The details shown below are for the Home Contents Insurance

The details shown below are for the Home Plus Contents Insurance

Choose the version of this product that suits you best

  • Home Contents Insurance

  • Home Plus Contents Insurance

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover

Mozo editorial review SGIO Contents Insurance - last updated: 23 July 2020

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What's hot
  • New for old cover
  • Flood cover included
What's not
  • No underinsurance cover
  • Monthly premium payments cost extra
Mozo snapshot

Not only does SGIO Contents Insurance offer new for old replacement, there are also a few great discounts up for grabs. Multi-policy discounts are available as well as loyalty discounts if you've been with SGIO for a while. And if you’ve put in the work to keep a good claims history, you’ll also be able to receive a no claims bonus.

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Key features

With SGIO Contents Insurance your belongings will be well looked after against 14 listed events that range from natural disasters like fires or storms to unwanted incidents like vandalism or theft. Unlike most policies, you’ll automatically be covered for accidental damage and fusion. However, it’s fair to say that no insurance policy can cover everything, so you should know that your contents will not be covered against power and storm surges.

When it comes to looking after our belongings, most of us can get pretty protective. That’s why SGI  Contents Insurance will cover nearly all of your household items. Things like cash and credit cards are covered along with your pricey valuables such as cameras, antiques, jewellery, trade tools and much more. One of the things you won’t be covered for are uncut gems and inventory.

Remember you will have to add on cover for veterinary expenses, but you and your pet will be covered for temporary accommodation if you need to temporarily move out home.

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Who is it good for

SGIC Home Insurance is a great choice for homeowners or renters in Western Australia who are on the lookout for a policy that has it all and more.

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Any catches

Although SGIC Contents Insurance will cover your belongings if they are damaged in a storm, you will not be covered in the circumstance that a storm surge occurs at the same time as a storm or flood. 

It’s recommended to always read your PDS to make sure you are fully aware of any exclusions in your policy. 

Details

Rates and fees information correct as at 16 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $200

Up to $1,000

Up to $2,500

Yes

Optional Extra

Yes

Yes

Up to $2,500

Up to $2,500 in total

No

Yes

No

Yes

Up to $2,000

No

Yes

Other cover

Up to $10,000 for funeral

Optional Extra, up to $2,000

Yes

Up to 12 months

Up to 12 months

Up to 12 months

No

No

No

Up to 60 days

Yes

Policy and service features

60

No

Yes

$0

true

no

Multipolicy, combined policy, loyalty, no claims bonus

Yes

Up to 60 days, up to 20% of sum insured

Up to 20% of sum insured

Up to $20,000,000

none

none

Events

Optional Extra

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra - up to 15 years

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 16 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $200

Up to $5,000

Up to $2,500

Yes

Optional Extra

Yes

Yes

Up to $2,500

Up to $2,500 in total

No

Yes

Up to $5,000

Yes

Up to $2,000

No

Yes

Other cover

Up to $10,000 for funeral

Optional Extra, up to $2,000

Yes

Up to 24 months

Up to 24 months

Up to 24 months

No

No

No

Up to 60 days

Yes

Policy and service features

60

Yes - Up to 25% of sum insured

Yes

$0

true

no

Multipolicy, combined policy, loyalty, no claims bonus

Yes

Up to 60 days, up to 20% of sum insured

Up to 20% of sum insured

Up to $20,000,000

none

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Up to 15 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are SGIO home insurance rated by the Mozo community?

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