The details shown below are for the Essential Care Residential - building
The details shown below are for the Quality Care Residential - building
The details shown below are for the Premier Care Residential - building
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Essential Care Residential - building |
| | Quality Care Residential - building |
| | Premier Care Residential - building |
Essential Care Residential - building
Quality Care Residential - building
Premier Care Residential - building
St George’s building insurance provides cover for your home from events including fire, storms and floods. This type of insurance is designed to make sure you won’t be out of pocket, should you need to repair or rebuild your home and/or other buildings on your property, including garages and sheds.
With St George’s building insurance you can choose from three levels of cover: Essential, Quality and Premier. All three levels include up to $20 million of legal liability, cover for damage from flood, storms, earthquakes, lightning and fire and a guarantee on authorised (and arranged) repairs. Although it should be noted that St George may not guarantee repairs if you choose your own repairer.
An automatic safety net in case repair or replacement costs are more than expected is available with all three levels of building insurance St George offers. These are:
Essential Care - up to 10% of the sum insured
Quality Care - up to 20% of the sum insured
Premier Care - up to 30% of the sum insured
Other covered events include theft, riot, civil commotion and malicious acts. Emergency accommodation cover comes with all three types of building insurance, in the event that your home becomes unliveable. For both Quality and Premier this includes up to 12 months worth of cover, or 10% of the sum insured (whichever works out less). Emergency accommodation for Essential Care is provided up to $10,000.
Extra benefits that come with Quality and Premier building insurance include cover for electrical motor burnout and mortgage discharge. It should be noted that Essential Care does not cover accidental glass breakage.
This insurance policy would suit anyone who wants to make sure their beloved home is covered. It also might be a good fit for someone who is happy to tailor their insurance for something that is a little more affordable.
If you opt for Essential Care cover, you will not be covered for accidental glass breakage, and have lower coverage limits across various features.
Yes
No
No
Yes
No
No
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
60
Yes - Up to 10% of sum insured
Yes
$100
true
yes
15% online discount, no claim bonus
Yes
Up to $20,000,000
none
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
No
No
Up to $10,000
No
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Yes
Up to $1,000
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
60
Yes - Up to 20% of sum insured
Yes
$100
true
yes
15% online discount, no claim bonus
Yes
Up to $20,000,000
none
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
No
Up to $1,000
Up to 12 months, up to 10% of sum insured
No
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Yes
Up to $2,000
Up to $10,000 for plants
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
60
Yes - Up to 30% of sum insured
Yes
$100
true
yes
15% online discount, no claim bonus
Yes
Up to $20,000,000
none
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
No
Up to $2,000
Up to 12 months, up to 10% of sum insured
No
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Absolute riit! Lies and shear stupid mistakes at customer expense! Avoid at all costs! I never paid too much attention to the wording but when I had to found complete contraction on ever matter from 1 page to the other and misleading insurance names to take your money and reject all claims.
Read full reviewAbsolute riit! Lies and shear stupid mistakes at customer expense! Avoid at all costs! I never paid too much attention to the wording but when I had to found complete contraction on ever matter from 1 page to the other and misleading insurance names to take your money and reject all claims.
