The details shown below are for the Standard Cover

The details shown below are for the Comprehensive Cover

Choose the version of this product that suits you best

  • Standard Cover

  • Comprehensive Cover

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a
Go to site

Mozo editorial review Woolworths Building Insurance - last updated: 1 September 2021

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What's hot
  • Automatic flood cover
  • Temporary cat and dog accommodation cover
  • 10% online discount for the first year
What's not
  • No underinsurance protection
Mozo snapshot

Woolworths Building Insurance provides a solid level of cover for your home while balancing affordability and flexibility with its two coverage levels: Standard and Comprehensive. Both options afford you a few little luxuries like the flexibility to choose your own excess and access Woolworths’ convenient 24/7 claims service.

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Key features

With Woolworths Building Insurance you’re covered against a whole range of natural and man-made events that could harm your humble abode. For example if a fire, storm, earthquake, tsunami or lightning strike was to take place, you would be covered by the policy. Plus, you’re also covered in the event of a riot, burglary or act of vandalism. 

It is important to note there are exceptions surrounding some circumstances connected to these events. Damage caused by power and storm surges isn't included, and damage to landscaping or gardens caused by flooding or storms won't be covered.

Aside from the bricks and mortar of your home, Woolworths Buildings Insurance also protects the smaller elements of your home. This policy comes with $500 worth of cover to replace your locks ($1,000 with Comprehensive) and cover for any in-ground pools and spas, and secure garages or sheds. 

If the damage is so bad that you can’t actually stay in your home, you're covered for emergency accommodation (up to the lesser of 12 months or 10% sum insured) as well as up to $500 for temporary accommodation for cat and dog memebers of the family, ($1,000 with Comprehensive).

Woolworths Building Insurance comes with an upfront 10% discount on your first year's premium when you sign up online, plus an extra 10% off for the life of the policy if you bundle it with Woolworths Contents Insurance.

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Who is it good for

If you’re after a comprehensive home insurance policy on a budget then this policy represents serious value with added flexibility.

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Any catches

Woolworths Buildings Insurance doesn’t come with any underinsurance protection. This means you’ll need to keep Woolworths updated when you renovate any of your home’s fixtures and fittings, so that if something were to go wrong and you needed to make a claim, you’ll be covered to the correct level.

Details

Rates and fees information correct as at 23 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

No

Up to $750 for plants

Up to sum insured

Events

No

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years, up to $1,000

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Policy and service features

60

No

Yes

$100

true

no

10% online discount, applicable first year only.

Yes

Up to $20,000,000

10% off grocery shop once a month, up to $500, conditions apply.

none

Other cover

Up to $5,000 for funeral

Up to $500

Up to 12 months, up to 10% of sum insured

Up to $500 (dogs and cats)

Up to $10,000 combined with demolition cost

Up to $10,000 combined with debris removal cost

No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 23 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

Yes

No

Up to $1,500 for plants

Up to sum insured

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years, up to $2,000

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Policy and service features

60

No

Yes

$100

true

no

10% online discount, applicable first year only.

Yes

Up to $20,000,000

10% off grocery shop once a month, up to $500, conditions apply.

none

Other cover

Up to $10,000 for funeral

Up to $1,000

Up to 12 months, up to 10% of sum insured

Up to $1,000 (dogs and cats)

Up to $15,000 combined with demolition cost

Up to $15,000 combined with debris removal cost

No

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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