Westpac’s building insurance offers a lifetime guarantee on authorised or arranged repairs. Along with being able to pay monthly at no cost, there’s also a 15% discount on offer, when you quote and buy online.
Whether your home has been through a fire or become a victim of vandalism, Westpac’s building insurance has got you covered for heaps of events.
With this insurance you will be provided cover for emergency accommodation of up to 10% of your sum insured or the cost of accommodation for up to 12 months from the date of the event (whichever works out less). The policy provides cover for lock and key replacements and unsecured building materials. You will be covered for garden and landscaping costs as well as long as your plants are properly planted in the ground.
Finally, if you quote and buy online, you should be able to snag yourself a 15% discount off your first year.
Westpac Home Insurance could be a good option for anyone looking to choose a level of building insurance that works well for them.
Westpac Building Insurance does not offer temporary emergency accommodation for pets.
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No |
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Up to $5,000 for plants |
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Yes |
Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional - Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
60 |
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No |
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Yes |
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$500 |
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true |
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yes |
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no claim bonus |
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Yes |
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Up to $20,000,000 |
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none |
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Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you. |
No |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured |
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No |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
They have answered everything, followed up with further help and their package is exactly what we need.
Read full reviewThey have answered everything, followed up with further help and their package is exactly what we need.
Don't dislike the insurer, just don't know how they will be there when we need to claim
Read full reviewDon't dislike the insurer, just don't know how they will be there when we need to claim
We were always happy with our insurance. Until we needed them. After cyclone Yasi, our insurance company just wouldn't come to the party! Our shed wasn't covered, our window wasn't ever fixed properly and the cladding company left screws all over our yard. Then they doubled the cost of our insurance as we made a claim. They are lovely to talk to on the phone but at the end of the day, I would rather have bad customer service and my house fixed properly.
Read full reviewWe were always happy with our insurance. Until we needed them. After cyclone Yasi, our insurance company just wouldn't come to the party! Our shed wasn't covered, our window wasn't ever fixed properly and the cladding company left screws all over our yard. Then they doubled the cost of our insurance as we made a claim. They are lovely to talk to on the phone but at the end of the day, I would rather have bad customer service and my house fixed properly.
I did like my insurer until I made a claim on a land lord claim, they resolved it quickly by telling me I was not able to make a claim, classing it as a malicious act which I was unaware of that I should have specified Malicious cover when I took out land lord insurance. I didn't class a dog scratching my glass doors as a malicious act. Insurers need to clarify these hidden clauses instead of masking them over!
Read full reviewI did like my insurer until I made a claim on a land lord claim, they resolved it quickly by telling me I was not able to make a claim, classing it as a malicious act which I was unaware of that I should have specified Malicious cover when I took out land lord insurance. I didn't class a dog scratching my glass doors as a malicious act. Insurers need to clarify these hidden clauses instead of masking them over!
good
Read full reviewgood