SGIO Contents Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Home Insurance

The details shown below are for the Home Plus Insurance

Choose the version of this loan that suits you best

  • Home Insurance

  • Home Plus Insurance

SGIO Contents Insurance

SGIO Contents Insurance

Mozo Review   SGIO Contents Insurance Review

Last updated: 5 September 2018.

What's hot:
  • New for old cover

  • Flood cover included

What's not:
  • No underinsurance cover

  • Monthly premium payments cost extra

Mozo snapshot:

Not only does SGIO contents insurance offer new for old replacement, there’'s also a few great discounts up for grabs. Multi-policy discounts are available for those who choose to combine policies along with a loyalty discount if you've been with SGIO for a while. And if you’ve put in the work to keep a good claims history, you’ll also be able to receive a no claims bonus.

Key features:

With SGIO Home Plus Contents Insurance your belongings will be well looked after against 14 listed events that range from natural disasters like fires or storms to unwanted incidents like vandalism or theft and unlike most policies, you’ll automatically be covered for accidental damage and fusion. However, it’s fair to say that no insurance policy can cover everything, so you should know that your contents will not be covered against power and storm surges.

When it comes to looking after our belongings, most of us can get pretty protective. That’s why SGIO Home Plus Contents Insurance will cover nearly all of your household items. Things like cash and credit cards are covered along with your pricey valuables such as cameras, antiques, jewellery, trade tools and much more. One of the things you won’t be covered for are uncut gems and inventory.

Remember you will have to add on cover for veterinary expenses, but you and your pet will be covered for temporary accommodation if you need to temporarily move out home.

Who it's good for:

SGIC Home Insurance is a great choice for homeowners in Western Australia who are on the lookout for a policy that has it all and more.

Any catches?

Although SGIC Home Insurance will cover your contents if they are damaged in a storm, you will not be covered in the circumstance that a storm surge occurs at the same time as a storm or flood. 

It’s recommended to always read your PDS to make sure you are fully aware of any exclusions in your policy. 




Details

Rates and fees information correct as at 23 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $200

  • Up to $1,000

  • Up to $2,500

  • Up to $2,500

  • Up to $2,500 in total

  • Replacement cost

  • Up to $2,000

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Up to 12 months

  • Up to 12 months

  • Up to 12 months

  • Up to 60 days

Policy and service features
  • 60

  • $100

  • Multipolicy, combined policy, loyalty, no claims bonus

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events
  • Optional extra

  • Optional Extra - up to 15 years

  • No, unless caused by lightning

Details

Rates and fees information correct as at 23 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents
  • Up to $200

  • Up to $5,000

  • Up to $2,500

  • Up to $2,500

  • Up to $2,500 in total

  • Replacement cost

  • Up to $5,000

  • Up to $2,000

Other cover
  • Up to $10,000 for funeral

  • Optional Extra, up to $2,000

  • Up to 24 months

  • Up to 24 months

  • Up to 24 months

  • Up to 60 days

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $100

  • Multipolicy, combined policy, loyalty, no claims bonus

  • Up to 60 days, up to 20% of sum insured

  • Up to 20% of sum insured

  • Up to $20,000,000

Events
  • Up to 15 years old

  • No, unless caused by lightning

Customer Reviews

How are SGIO home insurance rated by the Mozo community?

Overall customer rating
8.2/10
Value for money
7.8/10
Policy coverage
8.0/10
Customer service
8.4/10
Claims handling
8.3/10
Trust
8.4/10

Latest reviews of SGIO Contents Insurance

  • Overall
    10/10
    Great prices

    Very good pricing and helpful.

    Very good pricing and helpful.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Shelly | Western Australia

    reviewed over 1 year ago

  • Overall
    6/10
    Great customer service

    Very happy with the quality of service. I would recommend this provider to others.

    Very happy with the quality of service. I would recommend this provider to others.

    Value for money
    6/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Zachary | Western Australia

    reviewed over 2 years ago

  • Overall
    8/10
    Good service

    Helpful.

    Helpful.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10

    Joann | Western Australia

    reviewed about 4 years ago

  • Overall
    9/10
    Great loyalty distcounts, good customer service

    Have been with SGIO for 13 years and if I need to make a claim it is all handled over the phone,...

    Have been with SGIO for 13 years and if I need to make a claim it is all handled over the phone, if any paperwork needs signing they email the forms and I can either email or fax them back. I find their representatives to be very helpful no matter how difficult things may get. Even though I get information from other insurance company's whose premiums might be lower, I know what SGIO is like, so when I'm on a good thing I stick to it.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    9/10
    Claims handling
    9/10
    Trust
    9/10

    Tony | Western Australia

    reviewed over 5 years ago

  • Overall
    8/10
    Reasonable premiums, very pleasant & helpful staff

    Friendly & professional customer service, a well staffed call centre and very reasonable...

    Friendly & professional customer service, a well staffed call centre and very reasonable premiums. I am very happy with SGIO :)

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    8/10

    Jillian | Western Australia

    reviewed over 5 years ago

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