The details shown below are for the Standard Cover
The details shown below are for the Comprehensive Cover
Choose the version of this product that suits you best
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Standard Cover |
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Comprehensive Cover |
Standard Cover
Comprehensive Cover
Woolworths Building Insurance provides a solid level of cover for your home while balancing affordability and flexibility with its two coverage levels: Standard and Comprehensive. Both options afford you a few little luxuries like the flexibility to choose your own excess and access Woolworths’ convenient 24/7 claims service.
With Woolworths Building Insurance you’re covered against a whole range of natural and man-made events that could harm your humble abode. For example if a fire, storm, earthquake, tsunami or lightning strike was to take place, you would be covered by the policy. Plus, you’re also covered in the event of a riot, burglary or act of vandalism.
It is important to note there are exceptions surrounding some circumstances connected to these events. Damage caused by power and storm surges isn't included, and damage to landscaping or gardens caused by flooding or storms won't be covered.
Aside from the bricks and mortar of your home, Woolworths Buildings Insurance also protects the smaller elements of your home. This policy comes with $500 worth of cover to replace your locks ($1,000 with Comprehensive) and cover for any in-ground pools and spas, and secure garages or sheds.
If the damage is so bad that you can’t actually stay in your home, you're covered for emergency accommodation (up to the lesser of 12 months or 10% sum insured) as well as up to $500 for temporary accommodation for cat and dog memebers of the family, ($1,000 with Comprehensive).
Woolworths Building Insurance comes with an upfront 10% discount on your first year's premium when you sign up online, plus an extra 10% off for the life of the policy if you bundle it with Woolworths Contents Insurance.
If you’re after a comprehensive home insurance policy on a budget then this policy represents serious value with added flexibility.
Woolworths Buildings Insurance doesn’t come with any underinsurance protection. This means you’ll need to keep Woolworths updated when you renovate any of your home’s fixtures and fittings, so that if something were to go wrong and you needed to make a claim, you’ll be covered to the correct level.
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Yes |
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No |
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Up to $750 for plants |
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Up to sum insured |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years, up to $1,000 |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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No |
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Yes |
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$100 |
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true |
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no |
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10% online discount, applicable first year only. |
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Yes |
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Up to $20,000,000 |
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10% off grocery shop once a month, up to $500, conditions apply. |
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none |
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Up to $5,000 for funeral |
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Up to $500 |
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Up to 12 months, up to 10% of sum insured |
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Up to $500 (dogs and cats) |
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Up to $10,000 combined with demolition cost |
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Up to $10,000 combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Yes |
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No |
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Up to $1,500 for plants |
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Up to sum insured |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years, up to $2,000 |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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60 |
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No |
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Yes |
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$100 |
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true |
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no |
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10% online discount, applicable first year only. |
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Yes |
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Up to $20,000,000 |
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10% off grocery shop once a month, up to $500, conditions apply. |
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none |
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Up to $10,000 for funeral |
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Up to $1,000 |
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Up to 12 months, up to 10% of sum insured |
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Up to $1,000 (dogs and cats) |
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Up to $15,000 combined with demolition cost |
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Up to $15,000 combined with debris removal cost |
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No |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
The customer service is incredible. I have called a few times and they always sort the issues straight away. I haven’t yet had to make a claim, but compared to other companies their comprehensive cover is ridiculously cheap.
Read full reviewThe customer service is incredible. I have called a few times and they always sort the issues straight away. I haven’t yet had to make a claim, but compared to other companies their comprehensive cover is ridiculously cheap.
The price is very good value for money.
Read full reviewThe price is very good value for money.
they ok
Read full reviewthey ok
because so they can be a better person
Read full reviewbecause so they can be a better person