The details shown below are for the Essential Care Residential
The details shown below are for the Quality Care Residential
The details shown below are for the Premier Care Residential
Choose the version of this product that suits you best
| Name | |
|---|---|
| | Essential Care Residential |
| | Quality Care Residential |
| | Premier Care Residential |
Essential Care Residential
Quality Care Residential
Premier Care Residential
Westpac’s Residential Care is a policy that has your contents covered. With this contents insurance you can choose from three levels of cover, Essential, Quality and Premier. Plus, if you quote and buy online, you could bag yourself a 15% discount on your first year’s premium.
Westpac’s Residential Care contents insurance will protect your belongings in a range of circumstances. Insured events include storms, lightning, flooding, fires and theft.
You might also be happy to know that Essential, Quality and Premier Care provide emergency accommodation cover. Emergency accommodation cover for Essential Care is capped at $5,000. While for Quality and Premier it is up to 10% of the sum insured or the cost of accommodation for up to 12 months, whichever one works out less.
Plus, if you have furry friends, Quality and Premier also provide up to $5,000 worth of emergency accommodation for pets. Quality and Premier also provide cover for emergency storage of your contents and cover for contents in a commercial, storage facility. It should be noted that Essential Care does not provide cover for either of these.
Premier Care also provides up to $500 worth of veterinary expenses cover and up to 20% of the sum insured for contents in transit.
When it comes to protecting your contents, you can rest easy knowing nearly all of your standard household items will be covered. Things like cameras and their accessories and other valuable items like jewellery are covered. Although it should be noted that the level of cover you receive, will depend on which level of cover you choose. For instance, while Quality and Premier come with no limit of cover for sporting equipment, cover with Essential Care is capped at $2,000 for these items.
Westpac’s contents insurance would work well for anyone who wants the flexibility to choose what level of cover they have and at what price.
How much you are covered for, will vary depending on what level of cover you choose. For instance, if you opt for Essential Care you will not be covered for credit card loss, contents in transit and veterinary expenses.
No
No
Up to $1,000
Computer software: Up to $3,000. Computer hardware: Up to $3,000.
Yes
Yes
Yes
Up to $3,000
Up to $500 per item, up to $3,000 in total
Up to $500 in total
No
No
Yes
No
No
No
No
No
No
Up to $5,000
No
No
Up to 10% of sum insured
No
No
Up to 14 days
No
60
Yes - Up to 5% of sum insured
Yes
$100
true
yes
15% online discount, no claim bonus
Yes
No
No
Up to $20,000,000
none
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
No
No
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Up to $750
No
Yes
Computer software: Yes. Computer hardware: Yes.
Yes
Yes
Yes
Up to $10,000
Up to $1,000 per item, up to $5,000 in total
Up to $1,000
Up to $1,000
No
Yes
Up to $2,000
No
Up to $10,000
Up to $10,000 for funeral
No
No
Up to 12 months, up to 10% of sum insured
Up to $5,000
Up to 12 months, up to 10% of sum insured
Up to 10% of sum insured
No
No
Up to 14 days
No
60
Yes - Up to 10% of sum insured
Yes
$100
true
yes
15% online discount, no claim bonus
Yes
No
Up to $2,000 in the open air at the site
Up to $20,000,000
none
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
No
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
Up to $1,250
No
Yes
Computer software: Yes. Computer hardware: Yes.
Yes
Yes
Yes
Up to $20,000
Up to $5,000 per item, up to $20,000 in total
Up to $2,000
Up to $2,000
No
Yes
Up to $3,000
No
Up to $15,000
Up to $15,000 for funeral
No
No
Up to 12 months, up to 10% of sum insured
Up to $5,000
Up to 12 months, up to 10% of sum insured
Up to 10% of sum insured
No
No
Up to 14 days
Up to 20% of sum insured
60
Yes - Up to 20% of sum insured
Yes
$100
true
yes
15% online discount, no claim bonus
Yes
Yes
Yes
Up to $20,000,000
none
Terms, conditions and limits apply. Read the relevant Product Disclosure Statement to see if this insurance is right for you.
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
I have always had my insurance with Westpac, since my husband died. They have been very helpful.
Read full reviewI have always had my insurance with Westpac, since my husband died. They have been very helpful.
Always happy to help, no question is too silly.
Read full reviewAlways happy to help, no question is too silly.
Found them very helpful.
Read full reviewFound them very helpful.
No
Great bank
Read full reviewGreat bank
