Westpac Home & Contents Insurance
This product is available in different versions. Pick the right version for you here.
The details shown below are for the Premier Care Residential (Home & Contents)
The details shown below are for the Essential Care Residential (Home & Contents)
The details shown below are for the Quality Care Residential (Home & Contents)
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Premier Care Residential (Home & Contents) |
| | Essential Care Residential (Home & Contents) |
| | Quality Care Residential (Home & Contents) |
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Premier Care Residential (Home & Contents)
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Essential Care Residential (Home & Contents)
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Quality Care Residential (Home & Contents)
Westpac Home & Contents Insurance
Westpac Home & Contents Insurance
Westpac Home & Contents Insurance
Mozo Review Westpac Home & Contents Insurance Review
Last updated: 30 October 2019.
What's hot:
Multiple 2019 Mozo Experts Choice Award winner
Multiple discounts
New for old cover
Underinsurance protection
What's not:
No cover for identity theft
Mozo snapshot:
Westpac Premier Care Residential has been awarded not one, but two 2019 Mozo Experts Choice Awards for Exceptional Quality and Exceptional Quality Home and Contents Insurance, thanks to the policies outstanding level of cover and benefits. Not only is new for old available, you also be covered for underinsurance while receiving a 25% discount for applying online and combining policies and if you’ve got a great claim history, you might also have a claim bonus coming your way.
Key features:
No matter what your home or contents go through, from fires to glass breakage and explosions, it’s safe to say that Westpac Premier Care Residential has got it under control. Other events you can be expected to be covered for include storms, fusion, theft and so much more. When it comes to protecting your contents, Premier Care Residential won't let anything happen to your cash or credit cards, jewellery, antiques and other valuables that make your home special.
If you ever need any help with your gates, landscaping or building’s structure, Premier Care Residential will take care of that too. Plus, you don’t ever need to worry about your pet, as veterinary expenses will also be covered along with other issues that can pop up every now and again, like a lock replacement or temporary repairs.
However, you will need to keep in mind that power surges, identity theft, any stock or inventory and uncut gems will not be covered.
Who it's good for:
Westpac Premier Care Residential is the perfect choice for anyone who takes pride in their home and wants to have incredible cover.
Any catches?
While Westpac Premier Care Residential aims to provide a bulletproof policy, keep in mind that they don’t offer cover for identity theft. To combat this, it’s recommended that you always practise credit card safety and not give out your banking details over the phone or by email.
Details
Rates and fees information correct as at 25 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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60
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Yes - Up to 30% of building sum insured
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$100
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25% online discount, 10% combined policy discount, over 50s, no claim bonus, security systems
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Up to $20,000,000
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n/a
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n/a
Events
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Up to 15 years old
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Buildings
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Up to $2,000
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Up to $10,000 for plants
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Contents
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Up to $1,250
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Up to $5,000
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Up to $20,000
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Up to $5,000 per item, up to $20,000 in total
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Up to $2,000
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Up to $3,000
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Up to $15,000
Other cover
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Up to $15,000 for funeral
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Up to $500
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Up to $2,000
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Up to 12 months, up to 10% of sum insured
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Up to $5,000
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Up to 12 months, up to 10% of sum insured
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Up to 10% of sum insured combined with demolition cost
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Up to 10% of sum insured combined with debris removal cost
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Up to 14 days for contents
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Up to 20% of sum insured
Details
Rates and fees information correct as at 25 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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60
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Yes - Up to 10% of building sum insured
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$100
-
-
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25% online discount, 10% combined policy discount, over 50s, no claim bonus, security systems
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-
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Up to $20,000,000
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n/a
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n/a
Events
Buildings
Contents
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Up to $1,000
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Yes, up to $3,000
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Up to $3,000
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Up to $500 per item, up to $3,000 in total
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Other cover
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Up to $10,000
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Up to 10% of sum insured combined with demolition cost
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Up to 10% of sum insured combined with debris removal cost
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Up to 14 days for contents
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Details
Rates and fees information correct as at 25 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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60
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Yes - Up to 20% of building sum insured
-
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$100
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-
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25% online discount, 10% combined policy discount, over 50s, no claim bonus, security systems
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Up to $2,000 for loss or damage caused by the insured events of storm, flood and theft, and up to 20% of the sum insured for all other insured events
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Up to 20% of sum insured
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Up to $20,000,000
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n/a
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n/a
Events
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Up to 15 years old
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Buildings
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Up to $1,000
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Contents
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Up to $750
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Up to $1,000
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Up to $10,000
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Up to $1,000 per item, up to $5,000 in total
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Up to $1,000
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Up to $2,000
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Up to $10,000
Other cover
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Up to $10,000 for funeral
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Up to $1,000
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Up to 12 months, up to 10% of sum insured
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Up to $5,000
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Up to 12 months, up to 10% of sum insured
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Up to 10% of sum insured combined with demolition cost
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Up to 10% of sum insured combined with debris removal cost
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Up to 14 days for contents
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Customer Reviews
How are Westpac home insurance rated by the Mozo community?
Latest reviews of Westpac Home & Contents Insurance
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We advise the public to stay clear of this lot.
We are shocked that a part of Westpac could behave so badly. They appear to resist most water damage claims although it is in their cover. They used an assessor, named MK3 that seeks out any negativity in the property no matter how irrelevant to the claim. Then they reverted to their general exclusion clauses and they do not enter into sincere discussion. They breached our privacy and they ignored the Insurance Contracts Act. We are taking them all the way. We will make them pay.
Read full reviewWe are shocked that a part of Westpac could behave so badly. They appear to resist most water damage claims although it is in their cover. They used an assessor, named MK3 that seeks out any negativity in the property no matter how irrelevant to the claim. Then they reverted to their general exclusion clauses and they do not enter into sincere discussion. They breached our privacy and they ignored the Insurance Contracts Act. We are taking them all the way. We will make them pay.
Value for money5/10Policy coverage5/10Customer service8/10Claims handling0/10LessTrust0/10 -
Descent
The staff can answer your questions.
Read full reviewThe staff can answer your questions.
Value for money10/10Policy coverage9/10Customer service7/10Claims handling6/10LessTrust6/10 -
Customer service
Only had one small claim and had no problems
Read full reviewOnly had one small claim and had no problems
Value for money8/10Policy coverage10/10Customer service10/10Claims handling10/10LessTrust10/10 -
Competitive premiums and customer service great
All claims over the years 30+ have been handled efficiently with the minimum of fuss. Couldn't want anything more re Home & Contents Insurance.
Read full reviewAll claims over the years 30+ have been handled efficiently with the minimum of fuss. Couldn't want anything more re Home & Contents Insurance.
Value for money9/10Policy coverage9/10Customer service9/10Claims handling9/10LessTrust9/10 -
Poor customer service, no communication
No proper communication, felt was left in a dark area.
Read full reviewNo proper communication, felt was left in a dark area.
Value for money6/10Policy coverage-Customer service-Claims handling-LessTrust-
