Ski-Insurance.com.au Travel Insurance

Ski-Insurance.com.au

Heading to the snow? Want a travel insurance policy specifically designed to cover your winter wonderland getaway? Look no further than Ski-Insurance.com.au. Read on and brush up on the details about their policies and cover before you hit the slopes.

About Ski-Insurance.com.au

Ski-Insurance.com.au are an Australian travel insurer, specialising in winter sports holidays. They are a part of the 1Cover Travel Group and the official travel insurance of Ski & Snowboard Australia. Underwritten by Lloyd’s, Ski-insurance.com.au are Australia’s only insurance company that offer cover for Australians taking part professionally in winter sports overseas.

Rates and fees verified as correct at 04 December, 2016. Other information correct at the time of writing.

Ski-Insurance.com.au travel insurance policies

At Ski-Insurance.com.au you can buy a single or multi-annual overseas travel insurance policy for winter sports destinations all over the world. There are policies to suit single travellers, groups or families. Check out our table below for details:

  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • International Ski Cover

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $5,000

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Annual Ski Plus

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $5,000

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • International Ski Cover

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $5,000

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Annual Ski Plus

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $5,000

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • International Ski Cover

    • Per group

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $10,000

    • $100,000

    • $100,000

    • $6,000

    • $10,000

    • $50,000

    • $50,000

    • $20,800

    • $10,000

    • $10,000

    • $10,000

    • $5,000

    • $10,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Annual Ski Plus

    • Per group

    • Unlimited

    • Unlimited

    • 100

    • Unlimited

    • Events
    • $10,000

    • $100,000

    • $100,000

    • $6,000

    • $10,000

    • $50,000

    • $50,000

    • $20,800

    • $10,000

    • $10,000

    • $10,000

    • $5,000

    • $10,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
= Covered = Not covered

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).


The fine print: key policy features to look out for

Heli-skiing cover:

Your Ski-Insurance.com.au travel insurance policy covers a lot of winter sports, but it doesn’t automatically cover heli-skiiing. If this is an activity you want to try, you can buy an extra cover for it either when you buy your original policy or when you’re on your trip.

Fine print: You’ll pay an additional premium and an excess of $500 on this cover. Ski-Insurance.com.au offer the option to remove excess for an extra premium, but this won’t apply to extra cover like the heli-skiing option. Also, you aren’t covered for accidental death or permanent disability or anything to do with the actual helicopter part of the activity.

Pre-existing medical conditions:

Ski-Insuracne.com.au travel insurance covers 34 pre-existing medical conditions, including hypertension, asthma and allergies.

Fine print: These conditions are only covered provided your condition has been stable and you have not been hospitalised for 12 months and you are not planning any surgery. Certain special rules will also apply to some conditions, such as diabetes, so check your PDS carefully. Any pre-existing medical condition other than the ones listed as automatically covered are not covered under Ski-Insurance.com.au travel insurance.

Family and seniors insurance:

If you’re hitting the slopes on a family trip, then good news! Ski-Insurance.com.au travel insurance policies cover dependents for no extra charge under a family or single policy. Single policies are available for Australian residents up to the age of 65, or 64 for multi-trip policies.

Fine print: Dependants are defined as financially dependent children or grandchildren (including fostered or adopted), under the age of 21. To be covered as a dependent, the child needs to be travelling with the policyholder for the duration of the trip.
Unfortunately, if you’re over 65, Ski-Insurance.com.au policies won’t cover you. Check out Mozo’s guide on travel insurance for seniors.

Extending your policy:

If you’ve checked your baggage in with a travel company and they are delayed, you can extend your Ski-Insurance.com.au policy for no extra charge. You can also extend for up to 12 months for any other reason, but an extra premium will apply.

Fine print: If you’re trip is delayed and you need to extend your policy you need to contact Ski-Insurance.com.au as soon as possible, because your cover is not extended until they have agreed to it. If you’re extending for another reason, you need to contact them seven days before your original policy ends. If you’re over 65, or if your extension is because of a pre-existing medical condition you won’t be able to extend.

Cancelling your policy:

Ski-Insurance.com.au offer a 14 day cooling off period, from the date they issue you a certificate of insurance, during which you can cancel your travel insurance policy for a full refund.

Fine print: This cooling off period only applies as long as you haven’t made a claim and your trip hasn’t started yet. After 14 days you can still cancel, but you won’t be given any refund.

Important information for a successful claim on your Ski-Insurance.com.au travel insurance

Once you’ve chosen a travel insurance policy to cover your next trip, you also need to know what special conditions or general exclusions might mean that your claim is rejected if something does go wrong. Here are some general rules to keep in mind, to make sure your claim with Ski-Insurance.com.au goes as smoothly as possible:

How to make a claim with Ski-Insurance.com.au

If something does go wrong while you’re on your trip, you’ll need to make a claim on your Ski-Insurance.com.au travel insurance. Here are some quick steps to the process to make it easier and quicker:

Call or email Ski-Insurance.com.au: The first thing to do is let your provider know you’re making a claim. So give them a call and they can walk you through the claims process. When you call, remember to have your personal details and the details of your travel insurance policy on hand.

Get your relevant documents ready: Once you’ve contacted Ski-Insurance.com.au, you need to make sure you’ve got all the documents you need to prove your claim. Depending what claim you’re making, this might include medical certificates, police reports or receipts for personal items.

Complete and submit your claims form: You can download a claims form at Ski-Insurance.com.au’s website. Fill it out carefully, because if you submit an incomplete form, it could mean delays or even a reduction to your payment. You can submit the form, along with all your relevant documents, to Ski-Insurance.com.au via post or email.

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Compare Ski-Insurance.com.au policies with other Australian Insurers

There are many travel insurance providers on the market today, so it’s definitely worth taking the time to compare providers and policies to find the right one to cover your next big trip. If you’re looking for travel insurance specifically to cover you on your next trip to the slopes, check out our dedicated guide. You can also compare the range of travel insurance options available with Mozo’s travel insurance comparison tool. Just plug in your destination, travel dates and who you’re travelling with and we’ll give you a comparison of the top travel insurance providers in just a few minutes.

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