounts up for grabs. Multi-policy discounts are available for those who choose to combine policies along with a loyalty discount if you've been with SGIO for a while. And if you’ve put in the work to keep a good claims history, you’ll also be able to receive a no claims bonus.

Key features:

With SGIO Home Plus Contents Insurance your belongings will be well looked after against 14 listed events that range from natural disasters like fires or storms to unwanted incidents like vandalism or theft and unlike most policies, you’ll automatically be covered for accidental damage and fusion. However, it’s fair to say that no insurance policy can cover everything, so you should know that your contents will not be covered against power and storm surges.

When it comes to looking after our belongings, most of us can get pretty protective. That’s why SGIO Home Plus Contents Insurance will cover nearly all of your household items. Things like cash and credit cards are covered along with your pricey valuables such as cameras, antiques, jewellery, trade tools and much more. One of the things you won’t be covered for are uncut gems and inventory.

Remember you will have to add on cover for veterinary expenses, but you and your pet will be covered for temporary accommodation if you need to temporarily move out home.

Who it's good for:

SGIC Home Insurance is a great choice for homeowners in Western Australia who are on the lookout for a policy that has it all and more.

Any catches?

Although SGIC Home Insurance will cover your contents if they are damaged in a storm, you will not be covered in the circumstance that a storm surge occurs at the same time as a storm or flood. 

It’s recommended to always read your PDS to make sure you are fully aware of any exclusions in your policy. 




How is SGIO home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
SGIO home insurance
8.3

Based on 57
SGIO home insurance reviews

7.8 7.9 8.5 8.3 8.5

Latest reviews of SGIO Contents Insurance

SGIO

SGIO Home Insurance home insurance review

Overall rating   10 / 10

Great prices

Very good pricing and helpful.

Full review

Very good pricing and helpful.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Shelly (WA), reviewed 2 months ago

SGIO

SGIO Home Insurance home insurance review

Overall rating   6 / 10

Great customer service

Very happy with the quality of service. I would recommend this provider to others.

Full review

Very happy with the quality of service. I would recommend this provider to others.

    Value for money   6 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Zachary (WA), reviewed about 1 year ago

SGIO

SGIO Home Insurance home insurance review

Overall rating   8 / 10

Good service

Helpful.

Full review

Helpful.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Joann (WA), reviewed almost 3 years ago

SGIO

SGIO Home Insurance home insurance review

Overall rating   9 / 10

Great loyalty distcounts, good customer service

Have been with SGIO for 13 years and if I need to make a claim it is all handled over the phone, if any paperwork needs signing they email the forms and I can either email or fax them back. I find their representatives to be very helpful no matter...

Full review

Have been with SGIO for 13 years and if I need to make a claim it is all handled over the phone, if any paperwork needs signing they email the forms and I can either email or fax them back. I find their representatives to be very helpful no matter how difficult things may get. Even though I get information from other insurance company's whose premiums might be lower, I know what SGIO is like, so when I'm on a good thing I stick to it.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   9 / 10

    Trust   9 / 10

Less

Tony (WA), reviewed about 4 years ago

SGIO

SGIO Home Insurance home insurance review

Overall rating   8 / 10

Reasonable premiums, very pleasant & helpful staff

Friendly & professional customer service, a well staffed call centre and very reasonable premiums. I am very happy with SGIO :)

Full review

Friendly & professional customer service, a well staffed call centre and very reasonable premiums. I am very happy with SGIO :)

    Value for money   7 / 10

    Policy coverage   7 / 10

    Customer service   7 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Jillian (WA), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Currently showing

Contents

  • Up to $200

  • Up to $1,000

  • Up to $2,500

  • Software only, covered up to sum insured

  • Optional extra

  • Up to $2,500

  • Up to $2,500 in total

  • Replacement cost

  • Optional extra

  • Up to $2,000

Other cover

  • Up to $10,000 for funeral

  • Optional extra

  • Reasonable cost

  • Up to 12 months in addition to sum insured

  • Up to 12 months in addition to sum insured

  • Up to 12 months

  • Up to 60 days

Policy and service features

  • 60

  • $100

  • Multipolicy, combined policy, loyalty, no claims bonus

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events

  • Optional extra

  • Optional extra

Contents

  • Up to $200

  • Up to $5,000

  • Up to $2,500

  • Software only, covered up to sum insured

  • Optional extra

  • Up to $2,500

  • Up to $2,500 in total

  • Replacement cost

  • Up to $5,000

  • Optional extra

  • Up to $2,000

Other cover

  • Up to $10,000 for funeral

  • Optional extra

  • Reasonable cost

  • Up to 24 months in addition to sum insured

  • Up to 24 months in addition to sum insured

  • Up to 24 months

  • Up to 60 days

  • Up to $5,000

Policy and service features

  • 60

  • Up to 25% of sum insured

  • $100

  • Multipolicy, combined policy, loyalty, no claims bonus

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events

  • Up to 15 years old

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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