The details shown below are for the Standard Cover

The details shown below are for the Comprehensive Cover

Choose the version of this product that suits you best

  • Standard Cover

  • Comprehensive Cover

Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Go to site
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
n/a
Contents cover
Go to site

Mozo editorial review Woolworths Contents Insurance - last updated: 1 September 2021

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What's hot
  • 10% online application discount (first year only)
  • Choice of excess
  • 24/7 claims service available
What's not
  • No underinsurance protection
Mozo snapshot

The Woolworths Contents Insurance policy will cover many of your beloved possessions including furniture, clothing and jewellery, all at an affordable price point.  You can choose from two levels of coverage – Standard and Comprehensive – for a more tailored policy to suit your budget and circumstances. And, you can snag up to 10% discount for in the first year when you apply online.

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Key features

After unexpected disasters like fires, storms, floods, burst pipes and theft, you want to know your valued possessions are in good hands. Woolworths Contents insurance covers all this plus more, with two levels of cover to suit your needs and budget: Standard and Comprehensive. You’ve also got some freedom to adjust your premiums to suit your financial situation by choosing your own level of excess.

From jewellery to furniture and even clothing, the Woolworths Contents insurance policy can give you the peace of mind you need. With this policy, items such as carpets, antiques and trade tools are all covered. The insurance cover is based on a new for old replacement policy, but just remember that doesn’t include computers over 4 years old and clothing or shoes that are stored away in cupboards and out of use. Just remember to check your PDS for coverage limits across the two policy levels and for specific limits on different items.

If you need to make a claim, the Woolworth’s emergency claims line is open 24-hours a day, 7 days a week.

Remember there is no underinsurance protection with this policy, so make sure you estimate the value of your possessions accurately when signing up. And credit cards, uncut gems, identity theft and veterinary expenses aren’t covered.

As a bonus, there is a 10% discount applied to your first annual premium if you apply for the Woolworths Contents Insurance policy online. If you are also considering taking out home insurance, you can nab another 10% off when you purchase a combined Woolworths Home and Contents policy.

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Who is it good for

Anyone who’s after a low-cost contents insurance policy with flexibility in premiums and excess. Plus, it’s especially good for those looking to bundle it with home insurance and snatch up the discount.

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Any catches

Although you will be covered for open-air contents you won’t be covered for landscaping costs.

Plus keep in mind, there’s no underinsurance protection, so if you don’t have enough insurance to cover the cost of damage or loss, then that money comes out of your own pocket. So make sure you put the effort into estimating the value of your possessions accurately - now is not the time for a rough guess!

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $250

No

Up to $1,000 per item, up to $2,500 in total

Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total.

Yes

Yes

Up to $1,000 per item, up to $2,500 in total

Up to $1,000 per item or collection, up to $2,500 in total

Up to $1,000 per item or collection, up to $2,500 in total

No

Up to $500

No

No

Up to $1,000

No

Up to $5,000

Other cover

Up to $5,000 for funeral

No

Up to $500

No

No

Yes

Up to $10,000

No

No

Up to 14 days for contents

No

Policy and service features

60

No

Yes

$100

true

no

10% online discount, applicable first year only.

Yes

Optional Extra, up to $1,000 per item

Up to $1,000 per item, up to $4,000 in total

Up to $20,000,000

10% off grocery shop once a month, up to $500, conditions apply.

none

Events

No

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years, up to $1,000

No

Yes

Yes

No

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Contents

Up to $500

No

Up to $1,000 per item, up to $5,000 in total

Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total.

Yes

Yes

Up to $1,000 per item, up to $5,000 in total

Up to $1,000 per item or collection, up to $5,000 in total

Up to $1,000 per item or collection, up to $5,000 in total

No

Up to $1,000

No

No

Up to $2,000

No

Up to $10,000

Other cover

Up to $10,000 for funeral

No

Up to $1,000

No

No

Yes

Up to $15,000

No

No

Up to 14 days for contents

Up to 20% of sum insured

Policy and service features

60

No

Yes

$100

true

no

10% online discount, applicable first year only.

Yes

Optional Extra, up to $1,000 per item

Up to $2,000 per item, up to $8,000 in total

Up to $20,000,000

10% off grocery shop once a month, up to $500, conditions apply.

none

Events

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Optional Extra, up to 10 years, up to $2,000

No

Yes

Yes

No

Yes

Yes

Yes

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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