The details shown below are for the Standard Cover

The details shown below are for the Comprehensive Cover

Choose the version of this product that suits you best

  • Standard Cover

  • Comprehensive Cover

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site

Mozo editorial review Woolworths Building Insurance

Last updated: 12 February 2021.

binocular icon
What's hot
  • Automatic flood cover
What's not
  • No underinsurance protection
Mozo snapshot

Woolworths Building Insurance provides a solid level of cover for your home while balancing affordability and flexibility with its two coverage levels: Standard and Comprehensive. Both options afford you a few little luxuries like the flexibility to choose your own excess and access Woolworths’ convenient 24/7 claims service.

key icon
Key features

With Woolworths Building Insurance you’re covered against a whole range of natural and man-made events that could harm your humble abode. For example if a fire, storm, earthquake, tsunami or lightning strike was to take place, you would be covered by the policy. Plus, you’re also covered in the event of a riot, burglary or act of vandalism. 

It is important to note there are exceptions surrounding some circumstances connected to these events. Damage caused by power and storm surges isn't included, and damage to landscaping or gardens caused by flooding or storms won't be covered.

Aside from the bricks and mortar of your home, Woolworths Buildings Insurance also protects the smaller elements of your home. This policy comes with $500 worth of cover to replace your locks ($1,000 with Comprehensive) and cover for any in-ground pools and spas, and secure garages or sheds. 

If the damage is so bad that you can’t actually stay in your home, you're covered for emergency accommodation (up to the lesser of 12 months or 10% sum insured) as well as up to $500 for temporary accommodation for any of your furry friends, ($1,000 with Comprehensive).

Woolworths Building Insurance comes with an upfront 10% discount on your first year's premium when you sign up online, plus an extra 10% off for the life of the policy if you bundle it with Woolworths Contents Insurance.

snapshot
Who is it good for

If you’re after a comprehensive home insurance policy on a budget then this policy represents serious value with added flexibility.

question icon
Any catches

Woolworths Buildings Insurance doesn’t come with any underinsurance protection. This means you’ll need to keep Woolworths updated when you renovate any of your home’s fixtures and fittings, so that if something were to go wrong and you needed to make a claim, you’ll be covered to the correct level.

Details

Rates and fees information correct as at 10 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $750 for plants

  • Up to sum insured

Events
  • No

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years, up to $1,000

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 90

  • No

  • Yes

  • $100

  • true

  • no

  • 10% online discount, applicable first year only.

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $5,000 for funeral

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to $500

  • Up to $10,000 combined with demolition cost

  • Up to $10,000 combined with debris removal cost

  • No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Details

Rates and fees information correct as at 10 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Yes

  • No

  • Up to $1,500 for plants

  • Up to sum insured

Events
  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years, up to $2,000

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features
  • 90

  • No

  • Yes

  • $100

  • true

  • no

  • 10% online discount, applicable first year only.

  • Yes

  • Up to $20,000,000

  • none

  • none

Other cover
  • Up to $10,000 for funeral

  • Up to $1,000

  • Up to 12 months, up to 10% of sum insured

  • Up to $1,000

  • Up to $15,000 combined with demolition cost

  • Up to $15,000 combined with debris removal cost

  • No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Woolworths home insurance rated by the Mozo community?

Overall
7.9/10
Value for money
8.1/10
Policy coverage
7.8/10
Customer service
7.7/10
Claims handling
7.0/10
Trust
7.5/10

Latest reviews of Woolworths Building Insurance

Thumbnail icon for Woolworths

About Woolworths

See Woolworths home insurance