Travel insurance won’t cover activities like Running of the Bulls, warned DFAT

Australia’s Department of Foreign Affairs and Trade (DFAT) has warned those participating in “dangerous” activities probably won’t be covered by travel insurance, as two Australians have been gored in Spain’s Running of the Bulls finale at the San Fermin festival.

The Running of the Bulls is known as a “rite of passage” for young travellers, however the event injures between 200-300 visitors each year, said eGlobal Travel Media. Injuries range from less serious falls to others being maimed and breaking bones.

This year two men from New South Wales were injured in the festival - a 24-year-old was gored in the thigh and a 26-year-old was gored in the chest, abdomen and left thigh.

DFAT advised Australians that your travel insurance may not cover you if you participate in "high risk" activities, such as Running with the Bulls and suggested to check the details of your travel insurance policy before deciding whether to participate.

While Spanish hospitals provide medical attention to overseas visitors, the hospital will expect payment for services. “Make sure you have funds for such circumstances or that your travel insurance will provide coverage, even if you have been injured while Running with the Bulls,” DFAT said.

The Australian Government stated it would not pay for a traveller’s medical expenses overseas or medical evacuation costs.

Overseas medical bills can run into the tens of thousands of dollars, so search the travel insurance market and check out Mozo's top reasons why travel insurance claims are rejected here.