The details shown below are for the Standard Cover
The details shown below are for the Comprehensive Cover
Choose the version of this product that suits you best
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Standard Cover |
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Comprehensive Cover |
Standard Cover
Comprehensive Cover
The Woolworths Contents Insurance policy will cover many of your beloved possessions including furniture, clothing and jewellery, all at an affordable price point. You can choose from two levels of coverage – Standard and Comprehensive – for a more tailored policy to suit your budget and circumstances. And, you can snag up to 10% discount for in the first year when you apply online.
After unexpected disasters like fires, storms, floods, burst pipes and theft, you want to know your valued possessions are in good hands. Woolworths Contents insurance covers all this plus more, with two levels of cover to suit your needs and budget: Standard and Comprehensive. You’ve also got some freedom to adjust your premiums to suit your financial situation by choosing your own level of excess.
From jewellery to furniture and even clothing, the Woolworths Contents insurance policy can give you the peace of mind you need. With this policy, items such as carpets, antiques and trade tools are all covered. The insurance cover is based on a new for old replacement policy, but just remember that doesn’t include computers over 4 years old and clothing or shoes that are stored away in cupboards and out of use. Just remember to check your PDS for coverage limits across the two policy levels and for specific limits on different items.
If you need to make a claim, the Woolworth’s emergency claims line is open 24-hours a day, 7 days a week.
Remember there is no underinsurance protection with this policy, so make sure you estimate the value of your possessions accurately when signing up. And credit cards, uncut gems, identity theft and veterinary expenses aren’t covered.
As a bonus, there is a 10% discount applied to your first annual premium if you apply for the Woolworths Contents Insurance policy online. If you are also considering taking out home insurance, you can nab another 10% off when you purchase a combined Woolworths Home and Contents policy.
Anyone who’s after a low-cost contents insurance policy with flexibility in premiums and excess. Plus, it’s especially good for those looking to bundle it with home insurance and snatch up the discount.
Although you will be covered for open-air contents you won’t be covered for landscaping costs.
Plus keep in mind, there’s no underinsurance protection, so if you don’t have enough insurance to cover the cost of damage or loss, then that money comes out of your own pocket. So make sure you put the effort into estimating the value of your possessions accurately - now is not the time for a rough guess!
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Up to $250 |
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No |
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Up to $1,000 per item, up to $2,500 in total |
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Yes, hardware. Software, up to $1,000 per item/collection, up to $2,500 total. |
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Yes |
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Yes |
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Up to $1,000 per item, up to $2,500 in total |
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Up to $1,000 per item or collection, up to $2,500 in total |
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Up to $1,000 per item or collection, up to $2,500 in total |
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No |
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Up to $500 |
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No |
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No |
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Up to $1,000 |
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No |
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Up to $5,000 |
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Up to $5,000 for funeral |
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No |
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Up to $500 |
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No |
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No |
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Yes |
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Up to $10,000 |
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No |
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No |
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Up to 14 days for contents |
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No |
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60 |
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No |
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Yes |
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$100 |
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true |
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no |
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10% online discount, applicable first year only. |
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Yes |
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Optional Extra, up to $1,000 per item |
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Up to $1,000 per item, up to $4,000 in total |
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Up to $20,000,000 |
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10% off grocery shop once a month, up to $500, conditions apply. |
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none |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years, up to $1,000 |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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Up to $500 |
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No |
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Up to $1,000 per item, up to $5,000 in total |
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Yes, hardware. Software, up to $1,000 per item/collection up to $5,000 total. |
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Yes |
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Yes |
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Up to $1,000 per item, up to $5,000 in total |
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Up to $1,000 per item or collection, up to $5,000 in total |
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Up to $1,000 per item or collection, up to $5,000 in total |
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No |
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Up to $1,000 |
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No |
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No |
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Up to $2,000 |
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No |
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Up to $10,000 |
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Up to $10,000 for funeral |
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No |
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Up to $1,000 |
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No |
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No |
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Yes |
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Up to $15,000 |
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No |
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No |
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Up to 14 days for contents |
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Up to 20% of sum insured |
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60 |
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No |
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Yes |
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$100 |
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true |
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no |
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10% online discount, applicable first year only. |
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Yes |
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Optional Extra, up to $1,000 per item |
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Up to $2,000 per item, up to $8,000 in total |
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Up to $20,000,000 |
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10% off grocery shop once a month, up to $500, conditions apply. |
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none |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years, up to $2,000 |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
I like the home insurance from woolworths very easy sign up, and they are so understanding and fair with their services. Would definitely recommend to anyone looking for hone insurance.
Read full reviewI like the home insurance from woolworths very easy sign up, and they are so understanding and fair with their services. Would definitely recommend to anyone looking for hone insurance.
All dealings I have had with them have been simple and easy. Customer service has been great. Price seems competitive.
Read full reviewAll dealings I have had with them have been simple and easy. Customer service has been great. Price seems competitive.
The absolute WORST customer service I’ve ever had so far. Called them to update my address and was on hold for 19 minutes before I hung up, then used their web chat service which someone answered within approximately 10 mins but it took 57 minutes....that’s correct, 57 MINUTES for them to change and update my details. Then the premium went up for no reason. We moved into a more modern and solid built home in better area. Just greedy. So I then cancelled it on the spot and went with Budget Direct at almost half the price.
Read full reviewThe absolute WORST customer service I’ve ever had so far. Called them to update my address and was on hold for 19 minutes before I hung up, then used their web chat service which someone answered within approximately 10 mins but it took 57 minutes....that’s correct, 57 MINUTES for them to change and update my details. Then the premium went up for no reason. We moved into a more modern and solid built home in better area. Just greedy. So I then cancelled it on the spot and went with Budget Direct at almost half the price.
Woolworths contents insurance was quick and easy to set up. I found the customer service good and they have a good price.
Read full reviewWoolworths contents insurance was quick and easy to set up. I found the customer service good and they have a good price.
Customer service was great, haven't had to have a claim and very happy with the price. Now I have family members also using Woolworths insurance.
Read full reviewCustomer service was great, haven't had to have a claim and very happy with the price. Now I have family members also using Woolworths insurance.