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If you’re heading to the snow, then Ski-Insurance.com.au might be the travel insurance provider for you. We’ve gone through the fine-print to answer your burning questions about Ski-Insurance.com.au, their travel insurance plans, any important exclusions, and which policy add-ons you might need, so you can find the right policy for your snow trip.

About Ski-Insurance.com.au

Ski-Insurance.com.au are an Australian travel insurance provider that specialise in snow travel insurance. They have been in operation for over 15 years, as part of the 1Cover Travel Group, and are underwritten by Lloyd’s.

Rates and fees verified as correct at 22 May 2022. Other information correct at the time of writing.

Ski-Insurance.com.au travel insurance policies

Ski-Insurance.com.au offers either domestic travel insurance, or international travel insurance for ski and snowboarders.

  • Events

  • Limits shown apply

  • Covid medical cover

  • Covid cancellation cover

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health illness

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Professional Ski Insurance

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Events
    • Unlimited

    • $5,000

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
    • Ski Insurance

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • Events
    • Unlimited

    • $5,000

    • $50,000

    • $50,000

    • $3,000

    • $5,000

    • $25,000

    • $25,000

    • $10,400

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
= Covered = Not covered

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).


What is included in an Ski-Insurance.com.au international snow travel insurance policy?

Ski-Insurance.com.au has one international snow travel insurance policy, with a range of benefits that cover your usual travel insurance claims, as well as ones tailored to participation in snow sports. These include:

But remember: check Mozo’s data fields or the Ski-Insurance.com.au product disclosure statement (PDS) for details on pay-out limits and general exclusions for specific parts of their travel insurance policy across the range. 

Benefits that relate specifically to skiing and snowboarding:

Does Ski-Insurance.com.au travel insurance have COVID-19 cover?

Unfortunately, Ski-Insurance.com.au does not provide cover for COVID-19 at this time.  

What other optional extras can I add to my Ski-Insurance.com.au policy?

High value items

While luggage and personal effects are covered under all of Ski-Insurance.com.au’s policies, you may be able to purchase up to $5,000 worth of additional cover for any high value items you have, provided that they are less than 12 months old. High value items cover is not available, however, for jewellery, bicycles, watches, and watercraft. You could, however, apply for high value item cover for your surfboard, for instance. 

Heli-skiing 

If you’re planning on heli-skiing, then you will need to purchase an additional level of cover. Upon paying the extra premium, you may be eligible for cover on any claims that arise from heli-skiing. But, keep in mind, cover for accidental death and disability does not extend to participating in heli-skiing, due to the dangerous nature of the activity. 

Equipment hire excess

You can also pay an extra premium to reduce the cost of ski equipment hire excess, if you lose or accidentally damage your hire equipment. So, if your hire skis are stolen, you won’t be paying the full excess to replace them. 

Are pre-existing medical conditions covered under Ski-Insurance.com.au’s travel insurance?

Ski-Insurance.com.au automatically includes cover for some pre-existing medical conditions, although you must declare your pre-existing conditions and have them listed on your certificate of insurance in order to be covered. So, make sure you disclose any conditions that you do have at the time of applying. 

While you may have to pay an extra premium for your condition, some conditions are covered under your policy’s premium already. 

Some examples of pre-existing medical conditions that are automatically covered include:

If your pre-existing medical condition is not eligible for automatic cover, Ski-Insurance.com.au will not be able to provide overseas medical and hospital assistance, or any other benefits of your policy that are related to your condition, if you fall ill overseas.

What exclusions are there to look out for in a Ski-Insurance.com.au travel insurance policy?

If the country you are travelling to, or choose to remain in, has a ‘Do not travel’ warning issued by the Australian government’s Smartraveller website, then you will not be covered under Ski-Insurance.com.au’s policies for an insured event that happened while this warning was in effect. 

A brief list of general exclusions also include claims relating to:

What do I do if there’s an emergency during my trip?

If there’s an emergency, contact Ski-Insurance.com.au’s 24 hour emergency assistance and claims line on: 

How do I make a claim with Ski-Insurance.com.au travel insurance?

To make a claim, email Ski-Insurance.com.au at info@travelclaimscentre.com.au, or call them from Australia on 1300 369 883. You need to contact them regarding a claim within 30 days of returning home to Australia. 

You will need to have supporting documents which are relevant to your claim, like receipts, police reports, or hospital invoices. Ski-Insurance.com.au will aim to notify you of the success of your claim within 10 working days. 

Is it possible to cancel my Ski-Insurance.com.au travel insurance policy?

You can cancel your policy and receive a full-refund within 14 days of purchasing it, provided you have not started your journey, have not made a claim, or intend to make a claim. If you want to cancel after the 14 day cooling-off period, then you may be able to receive a partial refund, at Ski-Insurance.com.au’s discretion. 

To talk to Ski-Insurance.com.au about cancelling your policy, call them on 1300 369 883.

How does the Mozo Community rate Ski-Insurance.com.au?

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Compare Ski-Insurance.com.au policies with other Australian insurance providers

There are many travel insurance providers on the market today, so it’s definitely worth taking the time to compare providers and policies to find the right one to cover your next big trip. If you’re looking for travel insurance specifically to cover you on your next trip to the slopes, check out our dedicated guide. You can also compare the range of travel insurance options available with Mozo’s travel insurance comparison tool. Just plug in your destination, travel dates and who you’re travelling with and we’ll give you a comparison of the top travel insurance providers in just a few minutes.