Woolworths Building Insurance

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Woolworths

Online special - SAVE 30%

Save up to 30% when you purchase a combined Woolworths Home and Contents policy online

Home building content 446x268px
Woolworths

Online special - SAVE 30%

Save up to 30% when you purchase a combined Woolworths Home and Contents policy online

Woolworths Building Insurance Review

Review published: 20 September 2017

What's hot:

  • 2017 Mozo Experts Choice Award winner

  • Pay your premium monthly at no extra cost

  • 10% online discount

What's not:

  • No underinsurance protection

Mozo snapshot:

Woolworths Standard Cover Buildings Insurance provides you with a solid level of cover for your home at a surprisingly affordable price. Winning a Mozo Experts Choice Award in 2017 for Low Cost Home Buildings Insurance, this policy comes with all the basic features associated with comprehensive home insurance cover but also affords you a few little luxuries like the flexibility to pay your premiums on a per-month basis, choose your own excess and access Woolworths’ convenient 24/7 claims service.


Key features:

With Woolworths Standard Cover Buildings Insurance you’re covered against a whole range of natural and man-made events that could harm your humble abode. For example if a fire, storm, earthquake, tsunami or lightning strike was to take place, you would be covered but you’re also covered in the event of a riot, burglary or act of vandalism. While you’re covered for all of those things, it is important to note that there are exceptions surrounding power and storm surges and you won’t be covered for any accidental damage that you might cause while renovating or that your pets or children could cause.

Aside from the bricks and mortar of your home, Woolworths Standard Cover Buildings Insurance also has the smaller things that make up your physical home covered. This policy comes with up to $750 worth of cover for landscaping, up to $300 worth of cover to replace the locks and cover for any gates or fences on the property up to the sum insured. If the damage is so bad that you can’t actually stay in your home, you’re not only covered for your own emergency accommodation but you’ll have up to $500 to spend to find some temporary accommodation for any of your furry friends, too. What you aren’t covered for however, is any building materials that you might have on your property at the time of the accident.

This policy didn’t win in the Low Cost category for no reason. Woolworths Standard Cover Buildings Insurance comes with a few discounts that will help to make it even more affordable for you. You can nab a 10% discount for signing up online and a further 10% for combining your home and contents policy with Woolworths. Finally, if you sign up for Standard Cover Buildings Insurance before the 31st of October 2017, you could grab another 10% discount on your premium.


Who it's good for:

If you’re after a comprehensive home insurance policy on a budget then this policy represents serious value. You’ll still be covered for a range of incidents but just be aware that your claims caps for things like landscaping aren’t as large as they would be with a more expensive policy.


Any catches?

Woolworths Standard Cover Buildings Insurance doesn’t come with any underinsurance protection. This means that you’ll have to make sure you’re keeping Woolworths updated when you renovate any of your home’s fixtures and fittings so that if something were to go wrong and you needed to make a claim, you’ll be covered.


How is Woolworths home insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
Woolworths home insurance
7.4

Based on 18
Woolworths home insurance reviews

7.8 7.5 7.1 6.2 6.8

Latest reviews of Woolworths Building Insurance

Woolworths

Woolworths Standard Cover home insurance review

Overall rating   8 / 10

Never had to claim -- so don't know.

Cover very similar to previous insurer and 30% cheaper.

Full review

Cover very similar to previous insurer and 30% cheaper.

    Value for money   8 / 10

    Policy coverage   7 / 10

    Customer service   7 / 10

    Claims handling   -1 / 10

    Trust   8 / 10

Less

Peter (VIC), reviewed over 1 year ago

Woolworths

Woolworths Standard Cover home insurance review

Overall rating   10 / 10

Very reasonably priced insurance

Customer service was great, haven't had to have a claim and very happy with the price. Now I have family members also using Woolworths insurance.

Full review

Customer service was great, haven't had to have a claim and very happy with the price. Now I have family members also using Woolworths insurance.

    Value for money   10 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Karen (NSW), reviewed almost 2 years ago

Woolworths

Woolworths Standard Cover home insurance review

Overall rating   9 / 10

Value for money

Good value for money, excellent customer service via telephone.

Full review

Good value for money, excellent customer service via telephone.

    Value for money   10 / 10

    Policy coverage   9 / 10

    Customer service   10 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Drew (VIC), reviewed about 2 years ago

Woolworths

Woolworths Standard Cover home insurance review

Overall rating   10 / 10

Great customer service, very helpful

When shopping around I found them very helpful. Got a great price, less than half of old insurance company for exactly the same thing.

Full review

When shopping around I found them very helpful. Got a great price, less than half of old insurance company for exactly the same thing.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   9 / 10

    Claims handling   -1 / 10

    Trust   9 / 10

Less

Heather (NSW), reviewed over 2 years ago

Woolworths

Woolworths Standard Cover home insurance review

Overall rating   9 / 10

Recommend my friends to shop there for quality

The customer service is quick and simple .

Full review

The customer service is quick and simple .

    Value for money   6 / 10

    Policy coverage   6 / 10

    Customer service   9 / 10

    Claims handling   -1 / 10

    Trust   8 / 10

Less

Raquel (NSW), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Currently showing

Buildings

  • Up to $750

  • sum insured

Events

  • Optional extra

Policy and service features

  • 90

  • 100

  • 10% promo discount if you apply before 31 Oct 2017, 10% online discount and 10% combined policy discount

  • Up to $20,000,000

Other cover

  • Up to $5,000

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • $500, up to 12 months

  • Up to $10,000 combined with demolition cost

  • Up to $10,000 combined with removal of debris

Buildings

  • Up to $1,500

  • sum insured

Events

  • Optional extra

Policy and service features

  • 90

  • 100

  • 10% promo discount if you apply before 31 Oct 2017, 10% online discount and 10% combined policy discount

  • Up to $20,000,000

Other cover

  • Up to $10,000

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • 12 months, up to $1,000

  • Up to $15,000 combined with demolition cost

  • Up to $15,000 combined with removal of debris

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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