Woolworths Building & Contents Insurance Insurance
This product is available in different versions. Pick the right version for you here.
The details shown below are for the Standard Cover
The details shown below are for the Comprehensive Cover
Choose the version of this loan that suits you best
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Standard Cover |
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Comprehensive Cover |
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Standard Cover
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Comprehensive Cover
Woolworths Building & Contents Insurance Insurance
Woolworths Building & Contents Insurance Insurance
Mozo Review Woolworths Building & Contents Insurance Insurance Review
Last updated: 30 October 2019.
What's hot:
2019 Mozo Experts Choice Award
20% discount in the first year for online applications
10% discount for combining policies
What's not:
No underinsurance protection
Mozo snapshot:
If you’re after quality home insurance cover at an affordable price, the Woolworths Standard Home and Contents Insurance policy is certainly one policy to consider. After all, it was awarded a 2019 Mozo Experts Choice Award for Exceptional Value Home & Contents Insurance, making it one of the standout offers around.
You can also save up to 30% on your first premium as Woolworths has a couple of discounts, including a 20% discount for applying online (first year only) and another 10% if you combine it another Woolworths insurance policy (applies for the life of the policy).
Key features:
You’ll be covered for a wide range of events with Woolies Standard Home and Contents insurance such as fire, theft, storm and flood plus the more unlikely ones like earthquake and lightning. The policy also includes cover for accidental breakage to glass but not on general home fixtures and contents, so if you do want this cover, you’ll need to take out the Comprehensive policy instead.
In addition to the building structure, your building cover will include any fences and gates up to the sum insured as well as up to $750 for landscaping. There’s up to $500 for replacement locks, and should you not be able to stay in your property, the policy includes up to $500 for temporary pet accommodation as well as emergency accommodation for yourself. Should you need it, you’ll also get cover for temporary accommodation for 10% of the sum insured up to 12 months.
With the contents cover, there are some per item caps on things like cds and dvds, handwoven carpets, jewellery and antiques (up to $1000 per item) up to $2500 in total. Contents of any home office will be covered up to $5000 and outdoor contents has a cap of $4000. If you want to insure camera equipment, or personal medical equipment this is an optional extra. If your home has a blackout or the fridge packs it in you’ll also be covered for $500 worth of food spoilage. There are many more features, and some exclusions with this policy so be sure that you read the PDS to ensure that it will meet your needs before you sign up.
Who it's good for:
Woolworths Standard Home and Contents Insurance is a good option for budget conscious homeowners who want quality cover without a high price tag.
Any catches?
You can choose your excess level to help reduce your premium but just be mindful that there is no underinsurance protection with this policy. This means that you should stay on top of the value of your home and your belongings so that the sum insured matches the market rate and if something was to go wrong you’ll be able to replace items or rebuild to the same standard.
Details
Rates and fees information correct as at 28 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
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90
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$100
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n/a
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Up to 20% discount for online applications, applicable first year only. 10% combined policy discount.
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Optional Extra, up to $1,000 per item
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Up to $1,000 per item, up to $4,000 in total
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Up to $20,000,000
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n/a
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n/a
Events
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Optional Extra, up to 10 years, up to $1,000
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Buildings
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Up to $750 for plants
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Up to sum insured
Contents
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Up to $250
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Up to $1,000 per item, up to $2,500 in total
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Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.
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Up to $1,000 per item, up to $2,500 in total
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Up to $1,000 per item or collection, up to $2,500 in total
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Up to $1,000 per item or collection, up to $2,500 in total
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Up to $500
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Up to $1,000
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Up to $5,000
Other cover
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Up to $5,000 for funeral
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Up to $500
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Up to 12 months, up to 10% of sum insured
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Up to $500
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Up to $10,000 combined with demolition cost
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Up to $10,000 combined with debris removal cost
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Up to 14 days for contents
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Details
Rates and fees information correct as at 28 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Policy and service features
-
90
-
-
-
$100
-
-
n/a
-
Up to 20% discount for online applications, applicable first year only. 10% combined policy discount.
-
-
Optional Extra, up to $1,000 per item
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Up to $2,000 per item, up to $8,000 in total
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Up to $20,000,000
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n/a
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n/a
Events
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-
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-
-
-
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Optional Extra, up to 10 years, up to $1,000
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-
-
-
-
-
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Buildings
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Up to $1,500 for plants
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Up to sum insured
Contents
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Up to $500
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Up to $1,000 per item, up to $5,000 in total
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Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.
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Up to $1,000 per item, up to $5,000 in total
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Up to $1,000 per item or collection, up to $5,000 in total
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Up to $1,000 per item or collection, up to $5,000 in total
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Up to $1,000
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Up to $2,000
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Up to $10,000
Other cover
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Up to $10,000 for funeral
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Up to $1,000
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Up to 12 months, up to 10% of sum insured
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Up to $1,000
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Up to $15,000 combined with demolition cost
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Up to $15,000 combined with debris removal cost
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Up to 14 days for contents
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Up to 20% of sum insured
Customer Reviews
How are Woolworths home insurance rated by the Mozo community?
Latest reviews of Woolworths Building & Contents Insurance Insurance
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Competitive premiums.
You have to ring around to get the best insurance. I have to ring Woolworths every year to get the best price. It is a fight to get the best price but Woolworths listens in the end.
Read full reviewYou have to ring around to get the best insurance. I have to ring Woolworths every year to get the best price. It is a fight to get the best price but Woolworths listens in the end.
Value for money8/10Policy coverage8/10Customer service7/10Claims handling-1/10LessTrust8/10 -
Competitive premiums and good customer service
I was really impressed by the customer service I received.
Read full reviewI was really impressed by the customer service I received.
Value for money10/10Policy coverage-Customer service-Claims handling-LessTrust- -
Competitive premiums
Competitive premiums
Read full reviewCompetitive premiums
Value for money9/10Policy coverage-Customer service-Claims handling-LessTrust- -
Never had to claim -- so don't know.
Cover very similar to previous insurer and 30% cheaper.
Read full reviewCover very similar to previous insurer and 30% cheaper.
Value for money8/10Policy coverage7/10Customer service7/10Claims handling-1/10LessTrust8/10 -
Awesome
Awesome
Read full reviewAwesome
Value for money10/10Policy coverage10/10Customer service10/10Claims handling10/10LessTrust10/10
