The details shown below are for the Premier Care Residential (Home & Contents)
The details shown below are for the Essential Care Residential (Home & Contents)
The details shown below are for the Quality Care Residential (Home & Contents)
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| Name | |
|---|---|
| | Premier Care Residential (Home & Contents) |
| | Essential Care Residential (Home & Contents) |
| | Quality Care Residential (Home & Contents) |
Premier Care Residential (Home & Contents)
Essential Care Residential (Home & Contents)
Quality Care Residential (Home & Contents)
Westpac Premier Care Residential has been awarded not one, but two 2019 Mozo Experts Choice Awards for Exceptional Quality and Exceptional Quality Home and Contents Insurance, thanks to the policies outstanding level of cover and benefits. Not only is new for old available, you also be covered for underinsurance while receiving a 25% discount for applying online and combining policies and if you’ve got a great claim history, you might also have a claim bonus coming your way.
No matter what your home or contents go through, from fires to glass breakage and explosions, it’s safe to say that Westpac Premier Care Residential has got it under control. Other events you can be expected to be covered for include storms, fusion, theft and so much more. When it comes to protecting your contents, Premier Care Residential won't let anything happen to your cash or credit cards, jewellery, antiques and other valuables that make your home special.
If you ever need any help with your gates, landscaping or building’s structure, Premier Care Residential will take care of that too. Plus, you don’t ever need to worry about your pet, as veterinary expenses will also be covered along with other issues that can pop up every now and again, like a lock replacement or temporary repairs.
However, you will need to keep in mind that power surges, identity theft, any stock or inventory and uncut gems will not be covered.
Westpac Premier Care Residential is the perfect choice for anyone who takes pride in their home and wants to have incredible cover.
While Westpac Premier Care Residential aims to provide a bulletproof policy, keep in mind that they don’t offer cover for identity theft. To combat this, it’s recommended that you always practise credit card safety and not give out your banking details over the phone or by email.
60
Yes - Up to 30% of building sum insured
$100
25% online discount, 10% combined policy discount, over 50s, no claim bonus, security systems
Up to $20,000,000
n/a
n/a
Up to 15 years old
Up to $2,000
Up to $10,000 for plants
Up to $1,250
Up to $5,000
Up to $20,000
Up to $5,000 per item, up to $20,000 in total
Up to $2,000
Up to $3,000
Up to $15,000
Up to $15,000 for funeral
Up to $500
Up to $2,000
Up to 12 months, up to 10% of sum insured
Up to $5,000
Up to 12 months, up to 10% of sum insured
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
Up to 14 days for contents
Up to 20% of sum insured
60
Yes - Up to 10% of building sum insured
$100
25% online discount, 10% combined policy discount, over 50s, no claim bonus, security systems
Up to $20,000,000
n/a
n/a
Up to $1,000
Yes, up to $3,000
Up to $3,000
Up to $500 per item, up to $3,000 in total
Up to $10,000
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
Up to 14 days for contents
60
Yes - Up to 20% of building sum insured
$100
25% online discount, 10% combined policy discount, over 50s, no claim bonus, security systems
Up to $2,000 for loss or damage caused by the insured events of storm, flood and theft, and up to 20% of the sum insured for all other insured events
Up to 20% of sum insured
Up to $20,000,000
n/a
n/a
Up to 15 years old
Up to $1,000
Up to $750
Up to $1,000
Up to $10,000
Up to $1,000 per item, up to $5,000 in total
Up to $1,000
Up to $2,000
Up to $10,000
Up to $10,000 for funeral
Up to $1,000
Up to 12 months, up to 10% of sum insured
Up to $5,000
Up to 12 months, up to 10% of sum insured
Up to 10% of sum insured combined with demolition cost
Up to 10% of sum insured combined with debris removal cost
Up to 14 days for contents
Very high premiums.
Read full reviewVery high premiums.
We are shocked that a part of Westpac could behave so badly. They appear to resist most water damage claims although it is in their cover. They used an assessor, named MK3 that seeks out any negativity in the property no matter how irrelevant to the claim. Then they reverted to their general exclusion clauses and they do not enter into sincere discussion. They breached our privacy and they ignored the Insurance Contracts Act. We are taking them all the way. We will make them pay.
Read full reviewWe are shocked that a part of Westpac could behave so badly. They appear to resist most water damage claims although it is in their cover. They used an assessor, named MK3 that seeks out any negativity in the property no matter how irrelevant to the claim. Then they reverted to their general exclusion clauses and they do not enter into sincere discussion. They breached our privacy and they ignored the Insurance Contracts Act. We are taking them all the way. We will make them pay.
The staff can answer your questions.
Read full reviewThe staff can answer your questions.
Only had one small claim and had no problems
Read full reviewOnly had one small claim and had no problems
All claims over the years 30+ have been handled efficiently with the minimum of fuss. Couldn't want anything more re Home & Contents Insurance.
Read full reviewAll claims over the years 30+ have been handled efficiently with the minimum of fuss. Couldn't want anything more re Home & Contents Insurance.